, Resources for Adjusters from Adjusters
Puzzler | Archive Index |

The Adjuster's Forum » General Discussion » Puzzler « Site Map »
Topics | Home | Current Forum | Jobs, Training and more | Adjuster Roster | Channels | Resources | Contact Us

Author Message
David P Bennett (Whitey)
Posted on Saturday, February 17, 2001 - 5:35 pm:   

Regarding puzzler # 4, not sure where concurrent causation comes in, but my first question, is that the HO2 generally only provides coverage for the described premises as long as it is the principle residence and the insured primarily resides there. Seems a rental dwelling doesn't apply, of course then you would have to investigate the agents knowledge on the situation, which may hold the company. As for V&MM appears the 60 day window elapsed, but I read the cause of loss as vehicle (Bulldozer is a vehicle) and of course there is excellent subro. But again, no primary residence, with no other extenuating circumstances, should be no coverage.
Herb Carver (Herbcarver)
Posted on Friday, February 16, 2001 - 5:42 pm:   

I posted the answer to Puzzler #3 today. Make sure to check out the most recent Puzzler (#4) at
Jay Ennis (Jennis)
Posted on Thursday, February 15, 2001 - 11:13 am:   

Thanks for the hint, I believe I have the right answer now and will check it when you post the answer. Look forward to Puzzler # 4.
Herb Carver (Herbcarver)
Posted on Thursday, February 15, 2001 - 11:05 am:   

Kelley, you have made my day. I was beginning to feel all alone in Puzzler world and starting to question my own sense of humor. Now that I know there are two of us, I feel I can continue.

Truthfully, the Puzzler does get a lot of reads – just not very many votes. Which brings me to Jay:

You named seven items that you are considering providing allowances for. Five of the items you have named are included in the correct total. Please do not start calling me names, I will still give you a hint or two.

First, there are no special limits that you have to worry about. That would be tricky of me though, wouldn’t it.

Second, take a closer look at the auto equipment and accessories language.

Third, I am posting the answer tomorrow (and a new Puzzler). So don’t go nuts here.

Thanks for the interest in the Puzzler. Any out takes that are suitable for print are gladly appreciated.
Kelley Roberson (Kelley)
Posted on Thursday, February 15, 2001 - 7:12 am:   


I visited the "puzzler" this morning about 4 AM when I could not sleep. I don't know when I have laughed so much & so hard. My room mate was a little terse for waking him up. I love the "out takes" on Puzzler # 1, they are the best things I have read in sometime.

Thanks for sharing the "out takes".
Jay Ennis (Jennis)
Posted on Thursday, February 15, 2001 - 12:33 am:   

Ok Herb, I read the puzzler but I cannot seem to get the answer. I would give consideration to the Scooter, the gift and wrapping paper, golf cart, lawnmower, CD player and CD, but this does not equal any of the chocies. I must be missing a special limit and\or an exclusion. Please provide a hint. Thanks
Herb Carver (Herbcarver)
Posted on Sunday, January 28, 2001 - 12:16 am:   

I was just wondering why the answer "D" has had a sudden burst in popularity. Anyone care to comment?

By the way, as evidenced by both my e-mail inbox and the number of you who mentioned the Puzzler at the NACA convention in San Antonio, there are many of you who follow the Puzzler (and this site) but remain comfortably among the silent majority. Trust me, I know how you feel. I too am often hesitant to join in the conversation or vote on a poll. Like you, I have read posts where another member got "slammed" for his/her opinions or found myself thinking twice about the value of my own contribution. I know now that these feelings are silly.

As a healthy group, we need your thoughts and opinions more than anyone's. If you find yourself reading a post by someone who appears to know it all, just thumb back a week or two and you will typically find that same person fumbling. So put away the fear, the ego, and the shyness and relax a little. Have some fun, make some friends, and join the community.

If you are a veteran, encourage others to to join in by helping me to foster a quality topic while promoting our community and industry.
Herb Carver (Herbcarver)
Posted on Tuesday, January 09, 2001 - 6:12 pm:   

Every six weeks or so, the Training Division at The Worley Companies issues an insurance coverage Puzzler to further the understanding of insurance claims handling. While the Puzzler is always intended to be educational, it is often very entertaining. As such, the CADO forum appears to be the most appropriate location for some enlightening (and somewhat humorous) discussion.

So try your hand at the most recent Puzzler by visiting and voting for an answer. Then post your comments, frustrations, questions, justifications, suggestions and etc. here to help out your fellow CADO members.

Topics | Home | Current Forum | The Classifieds | Adjuster Roster | Channels | Resources | Contact Us