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Identification of Water Damages in Adjusting Hurricane Claims for Water Losses Other Than Flood

Hurricanes
.... In adjusting hurricane damage claims for homes within the 1968-1997 applicable residential code period, it is important that the inside of the walls be checked more carefully than newer construction to ensure that moisture hasn’t seeped into the walls that will eventually result in mold and interior wall rot. If adjusters do not look for moisture build-up trapped inside the...
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CADO Admin

Hurricane and Windstorm Deductibles

Wind Pools
The source of the information below is the Insurance Information Institute, iii.org Nineteen states and the District of Columbia have hurricane deductibles: Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia and Washington DC....
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CADO Admin

Historical Hurricane Tracks

Hurricanes

Subject: Historical Hurricane Tracks
Description: The Historical Hurricane Tracks tool is an interactive mapping application that allows you to easily search and display Atlantic Basin and Eastern North Pacific Basin tropical cyclone data. 

Source: NOAA Climate.gov 
 

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CADO Admin

ICAT Damage Estimator

Hurricanes
Subject: ICAT Damage Estimator Description:  From the site: ICAT developed this website to provide easy access to historical hurricane damage information. All information is open source and based upon publicly available data. The data has been normalized to reflect current inflation, wealth, and population from what existed at the time of the actual storm activity. It is our...
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CADO Admin

NOAA Factsheet - Hurricanes and Oil Spill

Hurricanes
Subject: NOAA Factsheet - Hurricanes and Oil Spill Description:  From the document;    What will happen to a hurricane that runs through this oil slick? • Most hurricanes span an enormous area of the ocean (200-300 miles) — far wider than the current size of the spill. • If the slick remains small in comparison to a typical...
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CADO Admin

The NHC

Hurricanes
Subject: The NHC
Description: 

National Hurricane Center Home Page


URL: http://www.nhc.noaa.gov/
Site Section: Cane
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CADO Admin

Past Articles

Note: Since CADO first went online in 1995 we have had many members contribute to the site with their articles and forum posts.  But over the years many of these post were lost however, we have recently been able to recover some of the articles and forum post and will be re-posting them as time allows.   They will be posted on this page (Commuunity Blog) with a note indicating that it was a prior post. RC

Forum Topics

Sandy Discussion
So, here we are Sandy is here.  It is really funny how changing jobs from commission to salary changes the perception. When I was a salaried road

Posted By: Alex_Chernov
Posted In: General
Replies: 84
Hurricane Sandy
At this time a rapidly strengthening hurricane is going to cross Jamaica, Cuba and the Bahamas. But what then. Some modleing is suggesting a sub tropi

Posted By: stormcrow
Posted In: Hail, Flood, Hurricanes and Weather Events
Replies: 24
HOW SLOW IS IT???
I HAVE BEEN RUNNING THE ROADS FOR 12 YRS.  UP TO THIS POINT EVEN THE SLOW YEARS TREATED ME OK.THIS YEAR HAS BEEN MY SLOWEST EVER.  NONE OF M

Posted By: Catmannn
Posted In: General
Replies: 26
What to do when the insured is deceased or divorced
I think death and divorce are common issues that rarely get covered in training. Adjusters learn what to do by trial and error, or if they are lucky,

Posted By: Leland
Posted In: General
Replies: 8
Stress and Mental Health of Adjusters
Does anyone know of mental health services needed by or provided to claims adjusters suffering from stress related symptoms after a severe cat? I am c

Posted By:
Posted In: General
Replies: 24
Poor quality report writing
I just wanted to put in my two cents on how to write better reports. Please check these two examples:   Example #1 (poor quality) When I

Posted By: Leland
Posted In: The Claim File
Replies: 25
Did I mess up?
 I just got hired by Pilot, I guess. They called and said get your paperwork in and get ready for a drug test. The lady told me that she knew the

Posted By: newguy3
Posted In: General
Replies: 50
Another Blow to Professional Adjusting
Xactware and ServiceMaster have teamed up to offer insurance carriers a contents estimating service.  Now the carriers are using restoration cont

Posted By: johnpostava
Posted In: General
Replies: 30
2007 Version of Know before you Go.
My opine is not as good as the experts; but I think a monster hurricane will hit Texas or Florida with in the next 50 days. All new and old adjusters

Posted By: Ray Hall
Posted In: General
Replies: 32
How many Independent Adjusters out of work Today
Just curious, How many IA's are there out of work today who don't have other income to survive .  How many total adjusters are there in the USA

Posted By: Goldust
Posted In: General
Replies: 35
LONG NIGHTS - LONGER DAYS
Much has been stated about the trials and tribulations of life on the road while working a storm. We all know about the non- stop 18 hour days and the

Posted By: margar1
Posted In: Community Chat
Replies: 16
Fee Schedules
I think someone should have done this a long time ago.  Let's start a list of fee schedules from different carriers and their preferred IA firms.

Posted By: descher
Posted In: Community Chat
Replies: 15
I Thought I Had Heard It All
Greetings to everyone from Oaxaca, Mexico, where Jennifer and I are taking a break from our last assignment and staying far away from the demonstratio

Posted By: Medulus
Posted In: General
Replies: 43
Isaac
Does it appear to be a lot of work from this storm? Before the storm my email and phone were busy. It seems to have gotten pretty quiet.

Posted By: LucyZ
Posted In: General
Replies: 13
Your Reading Files
Your closed files are the best example of your work. When you are looking at all the vendors who are not seeking your commitment during this very slow

Posted By: Ray Hall
Posted In: The Claim File
Replies: 17