Coinsurance Calculator

Co-Insurance
Amount of Insurance Carried	X Loss = Payment
Amount of Insurance Required

Insured:

Enter the name of the insured

Risk or Location:

Enter the name of the item or the location, i.e Item 1 Bldg 2

Claim Number:

Enter the claim number if needed

File Number:

Enter your file number if needed

Coinsurance :

precentage, i.e. .80 = 80%

Replacement Cost:

Enter the Replacement Cost of the building or item

Limit of Liability:

Enter the amount of insurance on the risk

Insurance Required:

Replacement Cost X Coinsurance

Coinsurance Requirement:

Does the risk meet the coinsurance requirement?

Replacement Cost Loss:

Enter the RC Loss per your estimate

Depreciation:

Enter the depreciation to apply

ACV Loss:

The ACV Loss, RC Loss - Depreciation

Deductible:

Enter the deductible

ACV Claim:

RC Loss - Depreciation - Deductible

Coinsurance Penalty:

Maximum Recovery (ACV):

This the total amount receoverable after the penalty and deductible

Maximum Recovery (RCV):

This the total amount receoverable after the penalty and deductible

Calculate