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Lyndon Graves
Rating: N/A
Votes: 0 (Vote!) | | Posted on Tuesday, September 07, 1999 - 9:30 pm: | 
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One of the blessings in working for a big carrier is that they usually have lots of cat experience in that particular state. In almost every storm that I have done for the big three, I was given any necessary forms to sign during the check-in procedure. They took care of the necessary filing, and payment of any fees. In some states, I have received a state issued temp. license back via the carrier after a week or so.
I spoke with North Carolina recently. The filing of intent is done by the state licensed carrier, and not the individual adjuster. The carrier must place your name on the list, along with your SSN. The only requirement is that you are licensed in your state of residency.(and in theory, experienced)
ALWAYS BE SAFE! If you are not sure, ASK!!
As a point of interest, when the President declares an area as a "disaster area", lots of little rules melt away! In the L.A. earthquake, some companies sent in interior decorators as adjusters. It really was amazing!
See you out there!. . . Lyndon Graves |
Jim Flynt
Rating: N/A
Votes: 0 (Vote!) | | Posted on Monday, September 06, 1999 - 4:49 pm: |
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THE FOLLOWING STATES REQUIRE NO ADJUSTER'S LICENSES for state residents for property and casualty adjusting:
Colorado
District of Columbia
Hawaii
Illinois
Iowa
Kansas
Louisiana
Maryland
Massachusetts
Nebraska
New Jersey
North Dakota
Ohio
Pennsylvania
South Dakota
Tennessee
Virginia
Wisconsin
(NOTE: Information is current to the best of my knowledge as of 09/01/99 and is derived from FC&S Bulletins and NAIC sources. Public adjusters and auto damage estimators may not be exempt from licensing by the above states. The above states have no license requirements for residents of their particular state handling P&C claims.) |
John Johnson
Rating: N/A
Votes: 0 (Vote!) | | Posted on Tuesday, August 31, 1999 - 12:59 pm: |
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North Carolina General Statutes, regarding adjuster licensing, can be found at NCGS 58-33-70.
Pertinent sections are quoted as follows:
"(d) No license shall be required of an adjuster licensed as such in another state for the adjustment in this State of a single loss, or of losses arising out of a catastrophe common to all such losses; provided that such adjuster notifies the Commissioner in writing prior to the adjusting of such loss or losses."
"(e) The Commissioner may permit an experienced adjuster, who regularly adjusts in another state and who is licensed in such other state (if such state requires a license), to act as an adjuster in this State without a North Carolina license, for emergency insusrance adjustment work, for a period of not exceeding 30 days, done for an employer who is an adjuster licensed by this State or who is a regular employer of one or more adjusters licensed by this State; provided that the employer shall furnish to the Commissioner a notice in writing immediately upon the beginning of any such emergency insurance adjustment work." |
Bob Fisher
Rating: N/A
Votes: 0 (Vote!) | | Posted on Sunday, August 29, 1999 - 9:23 pm: |
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I am a resident of Colorado and have checked with the Colorado Insurance Commission. They do not issue or require a license for property claims adjusters. |
Tom Joyce
Rating: N/A
Votes: 0 (Vote!) | | Posted on Sunday, August 29, 1999 - 2:00 pm: |
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I maintain licenses in TX, AR, and OK because of location. All require license to adjust property claims. Louisana and Tennessee does not require a license for property, but La may require one for auto appr (not sure and TN may have changed since 98). Word to the wise, Oklahoma is serious about licensing for independants doing regular work in the state. |
Chuck Deaton
Rating: N/A
Votes: 0 (Vote!) | | Posted on Sunday, August 29, 1999 - 11:05 am: |
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I am licensed in Arkansas. In Arkansas only independents have to be licensed. Company employees do not. Last year I worked in Indiana, Michigan, North Carolina, Lousiana, Mississippi, Alabama and Arkansas. I worked for two different adjusting firms and in every case I worked as an independent adjuster even though when I worked for one adjusting company I work as an employee (W2) and the other adjusting company wants a contractual relationship (1099. This year I have worked in Arkansas for two companies and have been paid on a 1099 basis, by one, and on a W2 basis by the other.
As long as I work in Arkansas I am confident that I am legal, licensing wise. However, when I work out of state I am never completely sure that I am legal licensing wise.
Perhaps adjusters that frequent this site and are from various state could investigate licensing in their home state and comment on this site. Then the individual posts could be reviewed and endorsed or discussed by others who frequent this site and are knowledgeable.
Maybe the results could be codified into a document that would be available on this site.
I am concerned that as we go forward and first party bad faith suits increase licensing will become more and more important to a defense.
This issue is especially important to those who handle large claims. |
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