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Last Post 02/25/2015 4:56 PM by  Marcus
Need help getting started as a CAT adjuster
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Ol' Ghost
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Posts:279


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12/14/2009 4:48 PM

Iffin I wasn't so wrapped up in trying to locate parts for my broken down obsolete furnace before the next cold front comes to visit, I'd be out in the machine shed a workin' and perfectifying my latest pneumatic/hydraulic/mechanical Catastrophe-Makin'-Machine. I'll call it the ABJ, which is short for Automatic Blow J--. WHOA!!! I almost forgot this a 'G' rated audience on this here playground. I do beg your pardon for my near linguistic faux-paus.

Ol' Ghost

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Ray Hall
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Posts:2443


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12/14/2009 10:29 PM
About 25 years ago we had a contractor start a fire in a school is this area, as they did all the schools repair jobs, seems the adjuster's did some steering. Kinda ruined a good thing , which seems to follow some adjusters and contractors.
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brighton
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Posts:139


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12/15/2009 9:52 AM

Ray,

I cannot remember the contractor but he was on the North Loop in Houston. Always had wild parties and limos at the adjuster golf outings with surprises in the limo!!!. Many adjusters were obliged to him over the years.

Then came the time that a building inspector was caught by the Coast Gaurd in a 40+ foot boat with a lot of nose candy in it. Came to find out the boat had been reported stolen. The building inspector said it was reported stolen for the insurance money but had been used for the last two years transporting drugs. Guess who the boat belonged to.

When that broke loose in the news, the next day the contractor had closed the doors, there were credit cards, cars and pick ups lining the parking lot.....Sure were a lot of audits done by carriers after that and alot of jobs became available.

This was about '80 or '81

Rocke Baker
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Ray Hall
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12/15/2009 12:15 PM

Rocke you probably remember the large insuror on 610 NW and the same contractor, who got most of the staff adjusters black balled before the fire. Just think if they had exactimate back in those days they would be so rich it would be like the Mark Ritch pardon by Bill Clinton to get them off the jail time.

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GWright
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Posts:23


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12/15/2009 3:04 PM
Just a update on my shcool. I already have 25 students signed up.

Ive upgraded some of their living arrangements as my two big great pyrannese dogs just died and their dog houses became available. Now these dog houses don't come cheap. I will accept a $250.00 deposit on first come first serve. For an additional 25.00 I will supply a flea collar and spray for those staying in the dog houses.

I'm sorry Ray but my schools are not located in Texas. The location of my claims school is secretive and only will be revealed to those who sign up for the class. Even then every student will be blindfolded and forced to take 3 Ambien before being bussed to the secret location. And yes there is a small charge for the bus ride and Ambien.

You have to understand that the hands on training I am giving in addition to the monopoly money and fake claims is well worth all this money I am requesting. Again, don't go to one of these other shcools in Texas or Colorado. As soon as the major carriers hear you took a class from Old Dudley Do Right, they will be beatin down your door and throwin money at you. Check out my web site ripoffstupidpeoplewhoaredesperateforwork.com

As an added bonus each student will receive a bonus picture of an actual tape measure whille supplies last.
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Tex Walker
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12/15/2009 5:11 PM
Gwright.. thats funny!! Nail on the head I must say.
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Ol' Ghost
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Posts:279


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12/15/2009 7:40 PM

I have a question, (hand being raised and waving about). Will our Certificates of Accomplishment be printed on the same cheap paper the Great State of Texas uses to print our adjuster licenses? Or, will it be the better grade of paper the Great State of Oklahoma uses?

Ol' Ghost

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JimGary
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Posts:470


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12/15/2009 10:04 PM
I'm assuming they will be virtual
I know the voices aren't real, but sometimes they're right!
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Ray Hall
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12/16/2009 12:22 AM
I thingkGWright and I or on to something. The training schools that are also vendors will not hire the people who attend their schools as they know full well they have not learned how to write up passable losses. We will be able to start fresh with a new bunch of suckers who thinks new adjusters are needed.
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stormcrow
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Posts:437


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12/16/2009 8:12 AM
HMMM; let's get together and start OOFA U (order of old f*rt adjusters university). Instead of class rooms the willing wantabes can drive all over NA for various trainning classes and we will give them a BA in adjusting if they survive. not only do they get training, they also get to experieince the hardship of long drives to make their next class, eating bad food and staying in cheap hotels Extra point for sleeping inthe car). We can give a BA (hons) based on how little money is spent of food, gas and lodging. At the end of 2 months they will have the skills to survive a storm and handle a claim. And if they don't at least we will have been paid up front.
I want to die peacefully in my sleep like my grandfather, not screaming in terror like his passengers.
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RJortberg
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12/16/2009 10:31 AM
Maybe it should be a BS, not a BA in Adjusting Sciences.
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Ol' Ghost
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Posts:279


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12/16/2009 12:32 PM
Speaking of specifically required courses, will there be a class on starting your noisy, diesel, crewcab, dually pickup at 4:30AM in the motel parking lot which serves as everyone elses complimentery wake-up call?

And, will there be a course on hanging your laundry on the railing and leaving your boots outside the door for those walking by to trip over?

How about a course on smokers preferring to stay in non-smoking rooms cause they don't like the left over odor in the smokers rooms?

Ol' Ghost

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Medulus
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12/16/2009 3:31 PM
I heard the Applebee's Parking Lot Guy is teaching those courses, OG.
Steve Ebner CPCU AIC AMIM

"With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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Ray Hall
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12/16/2009 4:34 PM

Dirt you are on to something, I want to get on board with you, because I need some new throw down photos to use on my files as the palm trees and the Atlantic as well as the Sierra Nevada in the back ground are showing their age and some of the examiners have a good memory

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Ray Hall
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01/09/2010 3:41 PM

Newer adjusters should start the new year by reading the most common mistakes made by adjusters on computers written by Simsol pres. go over to channels and drop down to articles.

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Ray Hall
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04/28/2010 10:28 PM

I will have another 2 day FREE school at a Lake House in Liberty County TX. Registration will start now and check in time is 0800 May 1, 2010 If you have to spend the night Friday and Sat check in time will be 1800 on Friday May 30, 2010. The house has two full baths, 2 double beds and two single beds(first 2 couples get a double bed. We can probably sleep 10 more if they bring an air matress and pillow(on the floor AC)Kitchen, propane outsoor grill. Bring own drink water, food etc.

We will estimate a slab on grade for a total loss. Fire, Flood, Tornado, stick build using the Wagner Book on Framing( Lowes $19.00) (try the net- free). We will use the Wagner book and xmate price list. The estimate will be hand written. All you will need is a calculator, tape, lots of note paper AND go to NFIP and print out the building and contents forms. To keep thing's moving I will hand all of you a sheet with the furniture /contents in each room, but I will interview you like an insured and ask questions This will end at 1600 Sunday May 2nd 2010.

Email.... rhrayhall@gmail.com   713-417-7697

People within 2 hour drive, please commute, Motels in Liberty. Tx. RV park on 1-10. Please car pool if possible. Limited parking at cabin. No more than 20 people.I will have some of my old files to read and will answer questions from these files at 0800 Sat. and Sun. Take notes, write down the questions.

 

 

 

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Ray Hall
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Posts:2443


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04/29/2010 8:04 AM

Well big surprise, no takers so far. If it would make you feel better donate $125.00 per day to the Red Cross for the next hurricane uninsureds that do not have flood insurance.

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Ray Hall
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05/28/2010 11:55 AM
We have read many times. I have my Texas License and I just need to get my foot in the door and get some good experience. I think you will slso learn from any experience, some of it known as a hard lesson.
 
After a major hurricane the phone in the insurance companies claim dept are very very busy. This pressure is cut back by assigning out large blocks of claims to the catastrophe vendors . When the vendors can not handle all the calls, they may assign out part of the first batch to other vendors(with or without consent of the carrier). When the pressure on this vendor increases, the seach for warm bodies with a license goes out to an adjusters name and phone number in the insureds hands. Now hundreds of people having never worked a loss get their chance.
 
The last vendor says he can handle 6,000 losses for example. He gets in the roster list and rounds up 200 new people and gives each one 30 losses and other instructions and advises an open file review will take place in 14 days. Some files come in within 14 days and they are reworked inside by the vendor, the files not turned in within 14 days are pulled and worked from the photos and field notes. What has been achieved ? 
1. Over 6,000 phone calls have stopped
2. 6,000 crappy to poor files have been completed
3. The vendors had a good payday                                                           200 new adjusters now have 2 weeks experience, but little or no payday.
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PDB
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05/28/2010 8:58 PM
4. The insd recieves a $4,500 settlement on a $75,000 claim.  A public adjuster is hired, certified copy of the policy ordered, and limits written on all coverages.  The newbie's "notes" are so poor, the carrier ends up paying close to the limits (including $50,000 for a worn out fence that should have been ACV only under the policy). 
 
*somewhere in a dank closet a bean counter shifts beans and justifies the whole process*
 
Thanks new guys who did not take Ray up on his training.
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Ray Hall
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06/22/2010 12:51 PM
Claims Mentor has re posted the 125 questions a new catastrophe adjuster should be able to answer to do the job. All new and older adjusters should take this self help question sheet and learn the correct answers on this site. its here to dig out for yourself help.
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