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Vince Tabor
Posted on Thursday, March 23, 2000 - 9:32 pm:   

Know before you go is proper planning..and that's
a great motto for all adjusters. Thank you Bear.

Da Bear reminded me of this writer's quote:

"Truth is stranger than fiction, but it is because
fiction is obliged to stick to the possibilities, ...truth isn't".

Mark Twain
THE PHANTOM
Posted on Thursday, March 23, 2000 - 8:33 pm:   

"KNOW BEFORE YOU GO" OR EXIT LIKE THE SMART 85% DID. THEY WASTED A LITTLE TIME AND MONEY, BUT NOW THEY KNOW.

Guys, you shouldn't accept a bad deal even if you have spent money getting there! If you stay and work for less, not only does it brand you, you probably will loose out on a better deal while you are working for peanuts. Believe me, the elite will brand you and that wears off very slowly!!!!!!!!!! It hurts everyone in the profession.
da bear
Posted on Thursday, March 23, 2000 - 6:18 pm:   

I have set up a email account so that I can answer questions without embarassing anyone. They know who they are.

While we are at it, I think I will start a collection of cheap schedules and if anyone wants to know about a particular carrier and I have the schedule, let them email me and I will send it to them.

Send them to me guys. I prefer word format, but I will work with what I get.

Know before you go!!
MKDCO
Posted on Thursday, March 23, 2000 - 6:16 pm:   

daBear, Could you at least just say what city you were in when you went to such a wonderful and inspireing meeting? Then we could all let our imaginations run wild coming up with the vendor.
THE PHANTOM
Posted on Thursday, March 23, 2000 - 6:04 pm:   

IN MY HAMBURGER SHOP, I OVERHEARD A COUPLE OF ADJUSTERS TALKING ABOUT FARMERS AND AMERICAN FAMILY. WONDER IF IT COULD BE ONE OF THEM?????
older than dirt
Posted on Thursday, March 23, 2000 - 5:52 pm:   

There is another "Farm" that likes to supervise, pay little and give 3 day seminars, but after OKC they have fewer friends in the ranks. The newbys and bottom feeders will be so happy when they get only 30 or 40 files and no money either. Isn't this the reason for the core adjuster programs?
At least the "snake" pays for what they put you though.
Ghostbuster
Posted on Thursday, March 23, 2000 - 5:33 pm:   

Spill the beans, daBear.

Who is this wonderful carrier?

Also, who is the vendor?

By, sharing truthful information, we have power in our favor.

Thanx
daBear
Posted on Thursday, March 23, 2000 - 4:50 pm:   

Nope, not State Fraud. I haven't seen their schedule in several years, and I intend to keep it that way. These guys are kidding themselves it they thing anyone will work a major storm for this kind of money. Professionals do not appreciate being treated like first year cadets, and won't work for nothing.

It's not the vendors fault, the carriers are trying to get things done as cheaply as possible and don't care how hard it is. One of the things I have noticed is that the more stringent the reporting requirements a company has, the cheaper the fee schedule gets.

Know before you go.
The Contrarian
Posted on Thursday, March 23, 2000 - 4:22 pm:   

Must have been a Snake Farm silly season seminar?

Someone should tell both Snake Farm and the vendor as well that the average cab fare for 100 miles is $150.00. Anyone giving away their automobile for FREE deserves what little they get.

Also, if the "average" adjuster (Newbie, idiot, wannabee or bottom feeder) closes 5 files per day, the vendor still makes $190.00 per adjuster. Now if the vendor can just find 99 more idiots to work for these minimum wage fee schedules, the vendor still makes $19,000.00 per day, and can obviously afford to still live in the Big House.

Wake Up folks, this business is going to hell in a hand basket and it is because the vendors have bid the schedules down to nothing in an effort to get the work, and because there are always some "adjusters" willing to work for nothing.

The good adjusters are leaving cat adjusting in droves. Quality pays and quality costs. Maybe one day someone will wake up and realize you get what you pay for. And hopefully they will also realize that ignorance and incompetence have a price tag as well.
da Bear
Posted on Thursday, March 23, 2000 - 3:59 pm:   

I guess it’s the seminar silly season again. Went to one last week, the usual formula, three days of stern faced people telling us how we will spend every minute of every day, contact, report, schedule, and close all losses within 48 hours, with reinspection. Then on the last day, late in the afternoon, the sting. The billing schedule rears it’s head. Was it too low? Well let’s see, we are to drive 100 miles per file for free, and receive the handsome sum of $.28 per mile for the excess. The first 8 photos are $5.00, but they plan to pay us $1.00 each for the excess ones. The mileage will be prorated between the files, which of course means there never will be any. I assume the vendor will want some this great photo money too. And all this we shall do for the sum of $92.50 (actually $54.50 after the vendor gets his cut). Files between $100k and 200k are just over 1% and everything above that is T&E.

I watched 85 of the 100 adjusters get up and walk out, one by one, just as soon as they looked at the schedule. The vendor is not being truthful to the carrier, as the purpose of the seminar was to allow the carrier to see all the adjusters who won’t be there when they are needed as the schedule is just absurd. The carrier is not being fair to the policy holders as the adjusters they do get, assuming they can get anyone, will be the newbies, the idiots and the bottom feeders. Nobody who has any experience or choice would even think of working for that kind of chicken feed.

Who do the carriers think they are fooling? Most of us wouldn’t start the car for what they are offering, except in our hometown. I certainly wouldn't. Has anyone looked at the price of gas lately? Are they stupid enough to really think that an experienced adjuster would rent the truck, the two computers, the mobile office and subject themselves to daily reporting and the obvious Micky Mouse atmosphere that they contemplate for that kind of money?

Any carrier who thinks that browbeating a vendor into signing such a deal will result in anything but disaster is kidding themselves. If something large happens, you guys will be talking to yourselves.

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