Forums

My thoughts are you will not learn enough to do  the job. But thats not the object. The object is license, go for cheap.

Lessee now, the old fashioned way...that would be a rotary desk model telephone with the extention buttons across the bottom, a clip board, a slide rule in the field and a mechanical adding machine at the desk operated with that big long handle on the right side. White shirts with a thin black tie and conservative sport coat with a conventional mens felt fedora in either brown, grey, or black. The company car had a heater but no radio, six cylinder with 3 speed column shift, roll the windows down if you were getting too warm. One was company trained for what seemed forever, then they gave you your first file and you suddenly wanted a whole lot more training so you sat and politely visited with the older guy two desks down from yours. Statements were taken in the field by typing it on the portable typewriter on the trunk of the car and BOY!, did we ever take alot of statements and even negative statements. Scene canavasses, scene diagrams, scour the neighborhoods to see if anyone else had had storm damage to their house and, again, type another statement on the trunk of the car if they did or did not. Go to the police station, go to the body shop, go to the Risk and complete a comprehensive survey of the loss and type yet another statement of all the interested parties. Go visit the agent to review prior losses and confirm all segments of the prior loss was repaired properly. Go to the lumber yard for confirmation of materials prices and mill work charges. Re-read the Thomas book for the umpteenth time. Polaroid photographs that you smeared with preservative and all that film trash that accumulated in the litter sack attached to the heater slide knob on the dash. Diagrams on diagram paper to scale. Inventory sheets completed on site. Hand written estimate completed on site. ALE worksheets completed on site with another typed statement from the contractor as to an accurate projection of the time projection for repairs. A comprehensive investigation and settlement long form captioned report. A Statement of Loss. Payment requests. All in proper file order. Heaven help us all if there was a denial to be done. On and on and on.

Folks, I could go on but you should be getting the general idea as to what a REAL adjuster is trained to do. For a disaffected contractor to show up here seeking the magical shortcut to the Promised Land is something, to we who have paid our dues, that rankles our delicate sensebilities to no end. That you are supremely lucky enough to be graced with a civil answer shows how fortunate you are. You should be politely grateful.

Ol' Ghost