Posted By Ray Hall on 26 Jul 2011 12:47 PM
Robby new people with a license only will waste a lot of time and $$ trying to get deployed on their first storm. About 2 weeks ago a person blasted a well know flood vender who took on a windstorm in Chicago for American Family. This is my guess at the real story. This well known flood vender has been making all the marketing calls for years. This real large carrier called in vender number 1 and number 2 who sent 50 or 100 of their top adjusters to Chicago. The well known flood vender was called to send in 50 to 100 adjusters to work thier first storm for AF. The vender already had thier core group working on other storms. A real problem..... yes .yes.yes. no not really; buts lets try to make it work.
The vender did not have people who could work the AF way and dropped down to the "dreg" list of names sent a few in and prayed for a miracle, which is not done on storm claims and all the "dregs" were sent away within one week. A very old story repeated 100 times each year.
Ray, I agree with you.................... to a point! Yes, most new folks will do one of two things without fail:
1) They will give up trying to get on rosters after 6 months with no takers and the obligatory post I see every other day:
OK I give up!!! I have taken every class and certification and still NO WORK !! I am done !!!!!! Note to new people: quit now because you will NOT find work, nobody will give you a chance unless there is a hurricane, then they will take anyone.
See Ya !!!
2) After getting licensed and an XM8 course and possibly an Adjuster101 class, they spend the next 6 months looking for work. Someone gives them a chance and they go out to their first storm "Here comes the big bucks" !!!!!
Oh S$%T, once they have 30 files handed to them, it is not long after that when the adjuster realizes he forgot how to use XM8. To make up for that right now, they scope all 30 in a week and then try to stumble through the XM8 estimate. He is able to get one XM8 estimate done after midnight. Awesome, 29 to go. The next morning he gets 30 more files and to make a long story short that adjuster will either quit or be asked to leave. I cannot imagine how that feels to go home where you are even more broke than when you started because of expenses.
Then there is the 3rd group of rookies, the ones that I will help because they understand that the 6 figure income is the fruits of the experienced adjuster who has paid their dues and taken their lumps and put there time in. They make finding a job their ONLY job until they get a job and during that time they stay up to date with newly aqcuired skills to keep them fresh . They are prepared and ready to go within a few days if they get that call.
Dozens of my rookies have gone to work over the last few months. The apprentice project has put rookies to work as well including one who is now a staff adjuster.
I will say this, a rookie adjuster should NOT be able to work their own claims because that is too much responsibility for atleast 1 to 3 months. They should apprentice and carry the supervising adjusters ladder. I had to do it for a year before I could do my own claims. That is the way it should be but isn't.
In closing, I don't think rookie adjusters coming to this industry (especially ones with no prior construction knowledge) should hold the same licenses I hold you hold any experience adjuster holds. They should get a provisional license through their first year. After the year, they should then test for the IA licenseThat could happen in that it will mean more dollars for the state
Florida has the right idea with their Public Adjuster licenses requiring a one year apprenticeship with another PA or PA firm.
I know rookie adjusters won't like it , but would any of you guys agree that a rookie should NOT be able to do claims "on their own??"
"A good leader leads.....
..... but a great leader is followed !!"
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