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According to several recent articles in Florida newspapers a multitude of insurers operating in the state of Florida are severely underfunded and would not survive the aftermath of even a Cat 2. This is really encouraging for those looking foreward to the upcoming Cat season. It will be very important for all of us to ascertain the viability of any carrier you choose to work for. Handling several hundred claims for free would not be very pleasant. Now not only do you have to cull vendors for someone honest but on top of it cross your fingers either the vendor or carrier don't go belly up. Remember where you are on the list of carrier creditors!!!!!!!