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Author Message
Harold J. Geoffrey (Stormadjuster)
Posted on Monday, April 30, 2001 - 7:36 pm:   

Horace Smith (Hsmith)
Posted on Saturday, April 28, 2001 - 10:31 am:   

There seems to be less emphasis on casualty emergency claims services as there is on property, here on CADO. That is to be expected. Yet, casualty situations do often occur and carriers and/or vendors need prompt assistance.

Man made disasters usually have a liability component. Whether a train wreck, environmental, explosion, fire legal liability, etc; carriers and vendors can minimize the liability exposure by promptly dispatching casualty cat people to the scene, refining the investigations and making early settlements where justified.

Where there is casualty property damage, adjusters can often utilize their property estimating software and other property techniques
to determine accurate damages. Time element claims experience is often useful in determining damages when businesses have had to cease or curtail operations due to the negligence of a casualty insured. And many of us have had heavy bodily injury claims experience.

My suggestion is that somewhere on CADO, we cat adjusters, who also love casualty work, list separately our availability and credentials, giving the carriers/vendors easy access. Perhaps this forum is the place.

Horace Smith

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