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I wouldn't expect vendors to use anyone with any real background in environmental claims. They will send out their fave butt-buddies as usual and they will go down there and scoop it up. I handled environmental claims in the coastal bend for Crawford and Co for several years.  I am sure anything that is done at this point will be undone by attorneys. But, at least they can identify the scope and class of the claimants and be ready for what comes.
 

Jeff Finley

Yuma, AZ

 

 

ok, it hit lousiana, what now?

To use an agrarian term, 'Once the seed of interest has been planted in the soil fertile, patiently and with faith await the triumphful bursting forth of the sweat of thy labors'.

Ol' Ghost

My fellow adjusters,

First, I would like to thank you for your posts over the years. As one of the many who have chosen to review the postings in a passive manner, rather than proactively engaging in the forum and sharing my thoughts, I would like to finally express my gratitude to all of you who have chosen to share your stories, questions, opinions and concerns and let you know that there are many like me who have benefitted from your input. Just silently. Please know that I believe this forum has become a valuable tool for both newbie and the experienced. So..., thanks!

Like many of you, I love my job, that simple. As an IA I have experienced the freedom of managing my schedule, making some dough and traveling to new locations while truly feeling that I am helping people mend their lives following the sometimes horrific, and the often times dizzying. I could sit here and write for hours why I think becoming a Cat adjuster was the best professional move I have ever made. I won’t. I will, however, break my silence on this forum by expressing my concern for those who have not arrived at the conclusion that being a GOOD and truly WHOLE adjuster requires elements of compassion, attributes of good will and understanding peoples emotional needs following a disaster.

Recently I have been reviewing posts written by a young, attention-seeking individual on this forum who’s posts are demeaning to our profession (considering his comments can be viewed by just anyone with a google search), yet blatently reflects the opinion of many Cat Adjusters out there who are solely in it for the buck. Unfortunately OLEGREDS statements have their place in this forum. The calculated remorse I sense from his posts for those affected by the Gulf spill appear shallow and murky as an oil slick, yet his motivation to work and make a dollar appears to be clear and sound. I know, nothing new here. Adjusters are a mixed bag. I just have seen too much suffering during CATs of the past, especially during my 2.5 year stint in New Orleans following Katrina and Rita, to respect the self-serving posts of one attempting to leach off the knowledge of veterans who shows no remorse or feelings for those who are affected by disaster. “Where’s the next disaster? How can I get work?” I am sometimes surprised that the majority of the respected “old guard” on this forum actually acknowledge his posts, ....then I have to remind myself that OLEGRED is in the role of the “foil” (if not “fool”) and many of the wise responders to his comments are acknowledging the fact that these sometime hurtful and belligerent comments of OLEGRED unfortunately represent a portion of our adjuster workforce. I am sad to see the poor standards of one person, displayed for all to see, representing our profession, on a national stage such as this forum. In turn, I am pleased to see so many here who see through the guise of “the young eager adjuster” and dismiss his buzzard-like values with your word lashings and disdain for his creed. In short, I wish those who work solely for money and the “rush” of the next storm could take in the big picture and see that this profession offers so much more than the hit-and-run excitement of being on the scene of a new storm and making some cash that will last you a few months into next year. It offers the chance for you to do something significantly positive in many peoples lives, day after day. You are their first line of hope. It also offers you the chance at total fullfillment at the end of the day.

If you are just entering this profession, or have been around for a while and are wondering why you don’t feel fulfilled with your work, know that empathy and compassion for the insureds will get you far. With it, it is a win, win. Without it, everyone loses.....including the adjuster who will be visiting the house across the street from your last scope. Neighbors talk.....how would you like to be remembered?.
-Changing one cru$%y adjuster at a time

you get A in composition... buy yourself a burger.... All ppl want after disaster is to get enough money to rebuild, and I am providing this service for them.. less of all they want to hear your incessant whining about how you feel their pain and how you will help them... I will remind you the words of a great economist Adam Smith "By pursuing his own interest he frequently promotes that of the society more effectually than when he really intends to promote it." Instead of writing lengthy and shallow moral philippics (google will be useful here to look up meaning of this word in lieu of proper education) save your breath for something useful.

Yeah!!!!! I am getting attention I deserve.... finally... :)

I'm ok guy, easy to work with, polite, straight shooter but friendly with my customers. What gave you all idea that I don't treat my customers right? Yeah, I knew that one quote, the other is new to me thanks for posting. I like the previous guy, he declares my insignificance and then goes on to write a full page about me, so funny I couldn't help laughing.

I'm off the soapbox and back on track.
Implode as you will, my friend.
At what time would Business Interuption claims come in? At what scale? I imagine vacationers are choosing other locations other than the Gulf. I imagine a full range of businesses are affected by this disaster due to press, water quality, beach shutdowns, contaminated catch etc...Anyone experienced in a disaster such as this? How can we prepare to help? What other private and gov entities will be called upon in the future for this incident? Where does homeowners insurance fit into this equation? Does rental property insurance have loss of income/loss of use? Any thoughts? Yes, many of these topics have been brought up, perhaps some of you can elaborate.

......also, perhaps coverage should be addressed (ie. destruction of property v. pollution exclusions....), third party liability issues, civil authority and how the insurance companies will handle this, specialty environmental coverage....the list goes on. I'm dizzy now.

My sister just submitted her loss of income claim on her condo to BP. Let's see what happens and who gets the claim.

We know BP is paying claims, but what do they do when they hit $75,000,000. They will face class action suites from either the victums of the oils or the share holders. A true no win situation. does anyone know anything about the fund (?) that is supposed to step in after 75 million.

I think the cap of 75 million was a dream that turned into a nightmare for BP. BP has more knowledge than any one in Washington or Baton Rouge on how to stop the spil lby killing they well. They are trying everthing they can think of with help from  the other oil operators the world who can contribute to the solution. BP will be on the hook for all the cost to kill the well and clean up the waters and pay all the third party claimants.Good liability adjusters are being sought now. This is a long tail day rate gig.

I just read a post from an adjuster in Alabama on this topic of third party liability claims. A nice older lady who cleans condo,s came in with tears in her eyes who has not made any income, because of cancellations...... sad.. . need a few good liability adjusters.... not roof thumpers.

Poor old thing... it's time to invoke her business policy, get her last year IRS return and get in line

business policy? give us more specifics on her business insurance.

just spoke with an old lady. she has BI as part of business insurance she got for her 75th birthday, so she will be alright...

stormcrow - If the gov. finds that BP demonstrated "gross negligence or willful misconduct" BP would be responsible for ALL damages above the Oil Pollution Act's protective 75,000,000 cap.

I read that the Liability Trust Fund is funded by a tax on the oil industry, and once gone, it would come from tax payer dollars.