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KileAnderson
USA
875 Posts |
 Posted - 04/11/2004 : 15:46:30
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| I guess it all depends on how you look at the world. Some of us believe that we are responsible for our own actions. Some believe that as individuals we can never do anything wrong and if anything bad happens to us it must be someone else's fault. I happen to believe that if I screw up and I injure myself in the process, I am the only one to blame. Unfortunately I believe I am in the minority these days. |
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Reconstruction Man
124 Posts |
Posted - 04/11/2004 : 16:27:58
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* Increased insurer advertising +
* Higher homeowner premiums +
* Higher [C.L.U.E.] justified homeowners premium rates +
* Higher [credit status] indemnity risk factoring +
* Higher premiums across the [P&C] board +
* Higher deductibles covering (more or less) average claim values +
* Less coverage +
* Higher E&O +
* Higher WC / Liability Ins. +
* Fear of claim reporting to [contingency bonus motivated] agent +
* Fear of claim reporting to agent and C.L.U.E. notification +
* Fear of claim reporting to agent / C.L.U.E. notification / loss of coverage potential +
* Word-of-mouth spreading of fears just mentioned +
* On-line claims reporting +
* Less [seasoned] professional adjuster / contractor involvement in claim loss values +
* More arm chair claims / construction cost analysis +
* Under assessed damage / convoluted construction business estimating methodologies +
* Entitlement naive homeowners being "negotiated" with [only] =
:) "NEW" Indemnity commensurate values / claim settlement / profit "accounting" practices +
:) Happy carrier and stockholder profits "earned" reports =
Investigation into "NEW" Indemnity commensurate values / claim settlement / profit "accounting" practices. :(
"Corrosive Social and Economic Effects of Corporate Profiteering Schemes Exposed"...
Film at eleven. Reported by east coast correspondent..."Daffy Duck". West coast correspondence by ex-ins-commish Quackensomethin'. Central correspondence by one tired turkey.
Debate participation after by policy holding mob like / attorney cheered audience.
(Sponsored by and Construction Business Owners R' Us.) Some rights reserved...please?
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KileAnderson
USA
875 Posts |
Posted - 04/11/2004 : 16:37:55
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| There's that smell again. Everybody check your shoes, please. |
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Reconstruction Man
124 Posts |
Posted - 04/11/2004 : 17:11:36
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Kile,
It might hurt, maybe even sprain some long dorment muscles...but try anyway...
Smile... |
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JimF
USA
1014 Posts |
Posted - 04/11/2004 : 18:09:07
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As my good friend John Durham might say (albeit in Latin): If Stella Lieback had only ordered a cold six pack of Coors Light for her breakfast (instead of coffee served so hot it is capable of inflicting 3rd degree burns) none of this would have ever happened.
No doubt she was probably on "Food Stamps" and "welfare", votes Democratic, and surely played "Bingo" and the "lottery" as her only retirement plan.
Freeloaders.
I don't like 'em either!
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adjuster12
USA
21 Posts |
Posted - 04/11/2004 : 18:33:18
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| Jim, he hurts my head too |
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ChuckDeaton
USA
373 Posts |
Posted - 04/11/2004 : 19:02:20
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If the majority of American retirees are freeloaders then Stella Lieback is one too.
I have to agree with Kile, I don't drink coffee in my truck. But then Stella Lieback was assessed 20% liability for spilling the coffee. |
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Reconstruction Man
124 Posts |
Posted - 04/11/2004 : 21:01:11
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POSTSCRIPT - "both parties agreed to a settlement of the claim for a sum reported to be much less than the judge's reduced award. (Another corrective feature)"
PostPostScript-
The lastest update is that a final, final private settlement took place...and was actually a six pack of Coors Lite.
Ironically, as Ms. Liebeck left the convience store, her friend placed a single in their
lap, it spilled, and the chill...well...
Long story short...the case is pending...
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JimF
USA
1014 Posts |
Posted - 04/11/2004 : 21:24:57
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| The case was settled and the settlement amount was "sealed" by the court under a confidential privacy agreement of all parties in 1995. |
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Czar
USA
66 Posts |
Posted - 04/11/2004 : 23:02:59
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Jim:
Thanks for the info regarding the coffee lady, I was unaware of the outcome or the details of the claim, at the time I was not on the casualty side of it, and was actually in medical claims.
Kile: I would agree that at some point people are going to have to take responsibility for their actions, as well as everytime you get hurt someone does not have to pay. I was rearended last year with the lady going about 35 MPH, luckly I had a Ram 1500 and sustained no damage (company car). I'm sure being an adjuster, I could have milked her company for $5,000.00 to $10,000.00 without an attorney, but I guess I looked at it as a mistake. I was not hurt (neck a little stiff)and she was not hurt. No harm no foul. Besides I was on my way to meet with a real crook (roofer) on a hail claim. |
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Czar
USA
66 Posts |
Posted - 04/11/2004 : 23:23:34
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Recon:
Sorry I didn't mean to leave you out of my reply. I found a site for you to visit so that you can stop making people's heads hurt at this one. Try mashing your keyboard with your nubs, (undoubtedly marred by years of missing them tricky nails), or just click on this site... www.screwedbyinsurance.com Here is your forum. Spend all the time you want inciting these uneducated homeowners, automobile owners, and business owners too lazy to pick up their policy and actually read the thing. As most of their posting are as incoherent as yours, maybe they will be able to understand your ramblings and your malcontent attitude. You will be able to spend hours speaking with them about your conspiracy theories of the big bad insurance company, and you may infact become their god. I guess the worst case scenario for all of us is that you would spend much less time shoveling it here, and allow us more time to focus on issues that we can affect and better yet, have control over. |
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Todd Summers
USA
99 Posts |
Posted - 04/12/2004 : 01:54:22
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I second that motion!
Can we hear a vote? |
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Todd Summers
USA
99 Posts |
Posted - 04/12/2004 : 02:20:54
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JimF,
Your mark of 130 degrees is 10 degrees into "The Danger Zone" (40 to 140 degrees) as described by health department regulations and all of the training programs I have attended regarding food safety and preparation.
Not that coffee (water) is as dangerous as eggs (salmonella), it is still interesting that liberals (socialists) would have us drinking colder coffee than we would like...
hmmm... |
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ALANJ
USA
159 Posts |
Posted - 04/12/2004 : 06:49:34
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I bet the person who poured the coffee and failed to properly secure the lid (poor training and supervision) is now a catastrophe adjuster! I'm sure Leonards offered this poor sole a free course. I bet he/she is among our ranks as we speak.
Maybe one day we need to start a thread (punitive damages). |
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alanporco
USA
112 Posts |
Posted - 04/12/2004 : 10:05:21
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| Hey ReconMan, please go to www.screwedbyinsurance.com. They will undoubtedly love your ramblings. Birds of a feather ... and all that. Ta Ta. |
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Topic |
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"The rising costs of Insurance"
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