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    CADO Flood\NFIP Support Page

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    This page provides information and resources related to the handling of flood claims.

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    Some information found on this page

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    On the National Flood Insurance Program (NFIP) Claims Manual
    On Renewing/Obtaining Flood Control Number
    NFIP Fee Schedule

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    Significant Flood Events include ...

    ——Source: NFIP

    Hurricane Katrina (2005) with 208,348 Paid Losses
    Hurricane Sandy (2012) with 114,846 Paid Losses
    Hurricane Harvey (2017) with 92,385 Paid Losses

Flood Damage

National Flood Insurance Program (NFIP) Claims Manual

Click here for Appendices for the NFIP Claims Manual

Links to the current edition and previous editions of the NFIP Claims Manual. (PDFs)

Current Claims Manual Effective 6/29/2023

Effective October 1, 2021
Table of Changes to the 10-2021 Manual
Effective May 1 2020
Effective June 1, 2019
Effective August 30, 2018
Effective September 2, 2013
The "read more" link will take you to the source the manuals, please check the Claims Manual section on that page,

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Colorado Flooding

Renewing/Obtaining Flood Control Number

Adjusters seeking to maintain their active registered status must attend an NFIP Claims Presentation each calendar year. Use the read more link for information about the qualification process or to contact the Bureau & Statistical Agent. Source: NFIP .

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Flooding

NFIP Fee Schedule

 9/29/2023 Update: FEMA has revised its NFIP Adjuster Fee Schedule. The revised NFIP Adjuster Fee Schedule will be effective on October 1, 2023, and is applicable to claims with dates of loss on or after October 1, 2023. The 2022 Increased Cost of Compliance (ICC) Fee Schedule was not revised. You can follow this link for the source of this update which is the WYO Company Bulletin W-23013

NFIP Adjuster Claims Presentation Schedule

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Legislators Introduce Bill To Change Adjuster Licensing In Florida

Roy
/ Categories: DOI, Licensing
Legislators Introduce Bill To Change Adjuster Licensing In Florida
LEGISLATORS INTRODUCE BILL TO CHANGE ADJUSTER LICENSING IN FLORIDA NEW PROPOSED LAW TO REQUIRE ADJUSTERS TO TAKE THE STATE TEST Currently, adjuster candidates who obtain an approved designation are exempt from taking the state licensing test. 

On February 24, 2015 two bills were introduced into the FL Legislature. SB 1222 by Senator Richter, and HB 1133 by Representative Fant. If passed, the new law would eliminate the exemption, thereby requiring adjuster candidates to take 40 hours of pre-licensing and the state test. HOW THIS WILL AFFECT EACH CANDIDATE The possible change in the law means that: 

1. Any candidates for an adjuster license who want the exemption from the state test should immediately take and complete an approved Designation prior to the projected date of July 1, 2015, when the new law would take effect;

 2. Any candidate for an adjuster license after that date may be required and should be prepared to take the designation and then study for the state test. 

HOW THIS WILL AFFECT INSURANCE COMPANIES The cost of licensing each new adjuster will increase due the the expense of the adjuster study manual textbook ($50 + tax); along with the testing fee ($56.00); The time for licensing will increase due to the additional study time to prepare for the state exam. If you have questions or comments you may contact: Senator Richter: (239) 417-6205 Representative Fant: (850) 717-5015 The proposed bill may be viewed at: http://www.flsenate.gov/Session/Bill/2015/1222/BillText/__/HTML

 

The above was received via email from a visitor to the site

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FEMA Press Releases

Here are some recent Releases

Here is a link to the FEMA Press Releases official website. The source of the releases above.

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Need Flood Adjusters? Click here to see those that report they are NFIP Certified  Adjusters please check and update your information if needed.

WYO Company Bulletins

Source: The National Flood Insurance Program | FloodSmart | NFIPServices

Follow these links to see all WYO Bulletins and to check on new Bulletins: 2024 | 2023 | 2022 | 2021
 

Flood Losses

Below is a link to a FEMA page that provides reports that can be downloaded which provides flood insurance losses per state.The table on that page includes open claims, closed claims, and claims closed without payment.

Flood Loss Stats
 
Below is another link that takes you to a page on the  Insurance Information Institute, Inc. website that provides Flood Statistics.
Facts + Statistics: Flood Insurance

Flood Adjuster Capacity Program Manual

This manual has publish date of July 2019, here is a summary from the manual.

"FEMA is dedicated to increasing the nation’s disaster resiliency. To this end, FEMA’s NFIP is working hard to increase the number of households and businesses that are protected by flood insurance. As the flood insurance policy count grows, FEMA will need to maintain a high level of customer satisfaction throughout the claims process. To make this possible, FEMA has initiated the Flood Adjuster Capacity Program (FACP) and is partnering with WYO Companies, independent adjusting firms, and individual adjusters to increase the number of claims adjusters who are trained and available to help NFIP policyholders after flood events. The FACP will work to strengthen and enhance recruitment, training and professional development for claims adjusters nationwide."

Here is a link to the manual

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Additional Resources


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NFIP Dwelling Form

Subject: Policy: NFIP Dwelling Form Description: Quote from FEMA; The Dwelling Policy Form may be issued to homeowners,...
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NFIP Adjuster Fee Schedule

9/29/2023 Update:  "FEMA has revised its NFIP Adjuster Fee Schedule. The revised NFIP Adjuster Fee Schedule will be effective on October...
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