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R.D. Hood (Dave)
Posted on Thursday, June 08, 2000 - 9:28 am:   

Horace,

I'm near your age, and maybe 10# over, BUT, I always use a 300# OSHA approved Ladder, perhaps you might consider the same, Just a thought, cause it is difficult to put 220# of quality merchandise in a 200# bag,without thoughts of perhaps overloading same. IYGMM.
Jim Flynt (Jim)
Posted on Thursday, June 08, 2000 - 9:12 am:   

Tom, you are right. And if we ignore the law, then GRAVITY can lead to GRAVE consequences.
Tom Weems
Posted on Thursday, June 08, 2000 - 9:08 am:   

GRAVITY

It's not just a good idea, it's the law!
RJ
Posted on Wednesday, June 07, 2000 - 5:16 pm:   

Regardless of taking every precaution that one could possibly & should take while inspecting a loss, the unexpected will occur from time to time. These accidents go with the territory and are part of our occupational hazards. All of the best plans & precautions will not stop the occurrence these events. However, on the surface it appears that many of the recent accidents may have been caused by carelessness or over confidence on the part of the adjusters.

Now I have no intention on preaching the right or wrong way of doing anything. I only offer this one simple piece of advise that has prevented me from being injured. When you begin to get an uneasy feeling that something is not quite right immediately trust that feeling & stop what you are doing, look around & study your situation & then either quit what you are doing & carefully back away, leave the assignment for help or proceed with EXTREME CAUTION at a very high risk.

Remember only you can be the judge of your situation & if you find yourself in trouble & can call (cell phone) or yell (voice) for help don't be hesitant to do so. The life you save may be your own. At the risk of preventing bodily injury a little embarrassment is a very small price to pay.
Horace Smith
Posted on Wednesday, June 07, 2000 - 5:10 pm:   

Well and good, Dave. My initial thinking is that this would be a database solely of catastrophe adjuster accidents since cat adjusters face unique challenges, often in remote geographical areas.

Statistics received from the States, I believe, would lump cat adjusters in with company employee adjsuters and regular day to day independents.
Further, some of the states might not be prompt nor cooperative.

On the other hand, i believe that the CADO website probably hears of 95% of serious accidents involving cat adjusters. There is now rarely a storm office that does not have at least one or two CADO posters.

If those posters notify CADO the person/committee compiling the database can then contact the victim or someone close and develop the details.

It would be desirable to get, not only the actual circumstances of the accident but some personal information on the adjuster. Age, height, weight, experience level, tired or ill that day, etc. Not all may wish to reveal this info and their desires should be respected. Most will cooperate fully.

I am in my late sixties and am 20 pounds over weight. If a trend develops that old, fat, adjusters are falling off roofs, I'm going to pay attention. Or, could it be "newbees" falling
or experienced people that might have been careless.

Or is the accident caused by risky behavior. I, usually, including equipment, haul 220 lbs. up a ladder rated at 200 pounds. Is this dangerous?

I do believe that developing this info can help us all.
R.D. Hood (Dave)
Posted on Wednesday, June 07, 2000 - 3:32 pm:   

This information , is the crux of the platform, upon which CADO is based, and the soul of it's existence.

What better that to have the actual, verifiable, accounting of all of the adjuster related accidents of any nature.

The reporting , by the carriers , will be difficult to gather, but they are obligated to report any accident that involves a compensation claim.

Perhaps we can contact each State and inquire as to the category in which we are placed. Acquire the figures from them. We must, after all have an accurate accounting, as the Cat adjusters, whom are not employees, will not be included therein.

After gathering these facts, we can ask that every viewer, of these pages, post the occurrence and type thereof.

We then can make different categories as to the most often sustained. i.e. falls, bites, auto, other.

I will volunteer to start the project, and will, of course, require some assistance in this endeavor.

With facts and figures such as these in hand, it will perhaps lend more credence to the value of the dedicated adjuster, and notify some of those that purport to be or wish to enter the adjusting trade, of the potential for injury.
Tom Joyce (Tomj)
Posted on Wednesday, June 07, 2000 - 1:39 pm:   

Mr Smith,
Excellant, and I would guess that we hear less than half of what happens out there.
Of course that is a door no one wants open.
Any volunteers to track numbers?
Horace Smith
Posted on Wednesday, June 07, 2000 - 1:15 pm:   

When government agencies report crime statistics and especially if the crime rate is up, they tend to condition their numbers by saying they are not really sure that there is more crime. Perhaps, it it is just that reporting procedures are now better.

As we hear of more and more adjuster accidents, I am not sure if the rate of accidents is increasing or whether due to the internet (websites like this) and other information
sources, we now hear about them. Regardless,
there are TOO MANY ADJUSTER ACCIDENTS.

I have lurked around the CADO site for several months and seen some very positive safety information presented. Discusssions of footwear,
types of ladders, and safety tips. In addition real compassion, empathy, sympathy has been expressed to the victims and families who have been seriously injured. There but for the grace of God go the rest of us.

Would this be feasible? CADO having a person,
committee, or group to gather information and statistics on adjuster accidents? Not just roof and ladder accidents but others also, i. e.
snake bites that often involve the flood guys?

This information to be published regularly would not be gathered to criticize or embarrass anyone but rather to be used for PREVENTION and EDUCATIONAL purposes.

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