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Five Daily
Registered User
Username: Kitchenista

Post Number: 18
Registered: 4-2002
Posted on Tuesday, July 23, 2002 - 10:53 pm:   

No more insurance industry facts??? I liked reading these... anyone have any obscure facts to share?

Jennifer
joseph m lombardo jr
Registered User
Username: Jlombardo

Post Number: 24
Registered: 1-2002
Posted on Tuesday, June 18, 2002 - 9:06 am:   

JIM.....WHERE ARE YOUR POSTS......I LOOK FORWARD TO READING THEM....HOPE YOU ARE OKAY........
Lee Mushaney
Registered User
Username: Red

Post Number: 10
Registered: 3-2001
Posted on Sunday, June 09, 2002 - 7:49 pm:   

Jim and Joe
I hope PETA isn't reading our site. If so, the
poor folks in WI will be walkin. Just think all those poor Bambi's and all those big bad cars. We'll have to walk from house to house and carry the ladder on our backs. Or I guess we could get a Horse and wagon thats lots of rescheduling tho
can't look at as many in a day.
joseph m lombardo jr
Registered User
Username: Jlombardo

Post Number: 22
Registered: 1-2002
Posted on Sunday, June 09, 2002 - 3:49 pm:   

Jim...last year I was on storm duty in Wausau, WI. in june and I had taken my Harley with me.....I was told by one of the adjusters that live there that June is when the most deer-vehicle collisions occur and that 80% of the deer-vehicle collision fatalities were motorcylists....
Linda Asberry
Moderator
Username: Linda

Post Number: 28
Registered: 12-2000
Posted on Friday, June 07, 2002 - 7:34 pm:   

Todd, I do believe you are covered. The exclusion does not say rodents, so that lets the squirrel off the hook and the carrier on. Damage from wild animals is covered. At least that is my take on it and I have paid for damage caused by raccoons.
D Wong Whey
Registered User
Username: Dwongwhey

Post Number: 145
Registered: 10-2001
Posted on Friday, June 07, 2002 - 9:44 am:   

Alan Jackson: I see the J.D. behind your name now. Does this mean you finally made it through law school and passed the bar in Alabama? Have you set up shop to now practice law? Any thoughts on hold harmless agreements? You going to work for the plaintiff or defense bar?

Please bring us all up to date.
D Wong Whey
Registered User
Username: Dwongwhey

Post Number: 144
Registered: 10-2001
Posted on Friday, June 07, 2002 - 9:40 am:   

Todd what if the insured is a 'rat'? Is the damage not covered then under a Texas HO-B?

Or what if the PH has hired a contractor, remediator or PA who is a 'rat'?
Todd Summers
Registered User
Username: T4summ

Post Number: 9
Registered: 12-2001
Posted on Friday, June 07, 2002 - 9:28 am:   

Is damage from squirrels covered in the Texas HOB policy?
Section 1 Exclusions
1.,f.We do not cover loss caused by:
(5)rats, mice, termites, moths or other insects.

hmmm.
alan jackson
Registered User
Username: Ajackson

Post Number: 112
Registered: 12-2000
Posted on Friday, June 07, 2002 - 9:00 am:   

The Alabama Department of Insurance has formed two groups to advise them on the mold issue. One group is for insurance companies and one is for consumers. It appears they are going to model their approach after Texas.

Stay tuned for more.

A. Jackson J.D.
Chuck Deaton
Member
Username: Chuckdeaton

Post Number: 26
Registered: 3-2002
Posted on Thursday, June 06, 2002 - 8:37 am:   

Certainly there are levels to be considered, juries, the appeals courts and the ultimate, the Supreme court, are to be considered, but trial lawyers get the ball rolling and provide the cash to keep it rolling. The plaintiffs bar, of which trial lawyers are a part, finance the suits they file and only profit if they win.

But back to my original statement, in a global sense, economic activity is a good thing. The flow of dollars is a good thing. Else how would you and I make our dollars.

Best to be mindful of the sharks that lurk in deep water as most of us are comparitivly small fish.
D Wong Whey
Registered User
Username: Dwongwhey

Post Number: 142
Registered: 10-2001
Posted on Thursday, June 06, 2002 - 8:26 am:   

Chuck, do you not think that perhaps juries rather than trial lawyers are the 'ultimate police' in the tort world?
Chuck Deaton
Member
Username: Chuckdeaton

Post Number: 24
Registered: 3-2002
Posted on Thursday, June 06, 2002 - 8:18 am:   

While I agree that the fear of litigation does keep some products off the market, I would argue that most of the affected products are those that should be kept off the market. I would also agree that a "litigation tax" raises the purchase price of the items that it is applied to. However, I stick to my original statement which is that the flow of dollars, economic activity, is a good thing.

Another thought is that trial lawyers are the ultimate police, at least in the business world. Who else could have called "big tobacco" to taw?
Chuck Deaton
Member
Username: Chuckdeaton

Post Number: 23
Registered: 3-2002
Posted on Wednesday, June 05, 2002 - 9:59 pm:   

Why does the flow of dollars, representing economic activity, trouble anyone?

Economic activity is a good thing. Ole Henry Ford started it when he raised worker's salaries and cut hours. In the process he created a market for his cars. A market that drives our economy today.
mark salmon
Registered User
Username: Olderthendirt

Post Number: 188
Registered: 12-2000
Posted on Monday, June 03, 2002 - 10:56 am:   

How did North Carolina miss that list, for a while, every year you had a cane out there.

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