Saturday, March 31, 2007

Do it right the first time and reduce re-opens

Author: Roy

This article was moved from the old system. It was written by George Mullet in 2000.

The primary thing an adjuster needs to do is communicate with the insured. I cannot emphasize that enough. We do not know if there is an error, an oversight or what, until we get out there. The adjuster is always supposed to communicate the proposed settlement with an insured and many people tell us they never heard from the adjuster after he was out there. Whether that is true or not is not the issue. If the adjuster is overly clear not only on the amount of the settlement but exactly what he is recommending, it leaves little room for misunderstandings. Further, if he/she is extremely clear, people will not have the tendency to want to say they never heard from the adjuster.

Comments (1)
Number of views (102493)
Read more

Categories: CADO Blog, Cat Adjusting

Tags:

Friday, November 23, 2007

State of the Industry

Author: Roy
Comments (2)
Number of views (14464)
Read more

Categories: CADO Blog

Tags:

Friday, June 8, 2007

The “Killer” amongst us.

A article by Dave Hood

Author: CADO Admin

 There are many ways to approach the demise of the catastrophe adjuster.

   1) The fatal auto accident.

   2) The falling off the roof.

  3) The stroke

  4) The heart attack

Many of the above are related to the difficult and lengthily work hours we endure to provide our services to those that require them, as well as to provide for our families.

Comments (0)
Number of views (25903)

Friday, June 8, 2007

Profession or Commodity

Author: Roy
Comments (1)
Number of views (8112)
Read more

Categories: CADO Blog

Tags:

Saturday, April 17, 2010

House Fire--A simulated claim for discussion

Source: Forum Post Started by Racko on 9/19/2006

Author: CADO Admin

 To kill some time in this lull period & spread some knowledge, here is the scenario (or scenarios) as you see fit to make it. I will lay out the limited info as follows, and let's see where it goes.

Heavy fire loss occurs in a single family dwelling. Cov is HO-3, no issues with eff dates. Insureds have just left home about 6:00 p.m., a couple hours before fire breaks out and is discovered. High winds fan the flames and each house on either side sustain heat/smoke damage before the fire is brought under control. Let's say both neighboring houses now have some melted vinyl siding, one sided 2 years ago and the other 12 years ago. The elderly neighbor next door initially beat on the insured's door trying to see if they were OK, and burned his hand. He then rushed home to get his wheelchair bound wife out of their house, but she spends a week in the hospital with smoke inhalation related complications.

The insureds are a young couple, both smokers, with a 6 year old son. They just moved in about 2 years ago, only work in the house since they came was replacing the kitchen flooring, and adding a center island with a new cooktop on it. These were professionally installed within the past 6 months.

Comments (0)
Number of views (11903)
Read more

Categories: CADO Blog, Fire Claims

Tags: Fire

Friday, March 30, 2007

Ladder Safety

Author: Roy

This is a repost of the article. We are moving all articles from the old format to the new format.

As hail season approaches we want to remind everybody to think ladder safety each and ever time you grab that ladder. OSHA has reported that the most recent accident statistics suggest that the working men and women in America abuse and misuse ladders in the workplace as a rule rather than an exception.

 

Comments (0)
Number of views (76733)
Read more

Categories: CADO Blog

Tags: Ladder Safety

Thursday, August 16, 2007

Catadjusting and Crisis Intervention

Author: Roy

This is an article I have considered writing for years, one that deals with some of the emotional/psychological elements of working with people who have experienced personal crisis as a result of a catastrophic event, especially with regard to what this means for effective claim settlement.

Comments (1)
Number of views (86457)
Read more

Categories: CADO Blog, Cat Adjusting

Tags:

Tuesday, August 7, 2007

View From the Slough, Too - The Art and Science of Branch Assist

Author: Medulus
View From the Slough, Too
The Art and Science of Branch Assist
By Steve Ebner (Medulus@aol.com)
 
I originally wrote this article back in 2001, and hundred of people read it on CADO, but at some point the link to the article became bad. So, for years I have not even been able to access it. I thought the article was lost for good until I recently discovered it on an old backup data disk. Because the conditions in catadjusting in 2001 and 2007 are so similar, I thought it would be a good time to update and revise the article to make it more current and to repost it on CADO. I know there is a danger of sharing too many secrets about how to get by in this business, especially when so many thousands have been added to our ranks with the storms of 2004 and 2005. But it is mainly those with experience and knowledge that will be able to benefit from this information. And I have always been willing to help those who deserve to be helped.
 
Comments (4)
Number of views (95213)
Read more

Categories: CADO Blog, Cat Adjusting

Tags:

Friday, June 8, 2007

Florida Focus---Changes in the Wind?

Author: Roy
Some of us reside in Florida.  Many more of us have served time here with a stint or two following catastrophes that impacted the Sunshine State.  In the aftermath of Andrew;  the 'four in 2004', and then Wilma, old-timers and rookie adjusters alike saturated the fourth largest state and served for weeks and months.
Comments (1)
Number of views (11355)
Read more

Categories: CADO Blog

Tags: Citizens

Friday, June 8, 2007

KATT'S 008 Commentary

Author: Roy

What to do IF you are asked to work in 2007? Now 2008?

Comments (5)
Number of views (12389)
Read more

Categories: CADO Blog, Cat Adjusting

Tags:

Friday, June 8, 2007

Using the Summary Matrix to change Base Service Charges

Author: Roy
In this blog we will show you one way to change the base service charges using the Summary Matrix.
Comments (1)
Number of views (16282)
Read more

Categories: CADO Blog

Tags: Xactimate

Monday, August 27, 2007

CADO March 2007 Update

Author: Roy
Comments about the updates to the CADO site.
Comments (1)
Number of views (13193)
Read more

Categories: CADO Blog

Tags:

Tuesday, October 2, 2007

CADO is turning 12!!

Author: Roy
Comments (2)
Number of views (13830)
Read more

Categories: CADO Blog

Tags:

Friday, June 8, 2007

Florida Focus---Big "AA" meeting scheduled forTallahassee

Author: Roy
Comments (1)
Number of views (9118)
Read more

Categories: CADO Blog

Tags:

Friday, May 24, 2013

Are you ready for the life as a Cat Adjuster or road warrior?

By Rob Britton @ AmericanWay

Author: Roy

The life of a road warrior can be hard, not only on the traveler but also on his or her family. Experienced business travelers explain how they MAINTAIN THE PERSONAL-PROFESSIONAL BALANCE...

Comments (0)
Number of views (42001)

Wednesday, September 17, 2008

IKE LOSSES MAY PUT A MAJOR STRAIN ON TWIA

Author: Roy

State-run insurer of last resort bears much of coastal cost

By Mary Williams Walsh
© 2008 The New York Times,
Reproduced under license from
the Copyright Clearance Center

Hurricane Ike caused as much as $16 billion in property damage, by some estimates, but the state-led insurance pool that will ...

Comments (0)
Number of views (78850)
Read more

Categories: CADO Blog

Tags:

Saturday, July 12, 2008

Quick Tip - Xactimate v25: Adjusting O&P Per Claim

Author: Roy

In this quick tip we cover issues related to Overhead & Profit (O&P) that you may encounter in the field.  Some clients may request that you handle O&P in a different way then what your current default settings allow.  In those cases you may only wish to change the settings on a selected file instead of changing your system setup. 

Comments (4)
Number of views (151159)
Read more

Categories: CADO Blog, Software

Tags: Xactimate

Friday, February 16, 2007

They don't just hand you the keys.

Author: Roy

This article comes from a forum post that was made by rass3742 on 9/12/2006

One thing I’ve noticed is the incessant struggle between newbies and veterans of our industry, as they scrimmage to identify the paradigm of CAT adjusting.  As a veteran of claims adjusting myself, I have taken the long road here and know that I am better for it.

I have just recently become “active” in reading and posting comments; as such, I hope I am not breaking the rules of CADO by bringing the bulk of a post I already made into this thread.  I just think it’s a topic at the front of so many minds here that it might be of interest as its own discussion.

What I’ve been seeing, in a lot of the posts in the CADO community, are seasoned adjusters who are struggling with the seemingly never-ending complaints of start-up adjusters who aren't being handed a living on a silver platter.

Comments (3)
Number of views (86986)
Read more

Categories: CADO Blog, Cat Adjusting

Tags:

Monday, August 27, 2007

Missing Children

Author: Roy
Comments (0)
Number of views (13802)
Read more

Categories: CADO Blog

Tags:

Sunday, July 6, 2014

Cat Adjusting as a Profession (Is It For Me?)

Article Archive

Author: Roy
From the Article Archive 
Title: Cat Adjusting as a Profession (Is It For Me?)
First Posted: Friday, November 26, 2004
Author: Gary White

My son is now ready to go to college away from home and excluding approximately 21 months in an attempt to try something different in my life as a "financial planner", I have been adjusting, supervising or investigating claims for almost 27 years. By the way, I have worked my share of hail, wind, tornado and hurricane cats for other carriers so I know from whence I speak. Even during the time while I was trying to become a "financial planner", I supplemented my income with adjusting temp jobs and contract adjusting work.

Comments (0)
Number of views (25727)

Theme picker


Forum Topics

New to the job and the community!

Hey guys and gals, I have received an email from EArenfroe and they would like me to join there roster. The only thing I am waiting for is the IDL, but the next IDL class isn't until mid march. My que

Posted: 01/02/2013 5:54 AM Replies: 3

Vinyl siding repair

I am seeing more companies repairing hail hits on vinyl siding. I understand that they patch in a matching or similar pattern and then computer match the colour and paint the patch.  I am

Posted: 04/14/2016 6:32 PM Replies: 0

The ten rules of adjusting

Can we set a group of ten simple rules (the ten commandments if you will) based on common sense (if it was common why is it so rare). So you people who like me are too lazy or too brain damaged to esc

Posted: 06/12/2012 8:18 PM Replies: 17

Veterans Day

This coming Monday is to be celebrated for “Veterans Day”, I for one would like to take this time to celebrate and salute all of our Veterans past, present and future. I give “Thanks

Posted: 11/10/2007 6:51 AM Replies: 2

Template

Does anyone have a good narrative template??

Posted: 07/17/2011 12:44 PM Replies: 0

Help!!! Contents/Damage questions urgent!!!!

  I have been assigned a bunch of TWIA claims that belonged to another adjuster these claims are old he just didn't finish them or follow up with the people so they pulled them and gave them to

Posted: 11/12/2008 5:08 PM Replies: 2

Cars surfing on mud waves

[script removed]   Five homes were tagged with a red notice warning they were unsafe to enter. At one house, mud was piled up to the handle on the front door and the yard was completely

Posted: 02/06/2010 1:22 PM Replies: 5

Civil Authority Ordered Evacuation

This was a hot topic in 2005 after Hurricane Rita. I made a post in the fall of 2005 on this topic and it died on the vine. This could be the next hot button in 2008 as thousands of people who live in

Posted: 05/23/2008 1:45 PM Replies: 1

Need a Public Adjuster-Ohio

If you have an Ohio PA license, please reach out. I need one asap. Thank you.

Posted: 07/03/2008 7:42 PM Replies: 21

Paper pushing file reviewers-slowly ruining the claims adjusting job

I remember the good old days of getting hired to go look at a claim, write an estimate, and close the file.  My main responsibility was to make correct coverage decisions and write fair and reaso

Posted: 10/12/2007 5:23 PM Replies: 40