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Horace Smith (Hsmith)
Posted on Friday, September 14, 2001 - 7:51 pm:   

Extended Stay America opened a location in Queens about a month ago. It is four miles from LaGuardia and 10 miles from Manhattan. The weekly rate is $709.00 plus tax as opposed to $249.00 in some parts of the country.

I have had some luck in previous times in staying
in Manhattan at mom and pop type Bed and Breakfasts for about $75.00 a night (these were vacations, with spouse, not work)

As a practical matter I would expect the Vendor or Carrier to obtain and pay for the accomodations and the adjuster to receive a per diem for food and a daily rate of pay.

I don't believe you will need your tape and estimating software on every claim, however, some (many)small businesses will need extensive cleaning from soot, concrete dust and other debris.
Jim Flynt (Jimflynt)
Posted on Friday, September 14, 2001 - 7:24 pm:   

Dave Hood has it right as do the other posters who warn of extremely high costs for food, parking, cabs, lodging and incidentals.

I am on 'standby' and should this become a reality, you will be able to find me staying over in Parsippany at the Howard Johnson's on Highway 46 which is my usual haunt when I work up there. Room rates are in the $40 dollar range, excellent food all around, and less than 30 minutes into the city.

We are not going to need tape measures, ladders, digital cameras, and estimating software. What we will need are spreadsheet programs and a calculator with tape. There is no property to see (Property or Business Personal Property) and this is going to be claims handling through accounting techniques of financial statements, balance sheets, and income/expense records.

If you don't understand leasehold interests and various lease differences as well as accounting procedure combined with long days of 'number crunching' then this assignment is not for you. The cat adjusters who do get called are going to find that 95% of the work is going to involve complex business interruption claims with a long tail on closing these files.

I also agree with Dave, none of us have ever seen an assignment like this before, and it is not only going to test our knowledge and experience, but our patience and fortitude as well.
Skeered to go
Posted on Friday, September 14, 2001 - 6:22 pm:   

Winter is coming folks and New York is a northern city. The sun comes up late and goes down early. Parking in the 5 boroughs is expensive. Food is expensive. Lodging is expensive. Business is done differently in New York city than anywhere else in the U.S. Business owners are from every ethnic background. Being represented and going to court is the norm.

Most of these claims are going to start in court and years from now they are going to end in court.

I have seen personal injury claims stay in the courts for 18 years.


"Know before you go"
NY Born
Posted on Friday, September 14, 2001 - 3:56 pm:   

I totally agree with Mr. Hood. Having business in the NYC(Manhatten)area, I must agree with the costs that he has posted. I remember a recent experience in Milford Plaza in Times Square. This hotel was not fit for my dog. My recent stays have been mid town, with my accomadation costs at $ 189.00 per night plus TAXES, so it is easy to spend 215.00 per night with the taxes. Grocery shopping in the city is limited and very expensive. No Sam's Clubs here fella's. No extended stays, either. So if you can pay for a decent hotel, eat like a bird, find cheap parking, or fall into the communte fiasco, go for it. Another thing to consider is when do you thisnk you will paid, if you do not obtain a daily rate, that will allow you a living from this event. This tragedy has broken my heart. God Speed to ALL.
R.D. Hood (Dave)
Posted on Friday, September 14, 2001 - 11:49 am:   

Living only 45 Air miles from NYC, and about 75 minutes by car, I will prefer to work from home.
However, I shall NOT drive into the city. Instead there is a transit commmuter bus that leaves from my home town daily,as well as, an Amtrack train that is within 15 mins of here.

The per-diem rate for NYC is $244.00, but that cannot touch the real costs. Hotels,(1/2 way decent ones will be 250.00 nite, meals will be 100.00+) so the commute time and expense, plus cabs and other incidentels ( if you dont know what these are, you better get real, real fast),will be covered by the per diem, IF you stay out in NJ, PA,CT etc.

Working in the Big Apple, is very dangerous, expensive,and time consuming. Have to recomend that anyone considering this assignment be advised to accept only a significant daily rate + expenses. You must be extremely proficient at your job because you will be dealing with some of the most difficult claims you can imagine and closing them will take a long time, (not unlike Northridge).

This adjusting event will be unprecented in scope, as much as it is in the belief that it occured.

For all that elect to accept an assignment here, even those that dealt with "Andrew",or spent time in battle, this will be the most difficult thing, IMHO , that you will ever have to do.
Tom Toll (Tom)
Posted on Friday, September 14, 2001 - 8:30 am:   

I am positive that many of us will be going to New York for this tragedy. I highly recommend that we consider bunking up together to reduce the lodging expense. If anyone has any ideas on this subject, please post. Janice and I will be going and we will try to find several other adjusters to share lodging expense with us. This will be a long assignment. We will be in a place where the personal auto is of no value, so be prepared to use the sub-way and taxi services. All these expenses can be reduced by bunking.

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