Friday, May 24, 2013

Are you ready for the life as a Cat Adjuster or road warrior?

By Rob Britton @ AmericanWay

Author: Roy

The life of a road warrior can be hard, not only on the traveler but also on his or her family. Experienced business travelers explain how they MAINTAIN THE PERSONAL-PROFESSIONAL BALANCE...

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Thursday, June 12, 2014

Flooding the Market with Useless Prospects: CAT Adjusters and Training

Author: CADO Admin

An opinion by Phillip Crimaldi 

"I’m fairly certain, at least from my own research, that a few things happened somewhere around the post-Katrina era.  First, a handful of hardworking independent adjusters made a bunch of money.  The adjusting companies who had the contracts for those claims made millions, and some of them made successful businesses that continue to provide claim services under catastrophe and structural loss circumstances.  The remaining folks either went belly up or decided to start selling a rather poorly designed training service.  This attracted every Tom, Dick, Harry (and Sally) who wanted to “Get Rich from Adjusting Claims!”.  Storm chasing contractors and adjusters came out of the wood-work after spending their savings, assuming they could also make a lot of money.  The percentage of catastrophe claims is way down and the story goes the market is now flooded with a bunch of folks who preach their ability to adjust claims by merely taking a software estimating class and passing Texas or southern license exams which really don’t encompass the business of adjusting.  Some are smart enough to suggest they would be willing to shadow for a claim or two, but most of those folks literally have palm trees on their resume heading, as if they’re already on retirement island!  The rest seem to be convinced they are “ready to go”, and all of them want to be “deployed” on some sort of “roster”, yesterday.  Who knows where these terms even surfaced. - See more at: http://independent-adjuster.com/flooding-the-market-cat-adjusters-training/1243/#sthash.K8QwERg6.dpuf 

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Categories: CADO Blog, Cat Adjusting

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Sunday, July 6, 2014

Cat Adjusting as a Profession (Is It For Me?)

Article Archive

Author: Roy
From the Article Archive 
Title: Cat Adjusting as a Profession (Is It For Me?)
First Posted: Friday, November 26, 2004
Author: Gary White

My son is now ready to go to college away from home and excluding approximately 21 months in an attempt to try something different in my life as a "financial planner", I have been adjusting, supervising or investigating claims for almost 27 years. By the way, I have worked my share of hail, wind, tornado and hurricane cats for other carriers so I know from whence I speak. Even during the time while I was trying to become a "financial planner", I supplemented my income with adjusting temp jobs and contract adjusting work.

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Friday, November 23, 2007

State of the Industry

Author: Roy
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Friday, February 16, 2007

They don't just hand you the keys.

Author: Roy

This article comes from a forum post that was made by rass3742 on 9/12/2006

One thing I’ve noticed is the incessant struggle between newbies and veterans of our industry, as they scrimmage to identify the paradigm of CAT adjusting.  As a veteran of claims adjusting myself, I have taken the long road here and know that I am better for it.

I have just recently become “active” in reading and posting comments; as such, I hope I am not breaking the rules of CADO by bringing the bulk of a post I already made into this thread.  I just think it’s a topic at the front of so many minds here that it might be of interest as its own discussion.

What I’ve been seeing, in a lot of the posts in the CADO community, are seasoned adjusters who are struggling with the seemingly never-ending complaints of start-up adjusters who aren't being handed a living on a silver platter.

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Categories: CADO Blog, Cat Adjusting

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Tuesday, January 1, 2008

2008 and Cat Adjusting

Author: Roy
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Friday, June 8, 2007

The “Killer” amongst us.

A article by Dave Hood

Author: CADO Admin

 There are many ways to approach the demise of the catastrophe adjuster.

   1) The fatal auto accident.

   2) The falling off the roof.

  3) The stroke

  4) The heart attack

Many of the above are related to the difficult and lengthily work hours we endure to provide our services to those that require them, as well as to provide for our families.

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Number of views (26460)

Thursday, August 16, 2007

Catadjusting and Crisis Intervention

Author: Roy

This is an article I have considered writing for years, one that deals with some of the emotional/psychological elements of working with people who have experienced personal crisis as a result of a catastrophic event, especially with regard to what this means for effective claim settlement.

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Categories: CADO Blog, Cat Adjusting

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Saturday, March 31, 2007

Do it right the first time and reduce re-opens

Author: Roy

This article was moved from the old system. It was written by George Mullet in 2000.

The primary thing an adjuster needs to do is communicate with the insured. I cannot emphasize that enough. We do not know if there is an error, an oversight or what, until we get out there. The adjuster is always supposed to communicate the proposed settlement with an insured and many people tell us they never heard from the adjuster after he was out there. Whether that is true or not is not the issue. If the adjuster is overly clear not only on the amount of the settlement but exactly what he is recommending, it leaves little room for misunderstandings. Further, if he/she is extremely clear, people will not have the tendency to want to say they never heard from the adjuster.

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Categories: CADO Blog, Cat Adjusting

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Friday, June 8, 2007

Use Sketch Templates to save time and increase production

Author: Roy
The template tools in "Sketch" allow you to create diagrams and reuse them in other claims. You can even share them with other adjusters. In this blog we will show you how to create a template and load it.
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Categories: CADO Blog

Tags: Xactimate

Friday, March 30, 2007

Ladder Safety

Author: Roy

This is a repost of the article. We are moving all articles from the old format to the new format.

As hail season approaches we want to remind everybody to think ladder safety each and ever time you grab that ladder. OSHA has reported that the most recent accident statistics suggest that the working men and women in America abuse and misuse ladders in the workplace as a rule rather than an exception.

 

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Categories: CADO Blog

Tags: Ladder Safety

Friday, June 8, 2007

Using the Summary Matrix to change Base Service Charges

Author: Roy
In this blog we will show you one way to change the base service charges using the Summary Matrix.
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Number of views (16375)
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Categories: CADO Blog

Tags: Xactimate

Tuesday, October 2, 2007

CADO is turning 12!!

Author: Roy
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Number of views (13898)
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Friday, June 8, 2007

Florida Focus---Big "AA" meeting scheduled forTallahassee

Author: Roy
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Friday, February 29, 2008

Common Estimating Errors

Author: Roy

By John Postava;  First posted in the forum.

"They say there have been more mistakes made by computers than Tequila and Hand Guns combined.  That being said, with the help of one of the top trainers at Vale National Training Center we published a white paper on what we feel are some of the top ...

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Categories: CADO Blog

Tags: Software, Estimating

Friday, June 8, 2007

Florida Focus---Changes in the Wind?

Author: Roy
Some of us reside in Florida.  Many more of us have served time here with a stint or two following catastrophes that impacted the Sunshine State.  In the aftermath of Andrew;  the 'four in 2004', and then Wilma, old-timers and rookie adjusters alike saturated the fourth largest state and served for weeks and months.
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Categories: CADO Blog

Tags: Citizens

Monday, August 27, 2007

CADO March 2007 Update

Author: Roy
Comments about the updates to the CADO site.
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Saturday, September 8, 2007

What are they saying about us

Author: Roy
Recent articles published by Bloomberg a copy of which I've posted in the forums completely disparage the work we do. We are seen as mere puppets who foolishly obey our carrier and vendor masters with no forethought or ethics.
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Categories: CADO Blog

Tags: Adjusters

Saturday, April 17, 2010

House Fire--A simulated claim for discussion

Source: Forum Post Started by Racko on 9/19/2006

Author: CADO Admin

 To kill some time in this lull period & spread some knowledge, here is the scenario (or scenarios) as you see fit to make it. I will lay out the limited info as follows, and let's see where it goes.

Heavy fire loss occurs in a single family dwelling. Cov is HO-3, no issues with eff dates. Insureds have just left home about 6:00 p.m., a couple hours before fire breaks out and is discovered. High winds fan the flames and each house on either side sustain heat/smoke damage before the fire is brought under control. Let's say both neighboring houses now have some melted vinyl siding, one sided 2 years ago and the other 12 years ago. The elderly neighbor next door initially beat on the insured's door trying to see if they were OK, and burned his hand. He then rushed home to get his wheelchair bound wife out of their house, but she spends a week in the hospital with smoke inhalation related complications.

The insureds are a young couple, both smokers, with a 6 year old son. They just moved in about 2 years ago, only work in the house since they came was replacing the kitchen flooring, and adding a center island with a new cooktop on it. These were professionally installed within the past 6 months.

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Categories: CADO Blog, Fire Claims

Tags: Fire

Friday, June 8, 2007

Using the Square Break tool to add roof extensions

Author: Roy
Have you ever seen an estimate tree in Xactimate where the roof section is listed as Roof1, Roof2, Roof3 and so on? Well in most cases this occurs when the estimate writer uses the "roof icon" or the f key to add the extensions to the main roof diagram in Sketch, when a better option would be to use the "Square Break" tool to add extensions to the roof.
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Forum Topics

Competition in the roofing business

DFW area and Houston area have always had very good roofing contractors who made a living off regular local event like 50-60 MPH spring, fall or winter winds. Hail from pea size to quarter size. This

Posted: 10/13/2007 11:36 AM Replies: 5

Personal Property claims

Anyone been approached about handling personal property inspections for a flat service fee plus mileage?

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Posted: 10/14/2010 4:35 AM Replies: 35

Hurricane Sandy, Could she have a nasty surprise waiting for the NE CONUS

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Posted: 10/24/2012 8:47 AM Replies: 24

Citizens and Florida Hurricane work, hopefully.

Just wondering who wants to work for Citizens Florida this year, if Florida gets hit, and who you would like to work for.  Lets have some reasons why also and percentage paid.  I a

Posted: 02/25/2011 1:02 PM Replies: 7

Met Life

Does anyone know which IA firms are handling claims for MetLife?

Posted: 07/01/2010 3:07 PM Replies: 10

flood adjusting questions

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Posted: 06/12/2008 5:55 PM Replies: 2

If the same thing happened to you.....

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Posted: 10/18/2006 6:33 AM Replies: 42

Most common problems between homeowner and contractor?

Howdy all. I have been googling for hours and I found this forum. I am a skilled carpenter and I love my line of work.  I have years of experience and some management/foreman experience on both

Posted: 03/26/2008 2:34 PM Replies: 9

Oh great

http://blog.al.com/spotnews/2012/01...low_a.html Looks like my home state is going to allow this craziness to start.

Posted: 01/06/2012 5:50 AM Replies: 4