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Hawaii Declaration from the State Insurance Commissioner regarding assistance of nonresident independent adjusters due to fires across the state

"Pursuant to Hawaii Revised Statutes (“HRS”)§ 431:9-201(b), Insurance Commissioner Gordon I. Ito is issuing this declaration authorizing temporary assistance of nonresident independent adjusters due to fires across the State. The Insurance Commissioner has decided to allow nonresident independent adjusters to operate in the State temporarily to help handle the amount of...

CSU Forecast for 2023 Hurricane Activity

CSU released its final forecast for the 2023 Atlantic hurricane season on Thursday, 3 August. We maintain our forecast for an above-average 2023 Atlantic hurricane season. Source of the above is the CSU Seasonal Hurricane Forecasting page (Photo from the CatAdjuster.org Photo Gallery)  

NOAA predicts above-normal 2022 Atlantic Hurricane Season

Ongoing La Niña, above-average Atlantic temperatures set the stage for busy season ahead Forecasters at NOAA’s Climate Prediction Center, a division of the National Weather Service, are predicting above-average hurricane activity this year — which would make it the seventh consecutive above-average hurricane season. NOAA’s outlook for the 2022 Atlantic hurricane...

NOAA updated 2020 Atlantic Hurricane Season Outlook

August 6, 2020 - Atmospheric and oceanic conditions are primed to fuel storm development in the Atlantic, leading to what could be an “extremely active” season, according to forecasters with NOAA’s Climate Prediction Center, a division of the National Weather Service. Today, the agency released its annual August update to the Atlantic Hurricane Season Outlook, initially...

EXTENDED RANGE FORECAST OF ATLANTIC SEASONAL HURRICANE ACTIVITY AND LANDFALL STRIKE PROBABILITY FOR 2020

We anticipate that the 2020 Atlantic basin hurricane season will have above-normal activity. Current warm neutral ENSO conditions appear likely to transition to cool neutral ENSO or potentially even weak La Niña conditions by this summer/fall. Sea surface temperatures averaged across the tropical Atlantic are somewhat above normal. Our Atlantic Multi-decadal Oscillation index is below its...

Texas Department of Insurance Commissioner’s Bulletin # B-0008-20

The below is from the bulletin. March 24, 2020 To:   All TDI-regulated carriers, agents, adjusters, and licensees Re:   COVID-19: Suspension of certain licensing requirements and fees On March 13, 2020, Governor Greg Abbott issued a disaster declaration in response to the COVID-19 pandemic. The Governor authorized the use of all available state and local...

Study: State insurance licensing reciprocity benefits everyone

A new study has found that the current system of licensing regulations for independent claims adjusters is causing more harm than help for the industry. The study, entitled “Breaking Down Barriers” by Pacific Research Institute, found that the average claims adjuster holds between 10 and 12 different state licenses. This can set them back as much as $1,000 each. The study...

Atmospheric River Brings Dangerous Flash Flooding and Heavy Mountain Snow to Central and Southern California

"A strong Pacific storm system will bring impactful and dangerous flooding rains, heavy snow, strong winds, coastal flooding, and high surf to California. Heavy rainfall will bring the threat for life-threatening flash, urban, and river flooding as well as debris flows and mudslides. High elevation snow may produce whiteout conditions and dangerous, near impossible travel...

M 6.4 - 15km WSW of Ferndale, CA

M 6.4 Earthquake occurred 2022-12-20 10:34:24 (UTC) near Ferndale, CA Below is the FEMA Situation, issued today in the FEMA Daily Operations Briefing Situation: At 5:35 a.m. ET a magnitude 6.4 (MMI VII) earthquake occurred 7.7 miles west-southwest of Ferndale (Humboldt County), CA at a depth of 10 miles. A Green PAGER was issued for shaking-related fatalities. A Yellow PAGER alert was...

NFIP Adjuster Fee Schedules – Fiscal Year (FY) 2023 Revision

This information and the attachment is from the NFIP Write Your Own (WYO) Bulletin W-22001 issued 8/9/2022 "FEMA is pleased to announce the release of the 2023 NFIP Adjuster and Increased Cost of Compliance (ICC) Fee Schedules. Federal regulation requires fee schedule revisions to align with a new FY WYO Financial Arrangement. The FY2023 Arrangement will be effective October 1,...

Update to Florida Senate Bill 4D Concerning Roof Repairs

Summary of SB " The bill requires the Florida Building Code to provide that when 25 percent or more of a roofing system or roof section is being repaired, replaced, or recovered, only the portion of the roofing system or roof section undergoing such work need be constructed in accordance with the current Florida Building Code in effect at the time of such work. This new provision...

First tropical wave of the 2022 Season

Tropical Weather Discussion NWS National Hurricane Center Miami FL 1805 UTC Sun May 8 2022 ...TROPICAL WAVES... The first tropical wave of the season has emerged off the W coast of Africa this morning. It is currently located along 14W S of 10N this morning, moving W at 10 kts. Numerous scattered to isolated strong convection is observed from 02N to 08N between the coast of Africa and...

Atlantic hurricane season shows no signs of slowing

The 2021 Atlantic hurricane season is well underway, and atmospheric and oceanic conditions remain conducive for an above-average hurricane season, according to the annual mid-season update issued by NOAA’s Climate Prediction Center, a division of the National Weather Service.  The latest outlook reflects that the number of expected named storms (winds of 39 mph or greater) is...

Magnitude 6.0 Earthquake in California

Release Date: JULY 8, 2021 A magnitude 6.0 earthquake struck Little Antelope Valley, California near the Nevada border on July 8, 2021 at 3:49pm local time (July 8 at 22:49 UTC). Seismic instruments indicate the earthquake originated at a depth of 6 miles (9.8 kilometers). The earthquake struck about 20 miles southwest of Smith Valley,...

Florida Senate Bill 76 - Property Insurance

GENERAL BILL by Rules ; Judiciary ; Banking and Insurance ; Boyd ; (CO-INTRODUCERS) Brandes Insurance; Prohibiting certain practices by contractors; prohibiting a contractor from executing a contract with a residential property owner for a roofing repair or replacement unless certain notice is included; requiring property insurers, effective a certain date, to...

Earth just had its 7th-warmest January on record

Source: NOAA 2/12/21 Article True to trend, Mother Earth kicked off 2021 with a balmy January that ranked 7th-warmest in the temperature record, according to scientists with NOAA’s National Centers for Environmental Information. Warmth took its toll on sea ice as well, with below-average ice coverage observed at both ends of the planet. ...  

Commissioner Lara urges insurance companies to cover wildfire property losses without requiring a home inventory

From the Press Release. SACRAMENTO, Calif. — In response to California’s latest destructive fires, Insurance Commissioner Ricardo Lara is requesting that insurance companies help wildfire survivors who are overwhelmed with the task of navigating the claims process by providing up to 100 percent of personal property coverage limits without a detailed inventory to those who...

Wildfires – Western US

The information below is from the FEMA Daily Ops Briefing issued 10/06 @ 8:30 am Situation: : Of the over 7 million acres burned, the National Watch Center continues to track 11 active fires that have burned nearly 2 million acres from the West Coast to the Rocky Mountains. Mandatory evacuations continue throughout the impacted regions. No reported unmet needs.

NOAA 2019 Atlantic Hurricane Season Outlook

2019 Atlantic Hurricane Season Outlook: Summary a. Predicted Activity NOAA's outlook for the 2019 Atlantic Hurricane Season indicates that a near-normal season has the highest chance of occurring (40%), followed by equal chances (30%) of an above-normal season and a below-normal season. See NOAA definitions of above-, near-, and below-normal seasons. The Atlantic hurricane region...

U.S. hit with two billion-dollar disasters so far in 2019

"The so-called bomb cyclone that brought heavy snow, blizzard conditions and major flooding to the Midwest in March landed with a resounding meteorological “ka-boom!” and became one of two billion-dollar weather and climate disasters this year. The other was a severe storm that struck the Northeast, Southeast and Ohio Valley in late February." The above is from the NOAA...

EXTENDED RANGE FORECAST OF ATLANTIC SEASONAL HURRICANE ACTIVITY AND LANDFALL STRIKE PROBABILITY FOR 2019

"We anticipate that the 2019 Atlantic basin hurricane season will have slightly below normal activity. The current weak El Niño event appears likely to persist and perhaps even strengthen this summer/fall. Sea surface temperatures averaged across the tropical Atlantic are slightly below normal, and the far North Atlantic is anomalously cool. Our Atlantic Multi-decadal Oscillation index...

AccuWeather's 2019 Atlantic hurricane season forecast

...

"After an active Atlantic hurricane season in 2018, AccuWeather forecasters are predicting 2019 to result in a near- to slightly above-normal season with 12 to 14 storms.

Of those storms, five to seven are forecast to become hurricanes and two to four are forecast to become major hurricanes."

...

Photo from the CADO Gallery

Spring Outlook: Historic, widespread flooding to continue through May

From the NOAA Report; "Nearly two-thirds of the Lower 48 states face an elevated risk for flooding through May, with the potential for major or moderate flooding in 25 states, according to NOAA’s U.S. Spring Outlook issued today. The majority of the country is favored to experience above-average precipitation this spring, increasing the flood risk. Portions of the United States...

Past Articles

Note: Since CADO first went online in 1995 we have had many members contribute to the site with their articles and forum posts.  But over the years many of these post were lost however, we have recently been able to recover some of the articles and forum post and will be re-posting them as time allows.   They will be posted on this page (Commuunity Blog) with a note indicating that it was a prior post. RC

Forum Topics

HOW SLOW IS IT???

I HAVE BEEN RUNNING THE ROADS FOR 12 YRS.  UP TO THIS POINT EVEN THE SLOW YEARS TREATED ME OK.THIS YEAR HAS BEEN MY SLOWEST EVER.  NONE OF M

Posted By: Catmannn
Posted In: General
Replies: 26

"Muffled Cries" story of adjuster killed in Tampa in Nov 04 reruns 9/22/07 at 6:30pm ET

Florida Farm Bureau adjuster, Katie Froeschle, age 25 ,was murdered in Tampa,FL on November 12, 2004 while inspecting a loss by the tenant who is now

Posted By: Dimechimes
Posted In: General
Replies: 31

Poor quality report writing

I just wanted to put in my two cents on how to write better reports. Please check these two examples:   Example #1 (poor quality) When I

Posted By: Leland
Posted In: The Claim File
Replies: 25

Isaac

Does it appear to be a lot of work from this storm? Before the storm my email and phone were busy. It seems to have gotten pretty quiet.

Posted By: LucyZ
Posted In: General
Replies: 13

Stress and Mental Health of Adjusters

Does anyone know of mental health services needed by or provided to claims adjusters suffering from stress related symptoms after a severe cat? I am c

Posted By:
Posted In: General
Replies: 24

Another Blow to Professional Adjusting

Xactware and ServiceMaster have teamed up to offer insurance carriers a contents estimating service.  Now the carriers are using restoration cont

Posted By: johnpostava
Posted In: General
Replies: 30

2007 Version of Know before you Go.

My opine is not as good as the experts; but I think a monster hurricane will hit Texas or Florida with in the next 50 days. All new and old adjusters

Posted By: Ray Hall
Posted In: General
Replies: 32

Did I mess up?

 I just got hired by Pilot, I guess. They called and said get your paperwork in and get ready for a drug test. The lady told me that she knew the

Posted By: newguy3
Posted In: General
Replies: 50

How many Independent Adjusters out of work Today

Just curious, How many IA's are there out of work today who don't have other income to survive .  How many total adjusters are there in the USA

Posted By: Goldust
Posted In: General
Replies: 35

What to do when the insured is deceased or divorced

I think death and divorce are common issues that rarely get covered in training. Adjusters learn what to do by trial and error, or if they are lucky,

Posted By: Leland
Posted In: General
Replies: 8

I Thought I Had Heard It All

Greetings to everyone from Oaxaca, Mexico, where Jennifer and I are taking a break from our last assignment and staying far away from the demonstratio

Posted By: Medulus
Posted In: General
Replies: 43

Your Reading Files

Your closed files are the best example of your work. When you are looking at all the vendors who are not seeking your commitment during this very slow

Posted By: Ray Hall
Posted In: The Claim File
Replies: 17

Hurricane Sandy

At this time a rapidly strengthening hurricane is going to cross Jamaica, Cuba and the Bahamas. But what then. Some modleing is suggesting a sub tropi

Posted By: stormcrow
Posted In: Hail, Flood, Hurricanes and Weather Events
Replies: 24

Sandy Discussion

So, here we are Sandy is here.  It is really funny how changing jobs from commission to salary changes the perception. When I was a salaried road

Posted By: Alex_Chernov
Posted In: General
Replies: 84

LONG NIGHTS - LONGER DAYS

Much has been stated about the trials and tribulations of life on the road while working a storm. We all know about the non- stop 18 hour days and the

Posted By: margar1
Posted In: Community Chat
Replies: 16