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Todd Summers
USA
99 Posts |
 Posted - 03/30/2004 : 23:02:46
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LarryW, I agree that we are all owed SOMETHING for even trying to translate CON-mans postings into amything intelligible. Nothing I have read from him makes any sense whatsoever. He is in the dark. He hasn't a clue.
As someone previously requested, could admin please remove this vindictive, self serving, sour grapes contractor from our pages.
Kile's comments are right on the money. Failures who become obsessed with blaming others don't belong here. Successful contractors don't waste hours of their time posting drivel on an adjusters website. I am done wasting my time reading any of it.
CONman please go away and try other web sites of your ilk for more support.
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alanporco
USA
112 Posts |
Posted - 03/30/2004 : 23:14:28
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| GO AWAY! PLEASE. PRETTY PLEASE!! |
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Dentnetwork
USA
2 Posts |
Posted - 03/30/2004 : 23:20:15
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| I agree with Recon man on this. That article was authored here in my hometown. I am a mobile PDR hail chaser and I do NOT appreciate the unfair aspersions that this article may have shed on our industry either. It was uninformed if not biased against ALL mobile vendors/contractors. I realize that there are thieves and liars in that group. There are thieves and liars in any industry. Do you think if it hails in Chicago that all the local companies there would be honest and quality based? Heck no...to broadbrush or malign any group of contractors/vendors is ignorant and ludicrous. Mobile repairers are a benefit to the insured and the insurers. My corporation has full coverage insurance, utilizes Vale Certified PDR technicians, pays all taxes, is registered, etc. Because I am a mobile based service does that make me anymore likely to rip off a customer than anyone else? JMO.... |
PDR Ambassador |
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alanporco
USA
112 Posts |
Posted - 03/30/2004 : 23:33:32
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| DentNetWork: I don't know about anyone else, but I'm talking about and to roofers and building contractors who chase storms and scam people. With what you do, it makes sense that you follow the work. I understand that your system for removing dents is unique. When you come into town after a hail storm, how are you greeted by the local auto body shops? |
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Reconstruction Man
124 Posts |
Posted - 03/30/2004 : 23:58:40
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CCarr,
Standing up for oneself, using frank honesty about unfair treatment, does not qualify as "cheap shots" being given. On the other hand, accusing someone of taking cheap shots can mask "cheap shots" being delivered.
It is felt that locking developing topics in the General Discussion Area, for no really good reason, would qualify as delivering cheap shots. The reasons given for locking the topics were "studied" and found lacking for actual justification...
A. There seems to be a double standard here in that some members can introduce 'topic thread that does not suit the specific forum they are in' and it's OK...and some cannot.
B. The invitation 'to move to an appropriate forum' seemed quite inappropriate since past and present experience has been that this forum passes around various conversational battons rather nicely...if a topic is allowed to develop, without the double standard mentioned above being enforced.
Moderators can overeach, just like any of us.
The previous 2 [Recon Man] postings were delivered as something to refer back to as our points were to unfold. Points included policyholders, contractors, adjusters, agents, insurers, underwriters, etc. synergenic placement in the premium profit garnishing arena.
Case in point, remember Cheryl Joyce. Cheryl, who appeared to be a very seasoned adjuster, refused to bend to carrier "instructions". Her 2-12-2003 post, followed with precision all the way through to her conclusion, is refreshingly frank and "simple". She was not going to hold back premium dollars that were needing to be returned whole.
Joyce could not just be a "good soldier" and follow "carrier instructions". She simply had to listen to her conscience, and common sense, when it came to adjusting. She knows what loss values are pre-bundled in a premium. She knows how loss values are suppose to be re-paid.
Interestingly many of her "own" seemed to ignore her stand, or justify how carrier payout instructions was not really a concern.
The point is, some of the information presented in past topic discussions that I, and others, have brought forward may need some wrinkles ironed out, but, the underlying seriousness of the topics being presented are solid issues to consider. And I, like all concerned here, want to present our side on issues that most certainly contains adjuster, claim handling, policyholder, insurer, underwriter, contractor, etc. people and fairness issues.
We realize the best opportunity for certain contractor types to get greedy is in CAT incident situations. We know for sure certain insurers do use certain adjuster types to underpay claims, and some of the the best opportunities are in CAT claim situations. Well before CADO existed both of the above situations existed.
The trick is to put together all the pieces of the puzzle to get a picture as to who ALL is taking unfair advantage of who in the indemnity / claim / profit game. Some insights are not pretty, but they exist.
Consider this fairly new and "Big" puzzle piece:
Sunday, October 19, 2003 :
Lloyds to investigate 'names' leak
3:42:35 PM
Lloyd’s of London today pledged to investigate how confidential lists of the so-called ‘Names’ who finance the multi-billion pound insurance market became public.
Prominent among the 5,500 entries for 2000 are said to be judges, senior lawyers, former ministers and top military.
The Lloyd’s market, which dates back almost three centuries, is divided into syndicates with each made up of Names who stand surety for any claims that may arise. Members stand to benefit if the policy premiums they charge are greater than the payouts.
The Sunday Times in England said the lists, which also cover 2003, had been leaked by a “disgruntled” City executive who expects to become bankrupt because of a series of financial crises caused by several factors, including September 11.
Lloyd’s Names have unlimited liability, with those people now being asked to make up for shortfalls in policies underwritten in 2000 and 2001. The report said many were now planning to quit the market after suffering large losses.
The leak featured lists covering 2000 and 2003 and is based on the Lloyd’s Blue Books, which are made available to members every year.
A Lloyd’s spokeswoman said: “Any breach of trust will be investigated by Lloyd’s. The Blue Book is made available to Names on an annual basis for their own use. It does not contain personal or financial details on Lloyd’s names.”
Lloyd’s recorded a loss of £3.11 billion for 2001 following the September 11 disaster and other catastrophes, including the Petrobras oil rig accident and attacks on an airport in Sri Lanka.
However, the world’s oldest insurance market announced a return to the black for 2002 with a profit of £834m (€1.2bn). That followed a combination of steep increases in insurance premiums, low claims and disciplined underwriting.
Lloyd’s switched to reporting its results on an annual basis last year as part of reforms aimed at modernising the historic market. Changes also include phasing out the number of Names who have unlimited liability.
The Sunday Times said the lists also contained the Names of 44 lords and 18 ladies, plus 12 serving or former MPs. There are also reported to be 18 holders of the OBE, 12 CBEs and 14 MBEs.
The "10 Step "Theory"" topic and "320% "Profit"" topic are simply pieces of the indemnity game puzzle manufactured by ones who need watching internally and externally.
Coming here for "support" and information exchange puzzle pieces has been helpful. We have met some really, really good folks here, and some with chips on their shoulders.
Vinegar and salt chips no doubt...
alanporco
Come on guys...stop reading stuff into our comments that just isn't there. Let's have some real dialog.
Hard working and honest contractors, adjusters, insurers, agents, bakers and Indian Chiefs all earn our money. The 10 Step "Theory" topic is a "THEORY", with maybe more reality in it than ones may want to accept. The Lloyds "Names" issue seemed surreal too.
Show the steps to your office / claims manager. Ask them what they feel is right or wrong. Look at the steps carefully yourself, see if any piece fits your role or someone you know.
Look at the steps and study the Lloyds articles for circumstantial similarities.
Study, and remember, Julie's piece of the "profit puzzle" insights...
Really, really dig andlearn about the inner and exterior workings of the field you're in..and support.
Oh yes, sorry about the big words and all. I'll bring some extra "Critical & Abstract Thinking Skills" Caps next visit. And also my "Two Syllable or Less" word dictionary.
Kiddin' Guys...(kinda')
Kile,
You got a guilty conscience or sumpin'?
Jennifer,
G.C.'s do not have to be licensed.
Those requirements may be coming.
poco,
Less coffee...more research on the underwriting world.
Larry,
Huh??
Anyone else,
Sorry if I missed someone's insult...
Kiddin' again guys...(kinda') |
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Todd Summers
USA
99 Posts |
Posted - 03/31/2004 : 00:22:54
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Since I refuse to read the above drivel...I have no comment except that we are being invaded by the @#$%^&*(*&)&^%%$#@!!!!'s. And not enough is being done about it.
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Edited by - Todd Summers on 03/31/2004 00:41:22 |
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olderthendirt
USA
370 Posts |
Posted - 03/31/2004 : 09:14:11
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| If nothing else recon forces us to think (follwoing his reasoning is like soving a puzzle). He can read about Lloyds but not understand. He sees only the weaknesses in the insurance industry and only the strengths in the contracting industry. Until the hail hits he keeps us amused. Let's hope then when the storms start he isn't one of those poor put upon contractors signing the elderly to contracts (they pay for a new roof, hail damage or not) or finding new and creative ways to find hail (two golf balls in the toes of a pair of nylons). Its almost a year since someone hinted that I might need a new tv. |
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alanporco
USA
112 Posts |
Posted - 03/31/2004 : 09:18:11
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ReconMan: Post something that has to do with adjusting and we'll all be happy to have a dialog with you. You seem to think that this site is here to discuss the insurance industry in any aspect. We are adjusters, not company executives who make decisions that affect the claims process. If you want to attack companies for their ways, then go to their websites.
How can I not read things into your posts? They have little or NOTHING to do with adjusters adjusting claims. Your posts are about your perception of the evils of the insurance industry. Why do you think adjusters should be the ones changing the way things are done? Take your arguments to the companies.
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Bampabear
USA
4 Posts |
Posted - 03/31/2004 : 09:59:58
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There is a very simple remedy to stopping the lengthy diatribes of individuals who are looking for an argument, DON'T RESPOND.
I look at these ravings as my joke for the day. Let authors like this ramble on about how the big bad insurance adjuster is putting it to the poor homeowner. It is not the big bad insurance adjuster that has raised the rebuilding price, out here in San Diego, from $100 to $120 a square foot to $160 to $200 a square foot.
Ignore the nuisance and it will go away.
Barry Woods
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alanporco
USA
112 Posts |
Posted - 03/31/2004 : 11:42:58
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| JimF: Ah, I think not. What we have here is a battle of the wits. Unfortunately for ReconMan, he is unarmed. I find RICOMan (sic, intended)to give the day a little salsa. His musings make me wonder if he's a PA having fun with us? |
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JimF
USA
1014 Posts |
Posted - 03/31/2004 : 12:06:22
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| Alan, clearly you have more tolerance for BULL SH*T than I do. |
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alanporco
USA
112 Posts |
Posted - 03/31/2004 : 15:43:23
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| Not really, just bored silly. |
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khromas
USA
103 Posts |
Posted - 04/01/2004 : 12:29:40
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CON MAN -
You have time to post this crap at 10:00am?
With customer service skills like you exhibit here I can see why you probably don't have any on-going jobs that most reputable contractors would spend their time on.
Do you really think you are going to change anyone's mind on this site?
Just curious as to the color of the sky in that fantasy world you live in. |
Kevin Hromas |
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KileAnderson
USA
875 Posts |
Posted - 04/01/2004 : 12:30:37
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| Why does a roofer need to charge O&P and why does a homeowner need to hire a GC to do a simple roof job? If you are a contractor why don't you stick to the projects that require your expertise? You don't see a brain surgeon handling a case of a 5 yr old with the sniffels, do you? Why would you pay a Neurosurgeon 5 times what a pediatrician charges for the same thing? |
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Ghostbuster
476 Posts |
Posted - 04/01/2004 : 12:52:00
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Not to mention some of the weakest communication skills seen yet. What is so wrong with simply stating your position and then offering up information to support it? Your intimations and off site referrals lack the cognitive sense to make your posts understandable.
Please enroll in an English composition class offered in the continuing education at your nearest high school or community college. Then come back and visit us. |
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The perils of poor performance: Volume 1
Forum Locked
Topic Locked
