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Last Post 11/06/2008 12:39 AM by  Ray Hall
Mold case in Calif
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sbeau4014
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11/05/2008 3:41 PM
    Below is a write up in the National Underwriter on a recent mold case that was decided in Calif.  The plaintiff sued the carrier claiming that the remediation contractor's were agents of theirs, and also sued the remediation contractors for negligence in how they did their job, claiming that they did it incorrectly and cause mold/water damages.  A different approach was tried and failed here.  You want to talk about an exciting trial, can you imagine a trial talking about mold/water damages that lasts for TWO MONTHS?  Not my idea of fun!
     

    Calif. Mold Case Seen By Defense As Growing Trend

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    An Orange County, Calif., jury verdict rejecting a negligence claim against a remediation company is the latest result from a new variety of mold cases that are being filed, a defense attorney said.

    In the case—E.H. Webb Blessley and Donna L. Blessley v. Fire Insurance Exchange; Orange Restoration dba ServiceMaster AAA Restoration, heard in the Orange County Superior Court—plaintiffs H. Webb Blessley and Donna Blessley filed suit against ServiceMaster AAA Restoration, a dry-out/mold remediation company that had performed work on their home, alleging negligence.

    The plaintiffs said they discovered water damage and mold after the remediation company had completed its work.

    They also complained against the first-party insurance carrier, Fire Insurance Exchange, for breach of the implied covenant of good faith and fair dealing and breach of contract. The plaintiffs attempted to argue that the mold remediation company was an agent of their first-party insurance carrier.

    The trial, presided over by Judge Kirk Nakamura, lasted two months.

    Victoria Ersoff, a partner with Wood, Smith, Henning & Berman, said the case is significant because she has seen mold cases trending away from traditional construction defect litigation involving bodily injury claims, and toward cases against contractors for failure to properly remediate.

    Previously, she said, plaintiffs would argue that water intrusion through the roof or windows caused toxic mold to form, which led to a range of health complications.

    But recent cases, she noted, do not involve bodily injury. Instead, a homeowner will have a house fixed and then sue the contractor for failure to properly remediate.

    Ms. Ersoff said mold litigation may have evolved to this point because the bodily injury claims were hard to prove at trial. She said medical science did not support many of the claims, and noted that she has never lost a mold bodily injury case.

    Even with this newer tactic, though, Ms. Ersoff said mold litigation is not increasing the way it did a few years ago. Back then, she said, big law firms took on mold cases, whereas now, it is smaller, random firms.

    In the Blessley case, Ms. Ersoff said the plaintiffs, who had been “vigilant” about documenting damage to their home with video and photos, could produce no documentation of damage relating to their charges. Additionally, Ms. Ersoff said it was discovered during trial that the house had sustained previous heavy water damage despite plaintiffs’ claims that there were no prior incidents of flooding.

    Jim Keathley, an attorney representing the plaintiffs, did not return a phone call.

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    BobH
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    11/05/2008 10:29 PM
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    An Orange County, Calif., jury verdict rejecting a negligence claim against a remediation company is the latest result from a new variety of mold cases...
     
    I'm glad there was a Defense verdict on that one.
     
    ...But recent cases, she noted, do not involve bodily injury. Instead, a homeowner will have a house fixed and then sue the contractor for failure to properly remediate.
    Yeah, that happened last year in the area where I do "daily claims".  But the contractor that specialized in water damage restoration lost in court for something that was pre-existing sub-area mold and not even related to the area of the house that the claim focused on.
     
    After that case, the contractor became much harder to work with on claims.  One square inch of mold became a "need for full blown remediation" with the negative air, etc, and was just overkill in my opinion.
     
    For those who want to argue if Mold is "junk science" or how it relates to working claims, a lot of that was aired out on this other recent thread (click the link)
    Bob H
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    Ray Hall
    Senior Member
    Senior Member
    Posts:2443


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    11/06/2008 12:39 AM
    The part that got my attention was the water sucker was an "agent" of the insurance carrier. The way they show up and take charge....... they are the mold expert's for the carriers. Hmm she has never lost a BI claim for mold injuries, well thats shows she is good as she gets the medical science people on the stand. I think mold is the wiplash of 40 years ago. I hope so.
     
    Got a good one down in Galveston, the water suckers did not have much trouble convincing the insureds that all the water in the room came through the 2 story bedroom window without breaking a glass. I will enjoy this one if the carrier has any b.... did not say much about the missing back & front exterior wall about 5 feet off the ground and the smell of muck.
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