Monday, August 27, 2007

CADO March 2007 Update

Author: Roy
Comments about the updates to the CADO site.
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Saturday, March 31, 2007

Do it right the first time and reduce re-opens

Author: Roy

This article was moved from the old system. It was written by George Mullet in 2000.

The primary thing an adjuster needs to do is communicate with the insured. I cannot emphasize that enough. We do not know if there is an error, an oversight or what, until we get out there. The adjuster is always supposed to communicate the proposed settlement with an insured and many people tell us they never heard from the adjuster after he was out there. Whether that is true or not is not the issue. If the adjuster is overly clear not only on the amount of the settlement but exactly what he is recommending, it leaves little room for misunderstandings. Further, if he/she is extremely clear, people will not have the tendency to want to say they never heard from the adjuster.

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Categories: CADO Blog, Cat Adjusting

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Friday, June 8, 2007

Use Sketch Templates to save time and increase production

Author: Roy
The template tools in "Sketch" allow you to create diagrams and reuse them in other claims. You can even share them with other adjusters. In this blog we will show you how to create a template and load it.
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Tags: Xactimate

Friday, June 8, 2007

Using the Summary Matrix to change Base Service Charges

Author: Roy
In this blog we will show you one way to change the base service charges using the Summary Matrix.
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Tags: Xactimate

Thursday, June 12, 2014

Flooding the Market with Useless Prospects: CAT Adjusters and Training

Author: CADO Admin

An opinion by Phillip Crimaldi 

"I’m fairly certain, at least from my own research, that a few things happened somewhere around the post-Katrina era.  First, a handful of hardworking independent adjusters made a bunch of money.  The adjusting companies who had the contracts for those claims made millions, and some of them made successful businesses that continue to provide claim services under catastrophe and structural loss circumstances.  The remaining folks either went belly up or decided to start selling a rather poorly designed training service.  This attracted every Tom, Dick, Harry (and Sally) who wanted to “Get Rich from Adjusting Claims!”.  Storm chasing contractors and adjusters came out of the wood-work after spending their savings, assuming they could also make a lot of money.  The percentage of catastrophe claims is way down and the story goes the market is now flooded with a bunch of folks who preach their ability to adjust claims by merely taking a software estimating class and passing Texas or southern license exams which really don’t encompass the business of adjusting.  Some are smart enough to suggest they would be willing to shadow for a claim or two, but most of those folks literally have palm trees on their resume heading, as if they’re already on retirement island!  The rest seem to be convinced they are “ready to go”, and all of them want to be “deployed” on some sort of “roster”, yesterday.  Who knows where these terms even surfaced. - See more at: http://independent-adjuster.com/flooding-the-market-cat-adjusters-training/1243/#sthash.K8QwERg6.dpuf 

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Categories: CADO Blog, Cat Adjusting

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Friday, November 23, 2007

State of the Industry

Author: Roy
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Tuesday, October 2, 2007

CADO is turning 12!!

Author: Roy
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Friday, March 30, 2007

Ladder Safety

Author: Roy

This is a repost of the article. We are moving all articles from the old format to the new format.

As hail season approaches we want to remind everybody to think ladder safety each and ever time you grab that ladder. OSHA has reported that the most recent accident statistics suggest that the working men and women in America abuse and misuse ladders in the workplace as a rule rather than an exception.

 

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Friday, June 8, 2007

Florida Focus---Big "AA" meeting scheduled forTallahassee

Author: Roy
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Tuesday, January 1, 2008

2008 and Cat Adjusting

Author: Roy
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Friday, June 8, 2007

Using the Square Break tool to add roof extensions

Author: Roy
Have you ever seen an estimate tree in Xactimate where the roof section is listed as Roof1, Roof2, Roof3 and so on? Well in most cases this occurs when the estimate writer uses the "roof icon" or the f key to add the extensions to the main roof diagram in Sketch, when a better option would be to use the "Square Break" tool to add extensions to the roof.
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Tuesday, July 14, 2020

Is It Really Just The Money ,(The Bonum and the Summum Bonum)?

by Steve Ebner first posted 12/7/2004

Author: Roy

A article from the CADO article archive and was first posted on:12/7/2004

It occurred to me that this was just another perk of being a catadjuster.  I have lived in many places, been a gypsy most of my life.  When I think back, my life comes back to me in bits and pieces, as a bit of what happened in this place and a bit of what happened in that. 

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Friday, June 8, 2007

The “Killer” amongst us.

A article by Dave Hood

Author: CADO Admin

 There are many ways to approach the demise of the catastrophe adjuster.

   1) The fatal auto accident.

   2) The falling off the roof.

  3) The stroke

  4) The heart attack

Many of the above are related to the difficult and lengthily work hours we endure to provide our services to those that require them, as well as to provide for our families.

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Sunday, July 6, 2014

Cat Adjusting as a Profession (Is It For Me?)

Article Archive

Author: Roy
From the Article Archive 
Title: Cat Adjusting as a Profession (Is It For Me?)
First Posted: Friday, November 26, 2004
Author: Gary White

My son is now ready to go to college away from home and excluding approximately 21 months in an attempt to try something different in my life as a "financial planner", I have been adjusting, supervising or investigating claims for almost 27 years. By the way, I have worked my share of hail, wind, tornado and hurricane cats for other carriers so I know from whence I speak. Even during the time while I was trying to become a "financial planner", I supplemented my income with adjusting temp jobs and contract adjusting work.

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Friday, February 16, 2007

They don't just hand you the keys.

Author: Roy

This article comes from a forum post that was made by rass3742 on 9/12/2006

One thing I’ve noticed is the incessant struggle between newbies and veterans of our industry, as they scrimmage to identify the paradigm of CAT adjusting.  As a veteran of claims adjusting myself, I have taken the long road here and know that I am better for it.

I have just recently become “active” in reading and posting comments; as such, I hope I am not breaking the rules of CADO by bringing the bulk of a post I already made into this thread.  I just think it’s a topic at the front of so many minds here that it might be of interest as its own discussion.

What I’ve been seeing, in a lot of the posts in the CADO community, are seasoned adjusters who are struggling with the seemingly never-ending complaints of start-up adjusters who aren't being handed a living on a silver platter.

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Saturday, July 12, 2008

Quick Tip - Xactimate v25: Adjusting O&P Per Claim

Author: Roy

In this quick tip we cover issues related to Overhead & Profit (O&P) that you may encounter in the field.  Some clients may request that you handle O&P in a different way then what your current default settings allow.  In those cases you may only wish to change the settings on a selected file instead of changing your system setup. 

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Categories: CADO Blog, Software

Tags: Xactimate

Friday, May 24, 2013

Are you ready for the life as a Cat Adjuster or road warrior?

By Rob Britton @ AmericanWay

Author: Roy

The life of a road warrior can be hard, not only on the traveler but also on his or her family. Experienced business travelers explain how they MAINTAIN THE PERSONAL-PROFESSIONAL BALANCE...

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Tuesday, August 7, 2007

View From the Slough, Too - The Art and Science of Branch Assist

Author: Medulus
View From the Slough, Too
The Art and Science of Branch Assist
By Steve Ebner (Medulus@aol.com)
 
I originally wrote this article back in 2001, and hundred of people read it on CADO, but at some point the link to the article became bad. So, for years I have not even been able to access it. I thought the article was lost for good until I recently discovered it on an old backup data disk. Because the conditions in catadjusting in 2001 and 2007 are so similar, I thought it would be a good time to update and revise the article to make it more current and to repost it on CADO. I know there is a danger of sharing too many secrets about how to get by in this business, especially when so many thousands have been added to our ranks with the storms of 2004 and 2005. But it is mainly those with experience and knowledge that will be able to benefit from this information. And I have always been willing to help those who deserve to be helped.
 
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Wednesday, September 17, 2008

IKE LOSSES MAY PUT A MAJOR STRAIN ON TWIA

Author: Roy

State-run insurer of last resort bears much of coastal cost

By Mary Williams Walsh
© 2008 The New York Times,
Reproduced under license from
the Copyright Clearance Center

Hurricane Ike caused as much as $16 billion in property damage, by some estimates, but the state-led insurance pool that will ...

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Monday, August 27, 2007

Missing Children

Author: Roy
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Forum Topics

Current Fee Schedules

I know that there has been very few changes in fee schedules in recent years and have reviewed the comparison that Clayton put together back in 02 or 03.  Besides Citizens NFIP and the Texas Wind

Posted: 08/17/2007 10:56 AM Replies: 3

Working Allstate claims vs State Farm

I have applied with Pilot, but they have told me I can go through their training for Allstate, even though all my cat experience has been for State Farm. (about 8 years total, 4 years cat)  I kno

Posted: 05/31/2010 6:03 AM Replies: 11

specialty trades for repairing personal property

The LA Times has a series of articles on "experts of repair and keepers of dying trades" such as silversmiths, rug repairers, furniture repair etc. The silversmith article  discusses restora

Posted: 05/22/2010 5:33 AM Replies: 3

Chat

I will check in @ 1100 CST Friday

Posted: 02/11/2010 5:24 PM Replies: 0

CADO Coinsurance calculator

I was checking out the coinsurance calculator available here on CADO and I would like to make  some suggestions to make it better. First of all I would like to say thanks to Roy for this website

Posted: 08/26/2012 7:55 PM Replies: 10

Sample Completed Claim

Does anyone out there have a sample completed claim that a new adjuster could look over, maybe get an Idea of what a well put together claim looks like. You could black out the names, just something t

Posted: 10/21/2013 3:41 PM Replies: 2

on the job training

looking for a mentor/trainer in Tampa to take me into the field and teach me. pls email j7470ek@verizon.net

Posted: 12/19/2012 8:49 AM Replies: 1

Hello! New to the Forum

Hello, just joined a few days ago.  I am a Field Rep for a regional company.  I am based in San Antonio .  I have been with them for 27+ years.  Lots of interesting topic

Posted: 08/07/2012 3:57 PM Replies: 0

I fell off the roof for the first time in my life

I went on this 10/12 garage to mark the hail squares. I was with the contractor. Northern slope was all covered with algae. I was talking to the contractor and said, "I am not going on that slope". As

Posted: 01/22/2010 12:40 PM Replies: 55

Citizens cancels RFP for daily work

I'm sure there are a lot of itate IA firms out there today. After working hard to file the necessary paperwork before 02/05/08 Citizens has now cancelled their RFP until a further date. Various reason

Posted: 02/13/2008 3:58 AM Replies: 20