Simply Snap, Speak & Send

Tags - Popular | FAQ  

PrevPrev Go to previous topic
NextNext Go to next topic
Last Post 12/19/2011 12:07 PM by  K ung Fu tzu
Hiring practice question
 4 Replies
Sort:
You are not authorized to post a reply.
Author Messages
m2lip
Guest
Guest
Posts:


--
12/08/2011 7:59 PM

    Hi all -

    Got a quick question and I apologize if this is one of those questions that gets brought up a lot on the forum. I ran a search and didn't see anything come up.

    When a carrier posts an open position, is it common practice for a hiring manager to not select an applicant who is also a named insured with his/her company?  

    Say Joe Smith is the NI with All State. Would All State not select him for an interview (assuming he meets the requirements and would otherwise be a worthwhile interview) simply because he has a policy with All State?


    Thanks in advance for the help!

    0
    CatAdjusterX
    Veteran Member
    Veteran Member
    Posts:964


    --
    12/09/2011 10:24 PM
    Posted By m2lip on 08 Dec 2011 07:59 PM

    Hi all -

    Got a quick question and I apologize if this is one of those questions that gets brought up a lot on the forum. I ran a search and didn't see anything come up.

    When a carrier posts an open position, is it common practice for a hiring manager to not select an applicant who is also a named insured with his/her company?  

    Say Joe Smith is the NI with All State. Would All State not select him for an interview (assuming he meets the requirements and would otherwise be a worthwhile interview) simply because he has a policy with All State?

    Thanks in advance for the help!

    ............................................

    Hi friend, interesting question however this is NOT the forum to which you will get an answer that can be taken to the bank. I say as much only because the carrier or an HR rep should be consulted directly for a concrete answer.

    The following is but my opinion and mine alone and should be used only as a guide and must be confirmed by a qualified individual.

    If said carrier position is an adjuster position, I don't think it would be an issue and in all likelihood is not something that would make a difference either way and almost certainly would not "exclude" anyone from being interviewed or affect any consideration from an otherwise qualified individual.

    Where that would become an issue would be if you suffered a "loss" and filed a claim whilst working for the same carrier to which you are a NI (HO/auto/CAT/Tornado/Flood), IA/SA/PA's cannot have any financial interest on the back end of claims you adjust/estimate/investigate.

    Robby Robinson

     

    Sidenote*

    Chuck, thanks a million as I took your advice and purchased the latest edition of Dragon. If I concentrate and take my time my slurred speech isn't too bad and after I recited JFK's inaugaral speech and let Dragon scan "My Documents" and all my emails (as per set up guidelines) Dragon has been a godsend over the last twenty four hours and will continue to be as I recover

    "A good leader leads..... ..... but a great leader is followed !!" CatAdjusterX@gmail.com
    0
    HuskerCat
    Veteran Member
    Veteran Member
    Posts:762


    --
    12/10/2011 1:58 PM
    I don't see being a policyholder as a hurdle to being an employee.  During my staff days going back 20+ years ago, the 2 carriers I worked for encouraged us to take out our HO & Personal Auto coverage at a slight discount.  However, in the event of a claim, it had to be handled by the in-house examiner and an independent adjuster.  It could not be handled by a member of our team, or even by our field manager.  They did not want even a hint of a conflict of interest, understandably so. 
    0
    okclarryd
    Veteran Member
    Veteran Member
    Posts:954


    --
    12/11/2011 10:09 PM
    Those in HR don't have a clue who is insured with whom.

    Matter of fact, most of those in HR simply don't have a clue at all!

    Happy Trails
    Larry D Hardin
    0
    K ung Fu tzu
    Member
    Member
    Posts:76


    --
    12/19/2011 12:07 PM
    One piece of advise I received years ago and have stuck to; don't ever insure with the company you're employed with. Should an issue or problem arise, you'll have to split your principals.
    Oh and if you get hired for one of the big carriers, prepare for the yearly pressure from the dedicated agents to purchase their greatest money maker and biggest ripoff; whole life insurance.
    0
    You are not authorized to post a reply.


    These Forums are dedicated to discussion of Claims Adjusting.

    For the benefit of the community and to protect the integrity of the ecosystem, please observe the following posting guidelines: 
    • No Advertising. 
    • No vendor trolling / poaching. If someone posts about a vendor issue, allow the vendor or others to respond. Any post that looks like trolling / poaching will be removed.
    • No Flaming or Trolling.
    • No Profanity, Racism, or Prejudice.
    • Terms of Use Apply

      Site Moderators have the final word on approving / removing a thread or post or comment.