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Rick

NFIP wil not give a number to a public adjuster.  I can attend the courses and get the credits but not get an NFIP nuber that would allow me to act as an advocate for a property owner  for the act of congress,  (Flood policies are not insurance policies)  So if I am acting for a property owner that is not an insured under a policy of insurance how would I be subjected to the state laws?  Would I be criminally liable for the transgrssion and if so how would state law address the federal issues?  I don't think the state could caryy their burden of charging me while doing work on a federal project.  I do attend the flood claasses and pay my fees to participate., and  get the CE credits but no certification.  An attorney can not bring an action on flood issues into state court.  Most PAs will not get involved in a flood claim unless it is a significant loss with some very obvious errors.

William S Cook

Public Adjuster

Thanks for your insights and updates on the court issues regarding O&P

I certainly hope that the  construction contractors never discuss a claim with an adjuster or an insured wher an insurance policy is involved.  According to Mr. Carr's interpretation the contractor will be headed to the hoosegow.  Perhaps the laws have a secret back door tht lets a contractor do about the same thing that a public adjuster would be doing, except he keeps all of the additional for his work..   Read the statute below or above and correct this PA if I  have read it wrong.

William S Cook

Public Adjuster

Bill Cook, I have changed my thinking. I agree with you that you can work flood losses in Georgia. I also agree NFIP is not an insurance company.

Thanks Ray

I know you are not easily swayed by the ramblings of a public adjuster.  Your respected opinions on other matters are valued by all including me.  I hope this does not diminish your credibility.

Bill Cook

Public Adjuster

Bill the big advantage of having a lot of years adjusting experience is you do not have to worry about offending an insurance company and not getting any future work. When you are on the down slope qualified adjusters, much younger get those calls, and should.