Issued to homeowners, residential renters, or owners of residential buildings containing two to four units.

In communities participating in the NFIP Regular Program* or Emergency Program** the dwelling policy provides building and/or contents coverage for:

• Detached, single-family, non-condominium residence with incidental occupancy limited to less than 50% of the total floor area;
• Two- to four- family, non-condominium building with incidental occupancy limited to less than 25% of the total floor area;
• Dwelling unit in residential condominium building;
• Residential townhouse/rowhouse
• Manufactured mobile homes