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EXPLOSION

Here's a connecticut court decision dealing with other issues, but it mentions "explosion from a firearm". I don't know if this was a case of the gun just being fired or the gun blowing apart, I'll try to find better examples.

I can tell you that damage from suicides by gunshot and other building damages from gunshots are routinely paid under the DP1 as "explosion". I have a claim with gang member firing a gun into a house damaging two windows, as VM&M glass would not be covered, as peril of explosion it is covered, routine decision by carrier.

I had a suicide the other day and I had to ask the clean up crew if the brains were splattered on the building (covered) or on the lawn (not covered). I needed to ask because the police report discussed pieces of brains being recovered from the lawn. Turns out 95% of the material was on the side of the house, and since it was from a real firearm, it was pain under "explosion", carrier's routine decision. If it hadn't hit the house the hazmat cleanup wouldn't have been covered.

In California we have a law against typing up estimates while driving or even being on the phone. It doesn't matter how slow the traffic is. And the CHP is very slick at getting customers while riding their zippy BMWs. They are expert at spotting you from a 1/2 mile away and zipping up to your window, pointing a finger at you like your momma used to.

And Ray, if your name is striking fear in the file examiner's heart you will do better financially to become a PA.

Next time i'm in Houston I will buy you a beer. Sorry I didn't think to look you up during IKE.