Friday, February 29, 2008

Common Estimating Errors

Author: Roy

By John Postava;  First posted in the forum.

"They say there have been more mistakes made by computers than Tequila and Hand Guns combined.  That being said, with the help of one of the top trainers at Vale National Training Center we published a white paper on what we feel are some of the top ...

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Categories: CADO Blog

Tags: Software, Estimating

Saturday, March 31, 2007

Do it right the first time and reduce re-opens

Author: Roy

This article was moved from the old system. It was written by George Mullet in 2000.

The primary thing an adjuster needs to do is communicate with the insured. I cannot emphasize that enough. We do not know if there is an error, an oversight or what, until we get out there. The adjuster is always supposed to communicate the proposed settlement with an insured and many people tell us they never heard from the adjuster after he was out there. Whether that is true or not is not the issue. If the adjuster is overly clear not only on the amount of the settlement but exactly what he is recommending, it leaves little room for misunderstandings. Further, if he/she is extremely clear, people will not have the tendency to want to say they never heard from the adjuster.

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Categories: CADO Blog, Cat Adjusting

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Tuesday, October 2, 2007

CADO is turning 12!!

Author: Roy
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Friday, June 8, 2007

KATT'S 008 Commentary

Author: Roy

What to do IF you are asked to work in 2007? Now 2008?

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Categories: CADO Blog, Cat Adjusting

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Friday, June 8, 2007

Using the Summary Matrix to change Base Service Charges

Author: Roy
In this blog we will show you one way to change the base service charges using the Summary Matrix.
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Categories: CADO Blog

Tags: Xactimate

Thursday, August 16, 2007

Catadjusting and Crisis Intervention

Author: Roy

This is an article I have considered writing for years, one that deals with some of the emotional/psychological elements of working with people who have experienced personal crisis as a result of a catastrophic event, especially with regard to what this means for effective claim settlement.

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Tuesday, August 7, 2007

View From the Slough, Too - The Art and Science of Branch Assist

Author: Medulus
View From the Slough, Too
The Art and Science of Branch Assist
By Steve Ebner (Medulus@aol.com)
 
I originally wrote this article back in 2001, and hundred of people read it on CADO, but at some point the link to the article became bad. So, for years I have not even been able to access it. I thought the article was lost for good until I recently discovered it on an old backup data disk. Because the conditions in catadjusting in 2001 and 2007 are so similar, I thought it would be a good time to update and revise the article to make it more current and to repost it on CADO. I know there is a danger of sharing too many secrets about how to get by in this business, especially when so many thousands have been added to our ranks with the storms of 2004 and 2005. But it is mainly those with experience and knowledge that will be able to benefit from this information. And I have always been willing to help those who deserve to be helped.
 
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Categories: CADO Blog, Cat Adjusting

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Friday, June 8, 2007

Using the Square Break tool to add roof extensions

Author: Roy
Have you ever seen an estimate tree in Xactimate where the roof section is listed as Roof1, Roof2, Roof3 and so on? Well in most cases this occurs when the estimate writer uses the "roof icon" or the f key to add the extensions to the main roof diagram in Sketch, when a better option would be to use the "Square Break" tool to add extensions to the roof.
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Friday, June 8, 2007

Profession or Commodity

Author: Roy
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Monday, April 19, 2010

Quick Tip - Xactimate 27, Training Book

Author: Roy

 If you are currently working with Xactimate 27, then you may wish to get the Training Workbook.

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Tags: Xactimate

Saturday, July 12, 2008

Quick Tip - Xactimate v25: Adjusting O&P Per Claim

Author: Roy

In this quick tip we cover issues related to Overhead & Profit (O&P) that you may encounter in the field.  Some clients may request that you handle O&P in a different way then what your current default settings allow.  In those cases you may only wish to change the settings on a selected file instead of changing your system setup. 

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Categories: CADO Blog, Software

Tags: Xactimate

Sunday, July 6, 2014

Cat Adjusting as a Profession (Is It For Me?)

Article Archive

Author: Roy
From the Article Archive 
Title: Cat Adjusting as a Profession (Is It For Me?)
First Posted: Friday, November 26, 2004
Author: Gary White

My son is now ready to go to college away from home and excluding approximately 21 months in an attempt to try something different in my life as a "financial planner", I have been adjusting, supervising or investigating claims for almost 27 years. By the way, I have worked my share of hail, wind, tornado and hurricane cats for other carriers so I know from whence I speak. Even during the time while I was trying to become a "financial planner", I supplemented my income with adjusting temp jobs and contract adjusting work.

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Friday, November 23, 2007

State of the Industry

Author: Roy
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Friday, June 8, 2007

Use Sketch Templates to save time and increase production

Author: Roy
The template tools in "Sketch" allow you to create diagrams and reuse them in other claims. You can even share them with other adjusters. In this blog we will show you how to create a template and load it.
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Tags: Xactimate

Friday, May 24, 2013

Are you ready for the life as a Cat Adjuster or road warrior?

By Rob Britton @ AmericanWay

Author: Roy

The life of a road warrior can be hard, not only on the traveler but also on his or her family. Experienced business travelers explain how they MAINTAIN THE PERSONAL-PROFESSIONAL BALANCE...

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Thursday, June 12, 2014

Flooding the Market with Useless Prospects: CAT Adjusters and Training

Author: CADO Admin

An opinion by Phillip Crimaldi 

"I’m fairly certain, at least from my own research, that a few things happened somewhere around the post-Katrina era.  First, a handful of hardworking independent adjusters made a bunch of money.  The adjusting companies who had the contracts for those claims made millions, and some of them made successful businesses that continue to provide claim services under catastrophe and structural loss circumstances.  The remaining folks either went belly up or decided to start selling a rather poorly designed training service.  This attracted every Tom, Dick, Harry (and Sally) who wanted to “Get Rich from Adjusting Claims!”.  Storm chasing contractors and adjusters came out of the wood-work after spending their savings, assuming they could also make a lot of money.  The percentage of catastrophe claims is way down and the story goes the market is now flooded with a bunch of folks who preach their ability to adjust claims by merely taking a software estimating class and passing Texas or southern license exams which really don’t encompass the business of adjusting.  Some are smart enough to suggest they would be willing to shadow for a claim or two, but most of those folks literally have palm trees on their resume heading, as if they’re already on retirement island!  The rest seem to be convinced they are “ready to go”, and all of them want to be “deployed” on some sort of “roster”, yesterday.  Who knows where these terms even surfaced. - See more at: http://independent-adjuster.com/flooding-the-market-cat-adjusters-training/1243/#sthash.K8QwERg6.dpuf 

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Friday, February 16, 2007

They don't just hand you the keys.

Author: Roy

This article comes from a forum post that was made by rass3742 on 9/12/2006

One thing I’ve noticed is the incessant struggle between newbies and veterans of our industry, as they scrimmage to identify the paradigm of CAT adjusting.  As a veteran of claims adjusting myself, I have taken the long road here and know that I am better for it.

I have just recently become “active” in reading and posting comments; as such, I hope I am not breaking the rules of CADO by bringing the bulk of a post I already made into this thread.  I just think it’s a topic at the front of so many minds here that it might be of interest as its own discussion.

What I’ve been seeing, in a lot of the posts in the CADO community, are seasoned adjusters who are struggling with the seemingly never-ending complaints of start-up adjusters who aren't being handed a living on a silver platter.

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Wednesday, September 17, 2008

IKE LOSSES MAY PUT A MAJOR STRAIN ON TWIA

Author: Roy

State-run insurer of last resort bears much of coastal cost

By Mary Williams Walsh
© 2008 The New York Times,
Reproduced under license from
the Copyright Clearance Center

Hurricane Ike caused as much as $16 billion in property damage, by some estimates, but the state-led insurance pool that will ...

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Monday, August 27, 2007

Missing Children

Author: Roy
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Tuesday, January 1, 2008

2008 and Cat Adjusting

Author: Roy
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Forum Topics

Line items not written by insurance rep in estimate.

So yes im a Noob here on the site.. but i do have a good question to ask.   I was told through the grape vine that out here in California, when an insurance company writes up an estimate for da

Posted: 01/13/2011 8:34 AM Replies: 5

Grad School choices ?

In a previous thread, (2 threads in 1 day - a record for me)  i posted about potentially working staff and how that would give me an opportunity to finish my educational goals.    

Posted: 11/19/2006 6:35 PM Replies: 4

Adding depreciation

I'm learning xactimate and am new to adjusting. I'm confused about depreciation. Some line items get depreciated and some do not on property claims. How do I determine which line items do not get depr

Posted: 04/30/2016 11:28 AM Replies: 1

White Collar Job In A Blue Collar Uniform

 I believe that the claims industry can be very misleading to most outsiders because it has all of the outward appearances of a blue collar job when in fact it is truly not.  Example: 

Posted: 07/09/2007 2:06 AM Replies: 6

NAFTA TN1 permits

With the likely hood of NAFTA being cancelled there is a question as these permits were introduced as part of NAFTA . Lately a lot of US adjusters have been working north and I assume they all got TN

Posted: 06/11/2018 4:50 AM Replies: 0

New site ripping content from CADO

Site is www.stormadjuster.com I love free advertising, and since I have an ad here, it is there, along with every other ad on CADO, and that is all the site really consists of. That said, if someone

Posted: 04/09/2013 1:56 AM Replies: 5

Engle Martin Closes Acquisition of Eberl

ATLANTA--(BUSINESS WIRE)--Engle Martin & Associates, a diversified insurance services provider, completed its acquisition of a majority share of Eberl’s Claim Service, Inc. and its related c

Posted: 09/02/2015 5:59 PM Replies: 0

Current Fee Schedules

I know that there has been very few changes in fee schedules in recent years and have reviewed the comparison that Clayton put together back in 02 or 03.  Besides Citizens NFIP and the Texas Wind

Posted: 08/17/2007 10:56 AM Replies: 3

Setting up our storm team ops

  I work with an insurance company and have been asked to revamp our storm team ops  What suggestions do you have to make the  teams most efficent?  I think a requirement of 60 cla

Posted: 02/11/2013 2:05 PM Replies: 26

THE NEW CAT ADJ PAYROLL DEAL!!

THE NEW DEAL! I have had several Cat companies approach me during these last storms with bogus price lists. One company wanted to dispatch me with Ins Co "A" and pay me off a price list from Ins Co "

Posted: 11/01/2017 6:56 AM Replies: 1