|Posted on Wednesday, December 01, 1999 - 11:07 pm: |
As you have been reading on the Forum pages lately there are many discussions about what is or is not needed to help move the industry into the next millennium and beyond. Some are jokers and some are serious, as you see. The outcome will be based on the amount of input in the form of ideas and actions. Dave and several others have already made much headway on laying some of the groundwork necessary. Of course none of this would be happening today without the hours and dollars Roy Cupps as put in over the last five years in creating CADO into a world class website aimed at improving the life of the adjuster.
Your input is critical at this time. If you feel comfortable posting please go ahead and post under this conversation called, What 3 things are you looking for from CADO in the future? Please list the things that are the most important to you today.
If you are in the same position that I was the first time I visited CADO you have never posted a message on the web and the thought scares you. Just type up the 3 issues you would like CADO to address most using your word processor so you have grammar and spell check features. When you are finished then cut and paste it into the dialog box that is located at the bottom of all of the messages posted under the heading, What 3 things are you looking for from CADO in the future?
Even if you cannot bring yourself to post we still need to hear from you. Please just type up what you are hoping to see CADO do for you in the years to come and fax them to me at 1-800-280-9480 and I will get them to Dave. Yes I am paying the phone charges because you and your ideas are a must if CADO is to become the complete organization that you need. If you do not have a fax go ahead and call me (Gale Hawkins) at 1-800-736-1246 ext 101. You can call 24 hours a day but 10 AM – 10 PM is the best time to catch me. Folks we are at a crossroad today and you can have some effect on your future by getting involved. Roy, others and myself are in the process of making this industry a little better, each in our own way but if most all will get involved and make it one BIG effort all will benefit more.
|Posted on Wednesday, December 01, 1999 - 8:42 pm: |
YOu see that the true gripes are coming out.If you really look at the bottom line, what is going to happen is a group of three four five etc. adjusters are going to start going to carries and cut their own deals.Personally I think that its great what these gentlemen are trying to accomplish, but what I see that this is boiling down to is a higher pay scale for the few that have been in it for years and leaving the others out there to be made to spend money that they don't have to meet all of the requirements that these choice few are looking at establishing. If it works for you who have started this conglomeration of things that you are trying to accomplish than my hat is off to you. Personally I think that between the union cat adjuster and the group that wants to form an organization, you are all going to have a very rough road to hoe.There are to many different egos in the adjusting field to come together and really stick together. Respect your efforts, but after awhile I believe REALITY will set in. Has anyone looked at the percentages on the vote of basically not wanting anything to do with either idea. Be realistic and cut the best deal that you can and live with it or get out so that someone else can get the money.
|Posted on Wednesday, December 01, 1999 - 7:46 pm: |
THIS BURGER FLIPPER WOULD LIKE TO SEE THE ADJUSTING FEES BE PART OF THE LOSS INSTEAD OF COMING FROM THE ADMINISTRATIVE COST FOR THE COMPANY. IF WE COULD EVER GET THAT COST TO BE PART OF THE LOSS WHERE IT SHOULD BE, THOSE COMPANY EXECUTIVES WOULDN'T MIND PAYING WHAT THE JOB IS WORTH BECAUSE IT WILL LATER RETURN TO THE COMPANY IN PREMIUMS. NOW, IT IS JUST A DEAD EXPENSE SUCH AS THEIR STAFF'S SALARIES.
THE ARGUMENT SOMEONE GAVE LATELY AS TO UNION PAY INCREASED REALLY WAS ABOUT THE SAME AS INFLATION OVER THE PAST 20 YEARS. THE BIG BOYS IN THIS BUSINESS TELL ME THAT IF THEY AVERAGED $100 A CLAIM 20 YEARS AGO DURING A CATASTROPHE, WITH INFLATION TODAY THEY NEED $500+ AVERAGE TODAY AND WE ALL KNOW THAT IS NOT HAPPENING. INSTEAD, THEY HAVE PILED MORE & MORE REQUIREMENTS ON US UNTIL THIS BURGER FLIPPING JOB AIN'T TOO BAD!
|Posted on Wednesday, December 01, 1999 - 5:11 pm: |
1. An effective lobbying of state insurance boards to eliminate the carriers approved shop programs for vehicle & property losses. This practice is an abrogation of responsibility on the carriers part to perform their most critical function. It is neither in their interest, the publics interest, or our interest. It is only done as a pretext for trying to get something for nothing. It is a practice that must be banned.
2.A unified voice for the adjusters and crew owners alike in negotiations with the carriers for services to be rendered. An organization for professionals, (which is what we are), must not be fragmented when dealing with the corporate suits. When the carriers are seeking prices for items they go with the median rate, i.e. what most of the legitimate contractors are charging for a given product. We must be that median group that set the rates for the adjusting services provided. The days of whoring down the fee bills to try & corner the market are over.
3. Acceptance into this organization should be based on certain standards. After all, they don't let grocery bagboys fly airliners, they don't let
garbage men do brain surgery, and we should not turn yesterdays Three Guys, a Dog, and a pickup Truck contractors loose to disburse a financial obligation to a policyholder regardless of the magnitude of the loss or Risk! If you're an adjuster, you adjust. If you're a contractor, you contract. But you can't be both. In summation, we need to have some exclusivity here to promote our
special talents and thus more money.
4. And of course, some side benefits like group health plans would also be nice.
|Posted on Tuesday, November 30, 1999 - 10:14 pm: |
What are 3 things you are looking for from CADO in the future? While the ideas are flying, could most be posted here for future reference? Everyone has 20 or more ideas but if you only try posting the 3 most important things to you we can get a broad view of the most important issues that will need to be addressed first. Later if you think of other ideas that have not yet been posted then by all means post them.
Most hitting this site only read and never post. Regardless of what your interest is in the adjusting industry please post at least 1 issue that you would like the organization to deal with as soon as possible. We are going to need the help of all independent adjusters if we are going to get laws passed in the 17 states that Jim was talking about. The silent majority is still the ones that can help make this happen. Without members and lots of them, no organization will have the power needed to reach its full potential. Is there at least 1 thing that will make life better for you or your family? Please feel free to restate issues that have been covered in other conversations currently running. If you will list them like:
It will make it much easier for them to be pulled off later for posting. Enlarge on them as much as you like.
Now that the talking has been done and it is the consensus of most that a new organization is needed for the new millennium and CADO is already in place with dues paying members, thanks to Roy’s great efforts, makes it the most logical organization to run with the ball then let’s get started with the hard part.