Thursday, June 12, 2014

Flooding the Market with Useless Prospects: CAT Adjusters and Training

Author: CADO Admin

An opinion by Phillip Crimaldi 

"I’m fairly certain, at least from my own research, that a few things happened somewhere around the post-Katrina era.  First, a handful of hardworking independent adjusters made a bunch of money.  The adjusting companies who had the contracts for those claims made millions, and some of them made successful businesses that continue to provide claim services under catastrophe and structural loss circumstances.  The remaining folks either went belly up or decided to start selling a rather poorly designed training service.  This attracted every Tom, Dick, Harry (and Sally) who wanted to “Get Rich from Adjusting Claims!”.  Storm chasing contractors and adjusters came out of the wood-work after spending their savings, assuming they could also make a lot of money.  The percentage of catastrophe claims is way down and the story goes the market is now flooded with a bunch of folks who preach their ability to adjust claims by merely taking a software estimating class and passing Texas or southern license exams which really don’t encompass the business of adjusting.  Some are smart enough to suggest they would be willing to shadow for a claim or two, but most of those folks literally have palm trees on their resume heading, as if they’re already on retirement island!  The rest seem to be convinced they are “ready to go”, and all of them want to be “deployed” on some sort of “roster”, yesterday.  Who knows where these terms even surfaced. - See more at: http://independent-adjuster.com/flooding-the-market-cat-adjusters-training/1243/#sthash.K8QwERg6.dpuf 

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Friday, June 8, 2007

KATT'S 008 Commentary

Author: Roy

What to do IF you are asked to work in 2007? Now 2008?

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Friday, June 8, 2007

Profession or Commodity

Author: Roy
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Friday, June 8, 2007

Using the Square Break tool to add roof extensions

Author: Roy
Have you ever seen an estimate tree in Xactimate where the roof section is listed as Roof1, Roof2, Roof3 and so on? Well in most cases this occurs when the estimate writer uses the "roof icon" or the f key to add the extensions to the main roof diagram in Sketch, when a better option would be to use the "Square Break" tool to add extensions to the roof.
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Tuesday, January 1, 2008

2008 and Cat Adjusting

Author: Roy
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Saturday, March 31, 2007

Do it right the first time and reduce re-opens

Author: Roy

This article was moved from the old system. It was written by George Mullet in 2000.

The primary thing an adjuster needs to do is communicate with the insured. I cannot emphasize that enough. We do not know if there is an error, an oversight or what, until we get out there. The adjuster is always supposed to communicate the proposed settlement with an insured and many people tell us they never heard from the adjuster after he was out there. Whether that is true or not is not the issue. If the adjuster is overly clear not only on the amount of the settlement but exactly what he is recommending, it leaves little room for misunderstandings. Further, if he/she is extremely clear, people will not have the tendency to want to say they never heard from the adjuster.

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Wednesday, September 17, 2008

IKE LOSSES MAY PUT A MAJOR STRAIN ON TWIA

Author: Roy

State-run insurer of last resort bears much of coastal cost

By Mary Williams Walsh
© 2008 The New York Times,
Reproduced under license from
the Copyright Clearance Center

Hurricane Ike caused as much as $16 billion in property damage, by some estimates, but the state-led insurance pool that will ...

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Monday, April 19, 2010

Quick Tip - Xactimate 27, Training Book

Author: Roy

 If you are currently working with Xactimate 27, then you may wish to get the Training Workbook.

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Monday, August 27, 2007

Missing Children

Author: Roy
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Friday, June 8, 2007

The “Killer” amongst us.

A article by Dave Hood

Author: CADO Admin

 There are many ways to approach the demise of the catastrophe adjuster.

   1) The fatal auto accident.

   2) The falling off the roof.

  3) The stroke

  4) The heart attack

Many of the above are related to the difficult and lengthily work hours we endure to provide our services to those that require them, as well as to provide for our families.

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Friday, November 23, 2007

State of the Industry

Author: Roy
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Tuesday, July 14, 2020

Is It Really Just The Money ,(The Bonum and the Summum Bonum)?

by Steve Ebner first posted 12/7/2004

Author: Roy

A article from the CADO article archive and was first posted on:12/7/2004

It occurred to me that this was just another perk of being a catadjuster.  I have lived in many places, been a gypsy most of my life.  When I think back, my life comes back to me in bits and pieces, as a bit of what happened in this place and a bit of what happened in that. 

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Monday, August 27, 2007

CADO March 2007 Update

Author: Roy
Comments about the updates to the CADO site.
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Friday, June 8, 2007

Use Sketch Templates to save time and increase production

Author: Roy
The template tools in "Sketch" allow you to create diagrams and reuse them in other claims. You can even share them with other adjusters. In this blog we will show you how to create a template and load it.
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Friday, March 30, 2007

Ladder Safety

Author: Roy

This is a repost of the article. We are moving all articles from the old format to the new format.

As hail season approaches we want to remind everybody to think ladder safety each and ever time you grab that ladder. OSHA has reported that the most recent accident statistics suggest that the working men and women in America abuse and misuse ladders in the workplace as a rule rather than an exception.

 

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Friday, February 16, 2007

They don't just hand you the keys.

Author: Roy

This article comes from a forum post that was made by rass3742 on 9/12/2006

One thing I’ve noticed is the incessant struggle between newbies and veterans of our industry, as they scrimmage to identify the paradigm of CAT adjusting.  As a veteran of claims adjusting myself, I have taken the long road here and know that I am better for it.

I have just recently become “active” in reading and posting comments; as such, I hope I am not breaking the rules of CADO by bringing the bulk of a post I already made into this thread.  I just think it’s a topic at the front of so many minds here that it might be of interest as its own discussion.

What I’ve been seeing, in a lot of the posts in the CADO community, are seasoned adjusters who are struggling with the seemingly never-ending complaints of start-up adjusters who aren't being handed a living on a silver platter.

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Friday, June 8, 2007

Florida Focus---Big "AA" meeting scheduled forTallahassee

Author: Roy
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Friday, May 24, 2013

Are you ready for the life as a Cat Adjuster or road warrior?

By Rob Britton @ AmericanWay

Author: Roy

The life of a road warrior can be hard, not only on the traveler but also on his or her family. Experienced business travelers explain how they MAINTAIN THE PERSONAL-PROFESSIONAL BALANCE...

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Tuesday, October 2, 2007

CADO is turning 12!!

Author: Roy
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Friday, June 8, 2007

Florida Focus---Changes in the Wind?

Author: Roy
Some of us reside in Florida.  Many more of us have served time here with a stint or two following catastrophes that impacted the Sunshine State.  In the aftermath of Andrew;  the 'four in 2004', and then Wilma, old-timers and rookie adjusters alike saturated the fourth largest state and served for weeks and months.
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Tags: Citizens

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Can You Name this Shingle?

I received this photo from a fellow adjuster working in Arkansas, asking what kind of shingle this is, and I don't have a clue. It's the same thickness as a 20 year 3-tab. If anyone can identif

Posted: 07/13/2009 5:29 AM Replies: 9

Now we have Dean are you sitting by the

phone or computer waiting on those calls/e-mails to start? Have you repacked you gear and changed your oil. Are you excited. Or have you noticed that if it approaches the US; it is still 10 to 12 days

Posted: 08/14/2007 5:32 AM Replies: 13

Having Trouble with the Forum View?

 If so please force a browser refresh by holding the Crtl key down and hitting the  F5 key.  We installed a update and it looks like it changed some of the layout files. Please report a

Posted: 01/24/2011 4:19 AM Replies: 2

The Last 20 years. Has the catastrophe losses taught us anything ?

Hurricane Hugo- South Carolina 1989. Tree debris removable should have a limit of HO-3's 1990 a limit of $500.00 was in new policy.Orlando Hail storm 1991. Marble size hail will-will not total out com

Posted: 06/02/2010 7:17 AM Replies: 6

Pricing issue, what price does your system show?

I am attempting to remove and reset a 6' X 8' double entry door in Mahogany my system is pricing it just under $12.00. Thanks for all of your help, Jason

Posted: 09/15/2009 6:16 PM Replies: 3

2010 Hurricane Season in 6th Place

Dr. Jeff Masters reports that TS Richard puts the 2010 Season in "6th place for the greatest number of named storms in the Atlantic since record keeping began in 1851. Only 2005 (28 named storms)

Posted: 10/22/2010 10:21 AM Replies: 3

? on Appraisal Process.

I have been appointed appraiser for a carrier involved with a substantial contents claim.  The policyholder hired a PA firm  The PA firm requested appraisal and have named their apprais

Posted: 12/22/2009 4:16 PM Replies: 15

Adding depreciation

I'm learning xactimate and am new to adjusting. I'm confused about depreciation. Some line items get depreciated and some do not on property claims. How do I determine which line items do not get depr

Posted: 04/30/2016 11:28 AM Replies: 1

Commercial vs Residential

Hi Everybody! This is my first time here. I'm not one of you so please forgive me if I'm violating some protocol. I am a retired plumbing contractor helping a friend go through his claim from State Fa

Posted: 06/21/2007 10:54 AM Replies: 11

Is there a future for New Orleans and what cost it's death

Read the recent aritcle on www.wunderground.com by Dr Masters on the Old Man River Control system. If the system fails and the Mississippi takes a new route to the gulf, what would the impact be. 

Posted: 05/13/2011 7:09 PM Replies: 2