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R.V. Winkle
USA
155 Posts |
Posted - 02/23/2004 : 15:14:07
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In relation to the threads titled "Brave New World" & " Change on the Horizon", please answer as to your feelings about the changes that have been/are/will occur....
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Edited by - R.V. Winkle on 02/23/2004 21:54:49 |
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CCarr
Canada
1200 Posts |
Posted - 02/23/2004 : 15:57:45
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Isn't the democratic, free will, free choice system something?
If this poll has any validity, it really hurts to watch its evolution.
I was the 3rd person to vote, while being the 27th reader. That is a pretty loud and clear statistic in itself, regarding the feeling of the masses. |
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JimF
USA
1014 Posts |
Posted - 02/23/2004 : 21:11:22
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RV, with all due respects, I think the choices which you give "voters" is quite or too limited, and almost by design, allows answers which only slant toward an inherently predictable biased conclusion.
There are many other responses that adjusters might view as more correct as any of the options you present, and since there is no room or mechanism for voting "other" and then providing an explanation, I simply cannot find an answer among your choices which 'fits' so I cannot in good faith respond. |
Edited by - JimF on 02/23/2004 22:03:03 |
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fivedaily
USA
258 Posts |
Posted - 02/23/2004 : 21:15:39
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Jim, there are only 8 possible options because the polling software limits it to 8. Care to share your "Other" thoughts with us anyway?
Jennifer |
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LMLinson
USA
22 Posts |
Posted - 02/23/2004 : 21:19:57
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I have to decline response as well. One cannot vote their opinion if it is not listed in the choices. My opinion is not as cut and dried as the choices offered. |
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JimF
USA
1014 Posts |
Posted - 02/23/2004 : 21:40:26
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Jennifer, I suppose my first question in regard to the poll question would be: What is my opinion of WHAT?
Secondly, I see the entire introduction as illogically flawed as well as (mis)leading in that it suggests that the ONLY reason that carriers employ alternative claims resolutions methods is to deprive (cat) adjusters of a living or income. An idea which I find silly as well as senseless.
Further, the question presupposes that the 'changes on the horizon' are due either solely or largely because of the list of causes suggested (DRP, call centers, etc.) Again, a rather silly idea which would paint reality with a rather simplistic brush.
Next, the poll asks the question: "What is your opinion?" (which is a question designed to determine how or what we THINK about something). The choices among answers however in this poll, only measure or concern themselves with how or what we FEEL about this issue. A more appropriate choice to measure how someone thinks would be (1) I agree (this premise is correct or right), (2) I disagree (this premise is incorrect or wrong), (3) I have no opinion (meaning I haven't thought about it). Levels of intensity of thinking could be determined through qualification by the use of words such as "absolutely agree, somewhat agree, mildly agree" etc. The same would be true for question designed to measure 'feelings' instead of thoughts.
In looking more closely then at your poll, by asking a question which begs a thinking answer, your poll is flawed by only allowing feeling responses.
Finally, the use of polling as an accurate analytical tool must by nature be free of any bias in design in order not to skew effective measurement of responses. And, given what would certainly be a small non-random sampling, conclusions gathered are about as useful and meaningful as a bar poll during a wet tee shirt contest during Spring Break.
By Edit I would add an echo to what Larry Linson said above: My opinion is not as cut and dried as the choices offered. |
Edited by - JimF on 02/23/2004 22:08:59 |
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LMLinson
USA
22 Posts |
Posted - 02/23/2004 : 21:44:41
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My views are simple. The answers are not. We have all seen within recent months that many of the total loss claims in Calif. were assigned to staff adjusters or I/A on a day rate. This absolutely cuts into the bottom line of the adjusting firms we work under and ours as well. It is unfortunate but I understand the decision. I don't know exactly what needs to be done or if anything can be. The insurance industry is not the only one sharpening it's pencils. In any entity to get more for less is the name of the game. I am not a pro union sort of guy so for me it isn't an option. I realize that the U word is not liked on this site but it does appear that this is what many here are trying to hint at without wanting anyone to actually say it. So, what options are proposed ? |
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Catmandale
USA
67 Posts |
Posted - 02/24/2004 : 01:17:12
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Perhaps we should have a poll regarding whether or not we are relevant, neccessary and responsive to the market. Maybe the changes occurring should happen.
Insurance coverage is currently sold and administered by those few who have the secret code.
The policies are interpreted in a myriad of ways and not often in ways that are understood easily by the average person.
Change is not always bad. |
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Cecil
USA
35 Posts |
Posted - 02/24/2004 : 07:48:55
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I agree with Jim that the choices are too limited. I also don't see the demise of adjusters occurring either. There is experimentation occurring and it will hurt people along the way. We as adjusters who have been and are in this for the long haul, must remain flexible, resilient and ever learning.
Those who "perform" and GTWTW "give them what they want" will have work. Unfortunately we have a glut of adjusters out there now and there are only so many potential jobs available unless big disasters occur.
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JimF
USA
1014 Posts |
Posted - 02/24/2004 : 08:50:53
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quote: Originally posted by Cecil
We as adjusters who have been and are in this for the long haul, must remain flexible, resilient and ever learning.
Those who "perform" and GTWTW "give them what they want" will have work.
Unfortunately we have a glut of adjusters out there now and there are only so many potential jobs available unless big disasters occur.
Cecil, no truer words were ever spoken. Your comments should be memorialized in bronze for the wisdom of your insight.
Within the wisdom of your message lies the larger part of the problem we as adjusters are facing. If we would affect change, let us begin by making the changes we can make: those changes from within. |
Edited by - JimF on 02/24/2004 08:52:18 |
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LMLinson
USA
22 Posts |
Posted - 02/24/2004 : 10:18:21
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I am sure that the numbers of adjusters in catastrophe work varies from time to time. To worry about a "glut" of adjusters with the turn-over in this industry is pointless. Every year we lose folks that have to go back to the regular grind of a 9-5 job because they cannot afford to stay just like we lose those who went to work and couldn't handle it due to a lack of experience and/or training. As we all know, to have a license and to get your name on a list does not mean work. |
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