sbeau4014Founding Member  Member Posts:427  
12/20/2008 8:13 AM |
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Guy, My wife has set up IA offices in 7 cities/6 different states, plus we set up one of our own. There is a lot involved in it, depending on if you are planning to set up office spacing, or just open up a company to operate out of your house. You have to decide what type of company you want, being an S corp, C corp, LLC, partnership, etc. Once you decide that, every state and the fed government require you to register the company and set it up properly according to their individual rules. I don't know about any individual rules that the department of insurance in the states have, besides licensing of the individual adjusters, but some states DOI may require the company to register with them and post a bond. The company has to abide by the licensing laws and the state insurance statutes, and as far as I know, that is where the DOI rules/responsibilities are.
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12/20/2008 9:01 AM |
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Posted By Guy Snappy on 20 Dec 2008 01:53 AM
Steve (Beaumont),
I would think there would be a
trend toward
more and smaller
adjusting companies.
And more people getting
both sides of
the cut. What say
you'll?
snappy
Guy, You may be right, but that has not been my experience with insurance carriers. And as a potential employer, you would have to ask yourself, do I want 10 adjusters who handle 10 files each or 1 adjuster who can handle 100 files.
JWG
I know the voices aren't real, but sometimes they're right!
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HuskerCat Veteran Member Posts:762  
12/20/2008 8:44 PM |
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Posted By Guy Snappy on 20 Dec 2008 01:06 AM
Mike Kunze is a very good writer.
If you don't believe me you should
check out some of his 499 posts.
The last two posts must have been
written by an imposter. They don't
make sense and aren't funny.
Whoever is doing it should knock
it off now. It's not fair to him and
his loyal readers.
snappy
You must have been drinking more than I was when I made those posts! If you ask anybody here, I am quite capable of making no sense and not being funny no matter how funny I thought it was at the time. Just ask Moderator Steve (Ive only strike 3 left from a former life and time on this site)...plus, can I also lay some blame on the Larry's? Or, that I had been watching a Soprano's series DVD?
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MedulusModerator  Veteran Member Posts:786  
12/21/2008 4:06 AM |
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I think that was three strikes and three foul balls (plus an offsides penalty of two) for the artist formerly known as Racko.
But, I'm envious because he is now an advanced member with 500 posts while I am just a member with my mere 380.
Steve Ebner CPCU AIC AMIM
"With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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12/21/2008 9:42 AM |
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Mike Kunze
wrote:
"You
must have been drinking more than I was when I made those posts! If you
ask anybody here, I am quite capable of making no sense and not being funny no
matter how funny I thought it was at the time. Just ask Moderator Steve
(I[']ve only strike 3 left from a former life and time on this site)...plus,
can I also lay some blame on the Larry's? Or, that I had been watching a
Soprano's series DVD?"
Fair enough Mike. Now
that really was
funny taking full
credit for not being
funny at times.
The two Larry's I just
figured for two
a-holes saying welcome.
Seems like some list-servs have the attitude
toward new
posters of
"Hit 'em hard and
if they don't come
back they don't come
back."
Sort of a screening
process.
Later.
snappy
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12/21/2008 10:29 AM |
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Steve (Beamont),
Thanks for the information. So in theory you
could have a 1 man/woman adjusting company in one of the 3 basic business forms
dealing with the carrier on one end and an adjuster's license on the other end.
Do you know if many people are doing that? (I understand as always getting the business ain't easy.)
Later.
snappy
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12/21/2008 11:04 AM |
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Jim Gary,
Thanks for your
comment. I was wondering
if smaller and more
numerous adjusting
companies bidding
prices down might be the
wave of the future. The
adjusting skills have
to be there as a given
and a one or several
adjuster, adjusting
company could have a
very low overhead. Are
the big adjusting
companies
dinosaurs? Just rambling on
here.
Later.
snappy
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HuskerCat Veteran Member Posts:762  
12/21/2008 1:02 PM |
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I hadn't noticed that Steve. An "Advanced Member", huh? Is that like a promotion that will that show up on the next payroll, or does it just mean "please advance to the exit, Sir?"
Also looks like the meter stopped running at 500 on the last 2 posts. Does that mean something? I'm going to click on "submit", shield myself, and see what happens.
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ChuckDeatonLife Member  Senior Member Posts:1110  
12/21/2008 7:15 PM |
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Man, am I impressed, here I am, a member since the beginning and comparatively nothing to say. Nothing I say is funny, my wife won't even give me a polite laugh and to top that nothing I say makes sense to anybody but me.
"Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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HuskerCat Veteran Member Posts:762  
12/21/2008 8:01 PM |
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What's protocol here now? Do I need to raise my hand before responding? A "life member" has the floor....but when will he be back???? 
Welcome back Chuck, don't be such a stranger....and I totally agree and disagree with the first and last parts of your statement but not entirely.
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okclarryd Veteran Member Posts:954  
12/21/2008 10:21 PM |
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Mike,
I can testify as to your capabilities and feel that you are imminently qualified. As to what is the subject of another thread, I believe.
The clarity has worn off and now I'm as befuddled as ever. Here's to more clarity in life.
"A" hole? I suppose that's better than a "B" hole. But, I doubt the qualifications of the one making the assumption.
And, we all know what "assume" really means, don't we?
Larry D Hardin
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12/22/2008 2:13 AM |
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That's it?
That was pretty lame Larry.
Where's all this wit
the other Larry
is so charmed by?
Why not just leave the
new posters
alone, asshole? Think that might be
a good idea?
Drink up Shriners.
snappy
"Fastest growing thread on this website.
Read it everyday."
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Tom TollModerator & Life Member  Senior Member Posts:1865  
12/22/2008 8:01 AM |
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When this topic starts to make sense, I assume legitimate commentary will be made. I will refrain from that, as I don't quite understand the topic. Damn old age.
Success is not final, failure is not fatal: it is the courage to continue that counts.
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MedulusModerator  Veteran Member Posts:786  
12/22/2008 10:31 AM |
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I always figured the two Larrys were just dopplegangers of each other. There may really only be one Larry using two different surnames. And where is Darrell when you need him?
By the way, Larrys, I'll be glad to moderate the namecalling right out of this thread. Just say the word. My cyber eraser is at your service.
(I used the word "doppleganger" just to send everybody rushing to their dictionaries again. Please pardon my "hubris".)
Steve Ebner CPCU AIC AMIM
"With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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Ray Hall Senior Member Posts:2443  
12/22/2008 1:22 PM |
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I think Gus may have returned to his other job as a full time tec. writer for AARP supplemental health insurance.
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12/22/2008 2:18 PM |
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A ray of light from .......... Ray Hall.
Wonder how long he
worked
on that one?
I'll tell you what folks. I will
stop posting. I've gotten
nothing but potshots since
my first post which was in
all sincerity and I seem to
be upsetting people. Well
that's not exactly true. I
got some very thoughtful
comments to which I am
thankful. I tried to pass
off the cheap slams at first.
But no good. So whatever.
Oh and by the way it
doesn't matter with me,
but when you make fun
of someone because of
their spelling or grammar
or punctuation you don't
know how far that person
might already have come
to have gotten to where
he or she is and he or she
does not need those smart
remarks from experts in
Insurance English.
snappy
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StormSupportGold Member  Member Posts:203  
12/22/2008 6:11 PM |
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Posted By Guy Snappy on 22 Dec 2008 02:13 AM
That's it?
That was pretty lame Larry.
Where's all this wit the other Larry
is so charmed by?
Why not just leave the new posters
alone, asshole? Think that might be
a good idea?
Mr. Snappy,
I am offended by your choice of words here, and think you owe Larry an apology, although I certainly don't expect to see it.
All anyone did here was rib you a little, due to your vague and confusing questions. If you can't take a little good natured ribbing without getting obscene and offended, then I might suggest you do a little searching for a profession better suited to your temperament than this one.
This industry is difficult at best, and a little humor goes a long way. If you get offended at the least little thing you're going to be offended during the entire time you're involved in cat adjusting. If you are. By the nature of your questions I was under the impression that you're not an adjuster.
Why not leave well enough alone, thank everyone for the attention they've given you and gracefully move on. To come here and get so upset and start calling one of our members names is uncalled for and quite unprofessional.
~M~
Do the right thing, ALWAYS ~Meg~
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12/22/2008 6:24 PM |
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????? I must have missed something. See what happen when you actually have to go out and work claims, The good stuff get censored before you get to read it, and nothing makes sense after that. JWG
I know the voices aren't real, but sometimes they're right!
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12/23/2008 1:07 AM |
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Oh please Meg!
You are easily the most
boring writer on this
website with your
pearls
of wisdom and your
platitudes
and your inane
conclusions
and pretentiousness and
your Mother Teresa persona.
I didn't like the
comments
slamming me from the
others,
but at least they
weren't
sanctimonious about it
and
I did not have to sit
through
a sermon.
And I say this to you
only
in the spirit of what
you
call in your post
"good natured ribbing"
and in an effort to help
you as you tried to help me.
Drink up Shriners
and Merry Christmas all.
snappy
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12/23/2008 6:54 AM |
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The two Larry's I just figured for two a-holes saying welcome. Seems like some list-servs have the attitude toward new posters of "Hit 'em hard and if they don't come back they don't come back." Sort of a screening process. Kinda reminds me of the story of the camel stolen from the drive-in theater. Guy, You keep threatening that you will quit posting. Why don't you do all of us a favor and make that a promise. I seriously doubt that anyone, especially all the other a-holes here, wants to read your rambling, sensless unintelligent and moronic comments. Please accept that below as directed specifically at you. Larry (AKA a-hole)
No one is absolutely worthless, at the very least you can serve as a bad example.
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