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Last Post 03/25/2011 6:36 AM by  Tom Toll
Knowledge & Attitude
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Tom Toll
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12/15/2008 7:39 AM
If we are perceived as potentials rather than problems, as possessing strengths instead of weaknesses, as unlimited rather than dull and unresponsive, then we can  thrive and grow to our capabilities. Never say never and never say no to an opportunity. Everything is possible if your mind is open to it and you have the drive and will to accept it.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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12/15/2008 9:36 AM
Thought I would share this wonderful true story with you. Cops have to be dedicated, just like adjusters do. We also sometimes have to work on Christmas, if we are truly dedicated to helping others in their time of need.


-A Cop's Story at Christmas-

It was many decades ago when I first joined the police department, I knew
there would be special occasions my family would spend without me. Knowing
that fact didn't make the task any easier. The celebrations I missed that
first year depressed me and sometimes made me feel bitter. Working on Christmas
Eve was always the worst.

On Christmas Eve years ago, I learned that blessings can come disguised as
misfortune, and honor is more than just a word.

I was riding one man patrol on the 4-12 shift. The night was cold.
Everywhere I looked I saw reminders of the holiday: families packing their
cars with presents, beautifully decorated trees in living room windows and roofs
adorned with tiny sleighs. It all added to my holiday funk.

The evening had been relatively quiet; there were calls for barking dogs
and a residential false burglar alarm. There was nothing to make the night
pass any quicker. I thought of my own family and sunk further into depression.

Shortly after 2200 hours I got a radio call to the home of an elderly,
terminally ill man. I parked my patrol car in front of a simple Cape Cod style
home. First aid kit in hand, I walked up the short path to the front door. As
I approached, a woman who seemed to be about 80 years old opened the door.
"He's in here", she said. She led me to a back bedroom.

We passed through a living room that was furnished in a style I had come to
associate with older people. The sofa has an afghan blanket draped over its
back and a dark, solid Queen Anne chair say next to an unused fireplace. The
mantle was cluttered with an eccentric mix of several photos, some ceramic
figurines and an antique clock. A floor lamp provided soft lighting.

We entered a small bedroom where a frail looking man lay in bed with a
blanket pulled up to his chin. He wore a blank stare on his ashen, skeletal
face. His breathing was shallow and labored. He was barely alive. The trappings of
illness were all around his bed. The nightstand was littered with a large
number of pill vials. An oxygen bottle stood nearby. Its plastic hose, with
face mask attached, rested on the blanket.

I asked the old woman why she called the police. She simply shrugged and
nodded sadly toward her husband, indicating it was at his request. I looked at
him and he stared intently into my eyes. He seemed relaxed now. I didn't
understand the suddenly calm expression on his face.

I looked around the room again. A dresser stood along the wall to the left
of the bed. On it was the usual memorabilia: ornate perfume bottles, a white
porcelain pin case, and a wooden jewelry case. There were also several photos
in simple frames. One caught my eye and I walked closer to the dresser for
a closer look. The picture showed a young man dressed in a police uniform. It
was unmistakably a photo of the man in bed. I knew then why I was there.

I looked at the old man and he motioned with his hand toward the side of
the bed. I walked over and stood beside him. He slid a thi n arm from under
the covers and took my hand. Soon, I felt his hand go limp, I looked at his
face. There was no fear there. I saw only peace.

He knew he was dying; he was aware his time was very near. I knew now that
he was afraid of what was about to happen and he wanted the protection of a
fellow cop on his journey. A caring God had seen to it that his child would be
delivered safely to Him. The honor of being his escort fell to me.

When I left at the end of my tour that night, the temperature seemed to
have risen considerably, and all the holiday displays I saw on the way home
made me smile.

I no longer feel sorry for myself for having to work on Christmas Eve. I
have chosen an honorable profession . I pray that when it's my turn to
leave this world there will be a cop there to hold my hand and remind me that I have
nothing to fear.

I wish all my brothers and sisters who have to work this Christmas Eve all
the joy and warmth of the season.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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--
12/16/2008 2:33 PM
Some Thoughts on Being Successful!

What does it take to be a successful adjuster. Your working all over this fine country of ours because Mother Nature has provided you an opportunity to become successful. Success in not always how much money you make, but how you fit into society and how you feel about yourself and how others feel about you.

Being a Success! We want to be successful in school, in our jobs, in our relationships. In fact, we dream about being successful in everything. But what a challenge this is!

Most of the people believe that they just can't achieve great success because they don't have what it takes, or because they're not educated enough! They complain that luck is never on their side or that they weren't born to be successful, or even that they are too poor to ever even think about being something else!

You know what? You don't need luck or any diploma to accomplish the success you deserve.

You just need faith. Faith that you will indeed be successful, faith that you have all that it takes to make it to the top! You have to BELIEVE that YOU ARE the most successful person you ever met.

If you don't believe in yourself, who on earth do you think will?

The most successful persons in the world (businessmen (women), signers, physicians, adjusters, claims managers, etc.) all have that point in common: They all believed firmly that they were going to be exactly what they expected to be. They never doubted themselves, they had faith in their potentials and they were absolutely convinced that they would make it to the top! They never accepted a No for an answer. Nothing as ever stopped them, slowed down maybe, but never stopped!

Well that is very neat on paper, but I can hear you tell me: "It's easier said than done! How can I have faith in myself, when all that I have done so far hasn't brought me the success I am dreaming of? Everything that I'm trying ends up in a mess! Oh, I have attained some results of course, but I want more than that!" And that mindset could go on and on.

There is a lot of things that ANYBODY can do to become a success in any field they choose: relationships, business, career, anything you can think of!

First, you have to understand that you will need to make an effort, not necessarily a huge one, but let's put it that way: you will definitely need consistence in your doings.

With anything that you're trying to attain if you don't give consistent efforts, you'll just simply NEVER get what you expect. The main point is to believe that YOU CAN be successful, and YOU WILL indeed.

One good method I am using for years now is Affirmation. And that doesn't really take a great deal of an effort to do. Simply keep repeating to your self, while looking at yourself in a mirror, some sentences like these ones:

- I am a successful person!
- I can attain any success level I desire!
- I will be rich because I deserve it!
- I will be successful in anything that I do!
- And any other statement to make your attitude higher and your love of knowledge higher.

There are some rules that have to be followed when using the Affirmation Method.

Never use any negative form in you sentences (i.e.: I will not fail in anything anymore. It's better to use: I will succeed in everything I'm undertaking from now on.) And trust me, affirmations really works! So if you affirm anything negative, this is what you'll get! So be aware of it, and very careful in your affirmations.

You also have to be repetitive. Repeat at least 10 to 20 times each affirmation every day, for several days. What I like to do when I have a goal to attain is to pick up 2 or 3 sentences that make sense to me. Then I write them down 10 times each, and I repeat the process for at least 7 days in a row.

Remember, consistency!!! You can even go further and do it for 2 to 3 weeks in a row. The longer you do it, the better results you'll get. In fact, just make it a morning habit while your in the bathroom while your getting ready for the coming successful day.

You will be surprised on how effective that simple and easy method is. Many years ago I started with affirmations to help me care about my self. Yeah! I was like that! A person that didn't like himself/herself enough to believe that he/she could do anything good. Well that simple method had simply change my life for the better! I am happy with myself, my life with my family and friends is wonderful. I feel that I have been and still am, a successful adjuster. You can have those same feelings and you can accomplish anything that you decide you want to do.

So, let me tell you that this method can really change your life too if you only give it a try! Many years ago I went from living in a stressful mood all the time, never expecting anything good could ever happen to me, to being loaded with confidence in my possibilities and chances of being successful in all the aspects of my life! And still sometimes when something doesn't go the way I want it, I grab my pen and start writing positive affirmations. And back on the good track I am!

I met a lady 19 years ago that changed my view of love, compassion and marriage. Her name is Janice and she is my true love, my soul mate, my kindred spirit partner, my lover, and my daughter's mother they really never had. She affirms herself daily and has become on of the best female insurance adjusters of our community. She now works with FEMA through Cunningham Lindsey and is highly successful at being a project writer for FEMA. From the word I get, she is outshining some of the old veterans that have been with FEMA for many years. How does she do this when 17 years ago she did not know that much about insurance. She went with me on her first Cat in 1991 for hurricane Bob in Massachusetts, near Cape Cod. She was going with me to assist on looking at losses, living with five other adjusters, several of which were General Adjusters and the others were high quality adjusters. We all shared a large home to cut down on expenses. We all shared the cleaning, cooking, making coffee and had meetings at night to help each other with questions or problems. When we got back home, (this is before we got married), she said, "lets do this all the time, I had a wonderful time, enjoyed the comradery, and I would like to become an adjuster too". That's all it took for me, I started training her and other GA friends of mine helped also. She had a desire to succeed and a compassion for the ability to help others during their time of stress and need.

Why would she want to do this. Her desire to be successful, not only income, but respect for herself and respect others give her for doing an exemplary job. My hat is off to Janice for becoming what she is now in this little community of ours. She has set an example to all newbies as to what they can become, if they affirm themselves, and create the proper attitude.

Good luck to all of you.

Success is not final, failure is not fatal: it is the courage to continue that counts.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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--
12/18/2008 9:42 AM

True happiness comes from within, never from external sources. So do not expect financial success to bring you happiness on a personal or spiritual level. You don't have to go any further than headlines at the grocery check out line to figure that one out

There are two thing money can never buy, health and happiness. Don't forget what matters most on your road to financial success. Learn to love yourself. If you don't love yourself, who else is going to?

Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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Posts:1865


--
12/19/2008 1:06 PM
The following is the philosophy of Charles Schulz, the creator of the 'Peanuts' comic strip.

You don't have to actually answer the questions.

Just read the e-mail straight through, and you'll get the point.

1. Name the five wealthiest people in the world.

2. Name the last five Heisman trophy winners.

3. Name the last five winners of the Miss America pageant.

4. Name ten people who have won the Nobel or Pulitzer Prize.

5. Name the last half dozen Academy Award winners for best actor and actress.

6. Name the last decade's worth of World Series winners.


How did you do?

The point is , none of us remember the headliners of yesterday.
These are no second-rate achievers.
They are the best in their fields.
But the applause dies..
Awards tarnish.
Achievements are forgotten.
Accolades and certificates are buried with their owners.



Here's another quiz. See how you do on this one:


1. List a few teachers who aided your journey through school.

2. Name three friends who have helped you through a difficult time.

3. Name five people who have taught you something worthwhile.

4. Think of a few people who have made you feel appreciated and special!!

5. Think of five people you enjoy spending time with.

Easier?


The lesson:

The people who make a difference in your life are not the ones with the most credentials..the most money...or the most awards.

They simply are the ones who care the most.


'Don't worry about the world coming to an end today. It's already tomorrow in Australia !'



''Be Yourself. Everyone Else Is Taken!

Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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--
12/19/2008 1:29 PM
I took an online personal evaluation test and here is what they came up with. Amazing how close it is to me and my life long goals.

For your whole life, the odds have been stacked against you. Growing up, you were told where to sit, how to live and what to do – all the while being at the mercy of a prevailing society that could injure you with impunity. What you lack in formal education, you’ve made up for in street smarts, raw talent and sheer determination. Your charisma and quick wit are your keys to rising above, connecting you to people in such a powerful way that even those who claim to stand behind you feel threatened by your huge presence and might try to do you in. But you are strong: Though you may occasionally trust too easily, you ultimately know who your friends are and that you will never, ever give up pursuing greatness – not just for yourself, but for so many who, often to your surprise, are inspired by what you do. Because you show everyone, by example, that the power to change is in their hands.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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Posts:1865


--
12/22/2008 8:44 AM
Christmas is forever, not for just one day,
for loving, sharing, giving, are not to put away
 like bells and lights and tinsel, in some box upon a shelf.
The good you do for others, is good you do yourself...
 
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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Posts:1865


--
12/23/2008 6:43 AM
It is the personal thoughtfulness, the warm human awareness, the reaching out of the self to one's fellow man that makes giving worthy of the Christmas spirit. This is the season of giving and forgiving. To each of you, a very Merry Christmas and a wonderful New Year, from Janice and Tom Toll.
Success is not final, failure is not fatal: it is the courage to continue that counts.
HuskerCat
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12/26/2008 10:56 AM
Some rules to live by (or so I've been told):
 
Always keep your words soft and sweet, just in case you have to eat them. 
If you can't be kind, at least have the decency to be vague. 
And, always read stuff that will make you look good if you die in the middle of it.
Tom Toll
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12/28/2008 12:00 PM
Am I a Crabby old man?
 
What do you see nurses? ...What do you see?
What are you thinking.....when you're looking at me?
A crabby old man ...not very wise,
Uncertain of habit.....with faraway eyes?

Who dribbles his food.......and makes no reply.
When you say in a loud voice.....'I do wish you'd try!'
Who seems not to notice..the things that you do.
And forever is losing......... A sock or a shoe?

Who, resisting or not...........let's you do as you will,
With bathing and feeding .... The long day to fill?
Is that what you're thinking? Is that what you see?
Then open your eyes, nurse......you're not looking at me.

I'll tell you who I am ......... As I sit here so still,
As I do what you're bidding, ... .as I eat at your will.
I'm a small child of ten ......with a father and mother,
Brothers and sisters ........who love one another.

A young boy of sixteen..with wings on his feet
Dreaming that soon now. .......a lover he'll meet.
A groom soon at twenty ....my heart gives a leap.
Remembering the vows......that I promised to keep.

At twenty-five, now .......... I have young of my own.
Who need me to guide .... And a secure happy home.
A man of thirty ........ My young now grown fast,
Bound to each other .......... With ties that should last.

At forty, my young sons .....have grown and are gone,
But my woman's beside me.......to see I don't mourn.
At fifty, once more, ....... Babies play 'round my knee,
Again, we know children ...... My loved one and me.

Dark days are upon me ............. My wife is now dead.
I look at the future ..............I shudder with dread.
For my young are all rearing......young of their own.
And I think of the years... And the love that I've known.

I'm now an old man.........and nature is cruel.
'Tis jest to make old age ....look like a fool.
The body, it crumbles..........grace and vigor, depart.
There is now a stone........where I once had a heart.

But inside this old carcass ...... A young guy still dwells,
And now and again ......my battered heart swells
I remember the joys........... I remember the pain.
And I'm loving and living.............life over again.

I think of the years .... all too few......gone too fast.
And accept the stark fact........that nothing can last.
So open your eyes, people ..........open and see..
Not a crabby old man. Look closer....see..
......ME!!
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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Posts:1865


--
12/29/2008 10:20 AM
Today's and this year's action statement. Live by it.
 
I will waste not even a precious second today in anger or hate or jealousy or selfishness. I know that the seeds I sow I will harvest, because every action, good or bad, is always followed by an equal reaction. I will plant only good seeds this day.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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--
12/30/2008 8:51 AM
Thought you might enjoy this!
 
 
http://www.unclejayexplains.com/media/UJ%2012-22-08.wmv
 
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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12/31/2008 10:59 AM
"Woman's Gift"

Whatever you give a woman,
she will make greater.
If you give her sperm,
she'll give you a baby.
If you give her a house,
she'll give you a home.
If you give her groceries,
she'll give you a meal.
If you give her a smile,
she'll give you her heart.
She multiplies and enlarges
whatever is given to her.
So, if you give her any crap,
be ready to receive a ton of it.
 
You gentleman take care of your wives as they take care of you, and you will indeed, have a Happy New Year.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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Posts:1865


--
12/31/2008 12:02 PM
One day the old German Shepherd starts chasing rabbits and before long, discovers that he's lost. Wandering about, he notices a leopard heading rapidly in his direction with the intention of having lunch.

The old German Shepherd thinks, 'Oh, oh! I'm in deep doo-doo now!' Noticing some bones on the ground close by, he immediately settles down to chew on the bones with his back to the approaching cat. Just as the leopard is about to leap, the old German Shepherd exclaims loudly, 'Boy, that was one delicious leopard! I wonder, if there are any more around here?'

Hearing this, the young leopard halts his attack in mid-strike, a look of terror comes over him and he slinks away into the trees. 'Whew!' says the leopard, 'That was close! That old German Shepherd nearly had me!'

Meanwhile, a monkey who had been watching the whole scene from a nearby tree, figures he can put this knowledge to good use and trade it for protection from the leopard. So, off he goes, but the old German Shepherd sees him heading after the leopard with great speed, and figures that something must be up.

The monkey soon catches up with the leopard, spills the beans and strikes a deal for himself with the leopard.

The young leopard is furious at being made a fool of and says, 'Here, monkey, hop on my back and see what's going to happen to that conniving canine!

Now, the old German Shepherd sees the leopard coming with the monkey on his back and thinks, 'What am I going to do now?', but instead of running, the dog sits down with his back to his attackers, pretending he hasn't seen them yet, and just when they get close enough to hear, the old German Shepherd says...
'Where's that damn monkey? I sent him off an hour ago to bring me another leopard!

Moral of this story...

Don't mess with the old dogs... Age and skill will always overcome youth and treachery! BS and brilliance only come with age and experience.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
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--
01/01/2009 10:19 AM
If you want to succeed you should strike out on new paths rather than travel the worn paths of accepted success. Think ahead of the box. Times are a changin in this business, stay ahead with power thinking.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
Moderator & Life Member
Senior Member
Senior Member
Posts:1865


--
01/01/2009 2:07 PM
Perspective

One day, the father of a very wealthy family took his son on a trip to the country with the express purpose of showing him how poor people live.

They spent a couple of days and nights on the farm of what would be considered a very poor family.

On their return from their trip, the father asked his son, 'How was the trip?'

'It was great, Dad.'

'Did you see how poor people live?' the father asked.

'Oh yeah,' said the son.

'So, tell me, what did you learn from the trip?'
asked the father.

The son answered:

'I saw that we have one dog and they had four.

We have a pool that reaches to the middle of our
garden and they have a creek that has no
end.

We have imported lanterns in our garden and they
have the stars at night.

Our patio reaches to the front yard and they have the whole horizon.

We have a small piece of land to live on and they have fields that go beyond our sight.

We have servants who serve us, but they serve
others.

We buy our food, but they grow theirs.

We have walls around our property to protect us,
they have friends to protect them.'

The boy's father was speechless.

Then his son added, 'Thanks Dad for showing me how poor we are.'

Isn't perspective a wonderful thing? Makes you wonder what would happen if we all gave thanks for everything we have, instead of worrying about what we don't have.

Appreciate every single thing you have, especially your friends!
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
Moderator & Life Member
Senior Member
Senior Member
Posts:1865


--
01/05/2009 11:15 AM
Death is not the greatest loss in life.
The greatest loss is what dies inside us while we live.
 
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
Moderator & Life Member
Senior Member
Senior Member
Posts:1865


--
01/05/2009 3:23 PM
We have little or no control over the events that surround us, yet we have complete control over how we respond to those events. I remember the first time I embraced this concept. I had an overwhelming sense of freedom come over me, as I understood the power that I had over my own emotions, my feelings, my future, and my responses to even the most challenging of events or circumstances. Isn’t this really what life is all about? Control your own destiny. Do not allow others to control your life.
Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
Moderator & Life Member
Senior Member
Senior Member
Posts:1865


--
01/06/2009 5:26 AM

Most people never run far enough on their first wind to find out if they've got a second. Give your dreams all you've got and you'll be amazed at the energy that comes out of you.

Success is not final, failure is not fatal: it is the courage to continue that counts.
Tom Toll
Moderator & Life Member
Senior Member
Senior Member
Posts:1865


--
01/07/2009 7:06 AM
He who would learn to fly one day must first learn to stand and walk and run and climb and dance; one cannot fly into flying. One cannot fly into an adjusting career, he or she must learn, learn, learn.
Success is not final, failure is not fatal: it is the courage to continue that counts.
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