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Hail is an act of God. The bible speaks of whole cities destroyed by hail. Many people in the weather business predict this will occur again. I also think it will. Nothing except stone and earth will survive very large hail.

I am not an engineer nor an expert, but an adjuster who has seen very large hail in the USA on over 20,000 buildings over many years and it all comes down to the hail stone or the large chunks of ice that comes from over 50,000 feet, sometimes with tornadic winds.

No material that is made by man will survive if the hail is large..... just relax, buy windstorm insurance as you have a good chance of being hailed out ever 15-20 years or sooner.

Me-an...all you have to do is sign up & pay for adjuster licensing classes, obtain the license for your state and then get on board to work claims for  every vendor that handles losses in your area.  This will guarantee your roof safe from damage.   It would be cheaper and easier though if you just follow Ray's advice.

Mike,  I do believe that was just a clever way of getting some free advertising, just a good hunch.

Tom I thought the same thing when I pulled the site up.  While we are on the topic of most hail resistant, I always look out the windows when I am in a tall building and look at the roofs below. It seems accross the US most appear to be a mod. bit. (type) with a white slate coat, about 30" wide and torch down with a lap seam. Overseas I have seen a black rubber type with soil on top and a garden growing. Many of the major rubber companies in the world seem to make some type of membrane with their own brand name. Its very hard to walk on a large commercial roof and tell what the brand name is and I usally ask the insured who has the history of the roof.

I would also like to add, that even though most insurance companies regard granule loss as a "Cosmetic Only" defect, the impact will eventually create substantial granule loss over the next several seasons of normal weathering, due to the impact point and loosening of granules.

In most areas, unless the cat is so wide spread, the time limit for reporting damage is one year, as you all know very well, but the actual symptoms may not be readily visible until some time later than that one year limit benchmark.

Dramatic photos Doug.

Ed

Posted By HuskerCat on 19 May 2008 11:15 PM

Me-an...all you have to do is sign up & pay for adjuster licensing classes, obtain the license for your state and then get on board to work claims for  every vendor that handles losses in your area.  This will guarantee your roof safe from damage.   It would be cheaper and easier though if you just follow Ray's advice.