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How long does it taske for mold to form on a wood baseboard

I have been trying to find information on how long it takes for mold to form on a wooden baseboard. The water leak was under a tub and seeped through the baseboard. The tenant noticed a little bi

Posted: 10/09/2009 5:02 PM Replies: 9

Hurricane Sandy, Could she have a nasty surprise waiting for the NE CONUS

At this time a rapidly strengthening hurricane is going to cross Jamaica, Cuba and the Bahamas. But what then. Some modleing is suggesting a sub tropical blow to the NE with widespread 60 to 70 mph wi

Posted: 10/24/2012 8:47 AM Replies: 24


I am an Insurance Class Developer, and am interested in Adjuster opinions about your need for a CE class in Business Ethics. If this were a one day class that provided 5 to 8 credits towards your lice

Posted: 10/17/2006 10:36 AM Replies: 1

Harmonizing Adjusters' Lives

The below is from a article on website posted in July of this year with the same title. Sounds like a good plan would it work the US? Any thoughts? HARMONY ON THE

Posted: 12/13/2006 4:36 PM Replies: 1

Chat Room - Back Online

 We had a problem with the Chat Room yesterday that prevented access,  this problem has been corrected and the Chat Room is now available.  Sorry for the trouble. Here is a link to the

Posted: 12/31/2010 12:23 PM Replies: 0

Cunningham Lindsey purchases GAB Robins

Ladies & Gentlemen:   We are pleased to announce today that Cunningham Lindsey has entered into a definitive agreement to purchase GAB Robins’ international businesses (excluding its UK

Posted: 02/10/2009 2:39 AM Replies: 50

Liability Insurance?

As a new adjuster, I'm trying to get all of my ducks in a row before I'm needed.  I know I'll need liability insurane (O&P?) but I was never told where to get it.  Is that something th

Posted: 12/04/2006 3:34 PM Replies: 30

Sandy Discussion

So, here we are Sandy is here.  It is really funny how changing jobs from commission to salary changes the perception. When I was a salaried road warrior, I used to beam with joy while seeing tho

Posted: 10/29/2012 4:52 PM Replies: 84

Proximate cause of loss

Can a flood cause a fire that would cause  flames to total loss to a famous restaurant that has wind, flood, and fire coverage? Assuming flood limits are paid and exceeded can the insured then c

Posted: 09/13/2008 5:15 AM Replies: 14

Hail damage question

Can someone please explain to me what "shadow hits" are when calling hail damage?   I am an IA with 2 years experience, a newby to many, but feel that I know what a hail hit is compared to n

Posted: 05/10/2010 6:19 PM Replies: 4

Past Articles

Note: Since CADO first went online in 1995 we have had many members contribute to the site with their articles and forum posts.  But over the years many of these post were lost however, we have recently been able to recover some of the articles and forum post and will be re-posting them as time allows.   They will be posted on this page (Commuunity Blog) with a note indicating that it was a prior post. RC