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Archive through September 7, 1999Chuck Deaton9-07-99  6:35 pm
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Jim Flynt

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Posted on Thursday, January 06, 2000 - 5:00 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

WHAT TO DO WHEN YOU HEAR OF A STORM

This afternoon a writer posted a question on the Bulletin Board asking for any information concerning damage reports and the possibility of catastrophe assignments in the Owensboro, Kentucky area due to tornado activity there a couple of days ago. While I responded to that post with the information that I had found, it occurred to me that a few hints for what an adjuster should do in a similar event, to "get a jump" on things, is in order.

First of all, when I hear of smaller storms and events which might not get national media coverage, the first place I go is to the Internet.

By typing in the name of a town on an internet "search engine" one can generally find the local newspaper in that town or area. Many newspapers now have online news pages which are accessible to any interested party. These will generally report the damage and may in fact, do a much better reporting job than a national media outlet. For many local newspapers, the storm damage may be the biggest news event of a year or even decade. And many times, they will include lots of photos for the reader to decide damage levels for themselves.

Don't overlook also the possibility of online radio and television station coverage from a local area. There are plenty of these channels online with more coming every day. These outlets may provide you with audio in "real time."

Next, the wise adjuster will go to the Internet Yellow Pages and type in "insurance adjusters" for the local town, and a list of all of the adjusters with offices there should appear, including map information on how to get to the office as well as phone numbers. This Yellow Page Service is free and I know is available from both Yahoo.com and AOL.

Finally, if the information you have now gathered suggests enough damage for cat adjusters to be deployed, pick up the phone and call the local independent firms, or the national catastrophe offices of the national adjusting firms with offices in the town.

Last but not least, weather information is available online to show all storm activity for the entire United States for the previous 24 hour period, and this includes even the smallest of towns and boroughs.

I hope this helps those who would use the power of Internet research to expand their opportunities.
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Jim Flynt

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Posted on Sunday, January 02, 2000 - 12:34 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

How can anyone (including an "adjuster" or a "PUBLIC adjuster") anywhere "review" an insurance "estimate" "at home" or "over the internet" to determine it's accuracy and to see if there are additional "funds" due an insured without a physical inspection of the loss?

The only possible scenario that comes to mind is where the first "adjuster" prepared an estimate working from his home "over the internet" without also inspecting the loss!
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Ghostbuster

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Posted on Sunday, January 02, 2000 - 10:40 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Chaddy-poo,

Nice try, but your words sound just like a LIE!

If you are not a Public Adjuster, then why all the links to your pals at the end of your website?

If you are not a Public Adjuster, then why the tone and intimation about the 'bad ol' insurance companies'?

Old boy, Birds of a feather flock together. If it looks like crap, smells like crap, then it must be crap. You sir, are a Public Adjuster.
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Chad Smith

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Posted on Saturday, January 01, 2000 - 7:52 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Claimmasters.com
Thank you, for sending in your resumes. It was a deluge that we are now starting to review. I will be in touch with all of you via E-mail. If any more of you would like to send in your resume we will still accept them but due to the large volume it will be a while before we can get back to you.
Once more let me state emphatically this is in no way shape or form Public Adjusting. It is simply and only doing a review of a building estimate. Something of which you have all experienced many times on your own files.
Claimmasters.com does not purport to do or will ever do Public Adjusting.
We do building estimate reviews for the homeowners and Insurance Companies on a contract bases.
We are particularly interested in Injured or disabled Insurance adjusters or adjusters that have retired due to their age. This is not to say that we will not use you also if you’re not the former.
All work will be done from your home and over the Internet. We anticipate a large volume of work in the spring storm season this is why we are looking for Insurance Adjusters now.
Thank You
Chad B Smith
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THE PHANTOM

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Posted on Friday, December 31, 1999 - 8:16 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Happy New Year
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Russ Lott

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Posted on Friday, December 31, 1999 - 6:51 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Ghostbuster, this is Public Adjusting, no matter how Chad trys to disguise it. I did check their site and it does seem that Chad is telling stories out of school. Everybody needs to be aware of this "Scam". Back to the celebration and Happy New Year everybody
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Ghostbuster

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Posted on Friday, December 31, 1999 - 5:31 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Well, boys, it really looks to me that Claimmasters is a P.A. outfit and I do have to admire their gall in surfacing here in our camp.
Would you like to roast him or shall I?
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Chad Smith

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Posted on Friday, December 31, 1999 - 3:13 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Gale Hawkins. No I don’t know of any one by that name Bill Moritz and he is not associated
with Claim Masters.
I do not reopen the claims for the homeowners they negotiate for themselves. This is not public adjusting it is reviewing an insurance claim estimate and finding recoverable money
for the homeowner. Thanks to the advent of computers and software such as Power Claim homeowners now have a level playing field when it comes to settling a claim that is fair and correct.
For Example.
State Farm new slogan seems to be we will pay what we owe not a dollar more or less. This is correct and very commendable of State Farm. Now home owners of course can get a review done free by Claim Masters.com to tell them if they are above that dollar, below it, or right on the money.Because of the volume of work now I am taking resumes of Independent Adjusters that want to work doing claim estimate reviews.
Check out Claimasters web site at WWW.Claimmasters.com

All the best to every one This New Years!
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David Pierce

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Posted on Friday, December 31, 1999 - 1:14 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

To The Phantom

I have always kept my eyes and ears open for any useful advice being offered. If you would not be so quick to slam people you would have seen my post as being thankful to MOST oldtimers who have helped me and others with good, solid, advice. You seem to be one of the oldtimers who possibly feel threatened by new adjusters. I could probably learn a lot from you also. I also feel competent enough to use my real name! The other occupations I do when no storms are brewing. Hopefully with people like you helping me learn the correct way to become a "professional" I can do CAT work full time. You are right when you say I will need everyone on my side to make it.
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Don Elton

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Posted on Thursday, December 30, 1999 - 8:55 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Cat Man,
I also know who CSA is. Brown, Brown and Fields and CSA are owned by the same princible parties. N.L. Brown, Troy Brown and Chris Brown. Chris is not at all like you say. You must not be a very good adjuster because we all know that Chris is very Knowledgable and grew up handling insurance claims. He is a hard worker and expects the same out of his people. GROW UP or find another line of work. Be carful also I will let Chris know about this post and he does come on here sometimes. He he has alot of buddies that own the very IA that you work for. You probally need to be a staff adjuster so you wont get worked so hard.
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Gale Hawkins

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Posted on Thursday, December 30, 1999 - 8:26 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Chad is there a Bill Moritz of San Diego, CA associated with your company? Does your company find it easy to reopen closed claims for the homeowner? Would not a staff adjuster have to be careful that he did not take on the roll of a part-time Public Adjuster against his own company?
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ChadSmith

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Posted on Thursday, December 30, 1999 - 6:10 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Do Insurance estimate claim reviews from your home and make big money.
Potential to make more money at home then going to the disaster.
Even if you are employed as a staff adjuster you might make more money
part time then what your insurance company is paying you now.
Check out Claimmasters.com and then send your resume to
Chad@ClaimMasters.com
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Cat Man

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Posted on Thursday, December 30, 1999 - 3:59 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

To Poopy:

CSA is a company in Arlington, TX owned by Chris Brown. Chris was previously with Brown, Brown & Fields in Ft.Worth, TX. Chris is full of hot air and his promises are best taken with a grain of salt. He will attempt to send you halfway across the US to a "CAT" only when you arrive you will have no claims. He is inexperienced, I have cleaned up some of his "adjustments" in Texas and find a lot of basic incompetence. This is not to say that he cannot run an adjusting company, only that his is a marginal adjuster. CAVEOT EMPTOR is definately needed here.
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paladin

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Posted on Thursday, December 30, 1999 - 10:58 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Hard to tell who's who anymore. It would be nice if the principals of the firm would show who they are and who is running the operation. Save everybody a lot of time.
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poppy

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Posted on Thursday, December 30, 1999 - 10:45 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Who is CSA INC. Can anybody tell me that.
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R.D. Hood

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Posted on Thursday, December 30, 1999 - 10:10 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

"In human endeavor, chance favors the prepared mind"
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Jim Flynt

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Posted on Thursday, December 30, 1999 - 6:02 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Santa infers that there is luck in the world, and perhaps there is, yet we make our own luck.

"Luck" is when preparation and opportunity meet.
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Santa

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Posted on Tuesday, December 28, 1999 - 8:18 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Yes Virgina,there is a
Santa Claus!
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CSA INC.

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Posted on Tuesday, December 28, 1999 - 3:34 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

TO: David Pierce
Send your resume to CSA Inc. (Catastrophe Services Of America)
2315 Sterling ct.
Arlington, Tx 76012
(800) 671-1849
Fax (817) 265-2776

We believe that everyone deserves a chance. It is easy to get a job in this buisness. The thing people need to do is keep a job in the buisness. We have places for New Comers and We have Places for Old Times, and everyone in-between. GOOD LUCK TO YOU!!!!!!!!!!!!!
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THE PHANTOM

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Posted on Tuesday, December 28, 1999 - 12:45 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

To David Pierce:
THE PHANTOM IS BACK! David, I want you to know that according to your background, you have about 10% of the knowledge you will need to be a good adjuster behind you. Anyone can build a house, sell real estate, remodel houses and buildings, BUT EVERYONE CANNOT BE AN ADJUSTER. If you don't believe me now, you will by the time you get your wings. Also, attitude plays an important part, and if you keep your attitude toward the old timers in this business and start telling some of them to keep quite, I predict your finish faster than your start. You will need everyone on your side you can get. Just stay in the background and keep your eyes and ears open and you will learn more and not expose your short comings.
By the way, what was wrong with the construction and realty business???????? You might find the same thing wrong with the adjusting business.
I'VE GOT TO GO FLIP MY BURGERS BEFORE THEY BURN! BYE FOR NOW!
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david pierce

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Posted on Tuesday, December 28, 1999 - 12:24 am:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

To all the oldtimers. I am really glad for the help the majority of you offer when asked. I can speak for the majority of newbees on this subject.
There are a lot of us who have a number of years of experience in building, remodeling, real-estate and related fields. we have built homes from the ground up. Just because we do not have 10+ years in the trenches we will make very good adjusters. And there are good companys that can see the potential in us. So please keep negative comments to yourself, it is hard enough getting started without someone slamming you.
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Chuck Deaton

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Posted on Monday, December 27, 1999 - 8:19 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

Cat 101 is still free and I will still email a copy if you email me and ask
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Gale Hawkins

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Posted on Monday, December 27, 1999 - 12:07 pm:   Edit Post Delete Post Print Post    Move Post (Moderator/Admin Only)

George I think it was just a typo on your part when you told Richard Webster, “No one is going to hire an inexperienced rookie.” Did you mean to type ‘wants to’ instead of ‘is going’ because many rookies start each year just as Richard is planning to start? George your last sentence to Richard describes my job but I do manage to find glamour in my work. Richard will not put you out of work George. I have heard good things about the George Leonard School he plans to attend.

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