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Author Message
Vince Tabor
Posted on Sunday, May 06, 2001 - 12:20 am:   

Harold:

There is a professional faux painter in Newton,KS.
who can match any marble, granite, tile or even wallpaper. He will need a sample of the item.
See below:

Patrick Johnson (Pat) at 316 282-2333 KS.
He will amaze you. Hope this helps.
Harold J. Geoffrey (Stormadjuster)
Posted on Wednesday, May 02, 2001 - 12:38 am:   

John I am not aware of anyone in the area who can make a tile to match exactly to the others. If you know someone please advise.
John Durham (Johnd)
Posted on Tuesday, May 01, 2001 - 8:00 pm:   

Harold:
Have you considered having a single, or multiple tiles custom fabricated by a Terrazo company. Many Cuban artisans can probably accomplish this for you and you would have a matching tile. check with some of your restoration contractors in the Ft.Lauderdale / Miami area. Hope this helps.
Harold J. Geoffrey (Stormadjuster)
Posted on Tuesday, May 01, 2001 - 11:19 am:   

I have a situation in Florida where a file has gone to appraisal and I am the company appointed appraiser. The loss involves an HO-3 and a PA where the insured had a supply line rupture on a dishwasher and damaged the kitchen cabinets. Allegedly, as result of the water, one tile directly in front of the dishwasher had lifted. Instead of turning off the water the insured attempted to remove the dishwasher and broke one Tile. This rather large home has tile through out the entire home. We have offered to remove one tile from a closet or enlarge an island cabinet and remove on tile which they refused. They are insistent on retiling the complete home. The insureds state they have no additional tile and we cannot locate a replacement tile. The Florida Insurance code states the following:

(1) Unless otherwise provided in the policy (b) when a loss requires replacement of items and the items do not match in quality, color and size, the insurer shall replace all items in the area so as to conform with to a reasonable uniform appearance. This applies to interior and exterior losses, except that while a reasonable uniform appearance must be restored, Certain Exception may be made on a case-by-case basis. For example, replacement of the damaged portion of the roof which has faded does not require the replacement of the entire roof, and replacement of damage floor covering in the room in which the damage occurred, if necessary, not the entire house.

Is anyone aware of any case law in any state where this has been tested? This appears to be nothing more than extortion on the part of the insured. Any Suggestions?

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