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Last Post 08/24/2009 3:11 PM by okclarryd

Bil Track

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mbradbury

Guest
Posts:35

08/21/2009 8:01 AM
So it's looking like this beast may clip Cape Cod, and then move on to Canada, for example, Nova Scotia. I'm willing to bet the Canadians don't often deal with Major Hurricans, and would like our help as adjusters. Does anyone know of any IA firm who work with Canadians that we could get in tough with? I do it because I want to provide a better life for my family than my parents could provide for me.

MBoy

Member
Posts:57

08/21/2009 9:57 AM
Claims north of the border are handled differently. Contractors write up the estimate and adjusters only review. You do not make site visits. Other issues are with obtaining the proper work permits. The Canadian government is not known for acting quickly. One firm that sends people to Canada is Cunningham Lindsey. They have a Canadian branch that has requested assistance. They sent crews in during the summer of 2005 for hail & flood (two events, two different areas). The VP of Claims failed to negotiate the work permits, so the adjusters had to claim they were on vacation while up there and could only stay for 60 days. I understand CL also lost money on that deal becausethe exchange rate was not considered by the VP of Claims when the deal was priced. Fortunately their Cat Manager refused to renege on the deals the VP made with the adjusters. They have a different Cat Manager now who doesn't mind shafting the adjusters (incidents in 2006 & 2008 that I know of). As with any vendor, know before you go and get it in writing.

stormcrow

Member
Posts:437

08/22/2009 3:02 PM
A TN permit (NAFTA) is required to work in Canada. You must have a valid license and have been licensed for 3 years. You must have a passport. You must have a letter from a Canadian vendor outliing the conditions you are working under (very specific). MBoy, I don't know where you are from, but I am inspecting roofs, basements fires, and more in Canada, and only dispatch a contractor as required. Some companies are using contractors on smaller losses. After Joel (2003) many firms used contractors, hopefully they learnt their lesson. Companies that many need adjusters would be Cunningham, Crawford and possibly NCA. You could also contact adjusting firms in Nova Scotia. You will likely need a local license, that could take a few days, and you may need a criminal back gorund check. If you sneak accross the border and are caught, you will be arrested and put on a plane home (without your gear). You not be able to re enter Canada for 5 years. You could also face fines as could the vendor that snuck you in. Canadian companys are more likely to put you on a day rate. If you get a call good luck have fund and remember that the speed sign that says 100 does not mean MPH. I want to die peacefully in my sleep like my grandfather, not screaming in terror like his passengers.

Ray Hall

Senior Member
Posts:2443

08/23/2009 7:54 PM
Canada is not a place for an American Adjuster to work. They will make triple sure they need your Yankee behind, and are not really that impressed with your background. Several years ago a London Underwriter sent me to Alberta on a big oil & gas claim and my boss and I had to give 1/2 the fee to a local adjuster that we had to engage to finish the loss.

okclarryd

Veteran Member
Posts:954

08/24/2009 3:11 PM
I'm not allowed in Canada. It's a funny story...................funny now, anyway. Larry D Hardin

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