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katadj
USA
315 Posts |
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Reconstruction Man
124 Posts |
 Posted - 03/30/2004 : 11:47:31
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Interesting article.
Catastrophe "incidents" can easily overwhelm local construction business trade pools for many years if supplimental [mobile] construction business expertise were not tapped into.
Oddly enough, insurers want contractors to move into hurricane, etc. catastrophe quantified areas, for the rebuild / claims closing potential, but in hail / wind [cat quantified] areas, want to chase their own profits alone.
Imagine the premium retainment (profit) potential if the public perception could be manipulated to favor insurers business model practices alone...Hmmm...Looks like "Claim severity control" practices are alive and...
well(?)...
Also, insurers who use reporters and AG's to turn the spotlight on "Bad Apple" contractors should be aware that other larger public opinion "spotlights" exist. Insurers [DOI's, Case Law, Claim handling practices, etc.] consumer "protection" histories are not invisible anymore. "Bad Apple" cores are everywhere.
The article seems to have an unbalanced and hypocritical edge to it...
-An Opinion
rogerpoe@acnet.net
And no...we do not "chase" storms.
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fivedaily
USA
258 Posts |
Posted - 03/30/2004 : 12:06:54
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Why should an article that highlights criminal activities of roofing companies be considered hypocritical? The roofing company pursued by State Farm has allegedly committed several crimes against homeowners in the state of IL. It is reasonable that a media outlet would report on this exactly as they have.
Jennifer |
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Reconstruction Man
124 Posts |
Posted - 03/30/2004 : 12:24:27
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Jennifer,
If the author of the article were introduced to (certain) insurers / claim control "adjusting" methodologies that we, and many, many others nationwide witness on an almost daily basis, the underlying "carrier speak" hypocrisy we feel is evident in the context of the article, would become painfully obvious.
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fivedaily
USA
258 Posts |
Posted - 03/30/2004 : 12:29:03
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You have free access to the press like any insurer or attorney general. If you feel the actions of the insurance companies are so aggregious then use those outlets to tell your story. This is not the place to try and initiate change on the level you desire.
Jennifer |
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Reconstruction Man
124 Posts |
Posted - 03/30/2004 : 16:00:38
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Jennifer,
Commmeting on topic issues you question the relevance of, and then not allowing for a reply back, is not something you would appreciate being done to you, and does not allow other viewpoints to develop. Giving yourself "authority" to "lock" a topic (prematurely), based on limited insight regarding the topic direction, is disappointing.
And of course you can come back with how as a moderator you "know", for everyones sake, what needs to be looked at and what doesn't. But then again, maybe if you let a potentially high impact topic actually develop, you may learn that none of us knows it all, and a fresh perspective on something is OK.
The general discussion forum contains various and different topics that do not seem to be directly adjuster and claim related, but after being allowed to develop, tie into various aspects of direct, or indirect, insurer / adjusting and claim / contractor / policyholder "servicing" points of interest.
The topics we have presented cannot be developed, if you do not like us personally or if a topic is taken personally, or if you only "allow" the topic to be commented on.
As you know, we were not given a fair chance to reply to two topics today. In all fairness, we are asking for you to open the topics and see how the latest issues presented by us, and other users, will have actual direction and substance...if left alone.
If you cannot see to doing so, please point us to a fairer minded moderator. |
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CCarr
Canada
1200 Posts |
Posted - 03/30/2004 : 16:36:19
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ReconMan, that is a cheap shot you are taking at Jennifer.
In locking the two threads in question, she made it clear that;
(a) the topic thread did not suit the specific forum it was in
(b) you were invited to advise the moderator to which appropriate forum you wished your thread to be moved.
You have a hard enough time garnering any type of receptive audience to your messages that are not within the realm of an adjuster's ability or authority to change; let alone making comments that are unfair and unnecessary had you studied the moderator's comments. |
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alanporco
USA
112 Posts |
Posted - 03/30/2004 : 19:28:25
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Recon Man: Let's see if I understand your logic. Contractors never commit any wrongs, only the insurance companies. Adjusters are to blame for anything that doesn't get paid for, albeit the items were specifically excluded from coverage. Insureds are entitled to anything they want when they file a claim.
If an insurance company should happen to over pay on a claim (it does happen), are they entitled to recover the overpayment? or should they just leave it with the insured for "pain and suffering?" |
Edited by - alanporco on 03/30/2004 19:59:09 |
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KileAnderson
USA
875 Posts |
Posted - 03/30/2004 : 19:58:06
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Con Man, I have never been cheated or screwed by an insurance company in my entire life. I have seen uncounted times where contractors have tried to screw insureds over and over. I see it just about everyday. I would sooner trust my money with a stranger on the street than anyone who calls himself a contractor.
I don't know why you have such a bur under your saddle about insurance companies. From my experience contractors who are honest (very few) and above board with insurance companies do very well. Those who can't make a profit by being honest raise all kinds of trouble and accuse anyone and everyone for their own failure. I think I know which of the above two groups you belong to. |
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LarryW
USA
126 Posts |
Posted - 03/30/2004 : 19:59:20
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| Alan: I want paid for pain & suffering for having to read Reconstruction Man's posts. (Just kidding R.M. sort of) |
Larry Wright |
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LarryW
USA
126 Posts |
Posted - 03/30/2004 : 20:03:36
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quote:
Originally posted by Reconstruction Man
Jennifer,
If the author of the article were introduced to (certain) insurers / claim control "adjusting" methodologies that we, and many, many others nationwide witness on an almost daily basis, the underlying "carrier speak" hypocrisy we feel is evident in the context of the article, would become painfully obvious.
Can someone translate this contractor speak for me? |
Larry Wright |
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fivedaily
USA
258 Posts |
Posted - 03/30/2004 : 20:27:54
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Larry, I had the same thought.
Jennifer |
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alanporco
USA
112 Posts |
Posted - 03/30/2004 : 20:29:44
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| Recon Man: Where are you licensed? You don't mind if I check with the Contractors State License Board do you? Let's see if you're as without fault as you would have us believe. |
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KileAnderson
USA
875 Posts |
Posted - 03/30/2004 : 20:41:58
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| I think Con Man's problem is that contractors usually deal with an uninformed consumer. When someone calls them up on the phone and wants to remodel the kitchen or add a den to the back of the house, that new customer usually doesn't know what things in the construction world cost so they have to place all their faith in the contractor and really don't know any better when he tells them that it costs $200 a square to install 25 year shingles. But when an insurance company gets involved suddenly Mr. CON-tractor is forced to compete on a level playing field and he doesn't like that. |
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fivedaily
USA
258 Posts |
Posted - 03/30/2004 : 20:43:57
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From what I know about Texas and can verify at http://www.license.state.tx.us/ they do not require any licensing of roofing or general contractors. It appears, in the building trades, they only require air conditioning and refrigeration and electricians to have state licenses.
Seems that the average adjuster with a Texas adjusting license has more oversight that any general contractor.
Jennifer |
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sbeau4014
USA
53 Posts |
Posted - 03/30/2004 : 21:39:32
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| Kile, $200 per sq for 25 yr shingles???? I didn't know you were out here in Calif working these days!!! |
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Topic |
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The perils of poor performance: Volume 1
Forum Locked
Topic Locked
