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2 Replies and 3768 Views Coastal Apartment Reconstruction Cost Experience  3768  2 Started by  nixonjf I'm finding many apartment owners/managers insuring their complexes&160;uniformly at&160;$55/ Net SF, which is equivalent to ~$40/Gross SF: Standard 2-3 story wood frame apartments, 10-20 units per building, 200-250 units per complex. The reconstruction models are $85/Gross SF. One of the issues is that under new construction the owners act as their own GC and build in bulk the entire complex, but in claims scenario they lose economies of scale and may or may not want to act as the GC. Even...
2 3768
by  nixonjfJump to last post
08/05/2009 3:26 PM
4 Replies and 3951 Views Hotel/Motel Furnishings  3951  4 Started by  Tom Toll I used this company for all the Motel/Hotel furnishings in BPP losses for a number of years now. I highly recommend them. They consider bulk discounts too.    http://www.americanhotel.com/Contro...ible_AHR:1
4 3951
by  MedulusJump to last post
07/30/2009 6:13 PM
42 Replies and 13880 Views The Case of the Missing Money  13880  42 Started by  Medulus
(Topic has multiple pages1 2 3 )
 Here is a brain teaser for everyone while they wait for Ike to do his thing: The insured is Happy Burger, a fast food restaurant.&160; Their policy includes CP 0090 07/88 (Commercial Property Conditions), CP 0010 04/02 (Building and Personal Property Coverage), and CP1030 04/02 (Special Causes of Loss).&160; Assume for the first part of this question that there are no other forms attached to this policy.&160; There will be a second part of this question, but only after people have had time t...
42 13880
by  MedulusJump to last post
07/09/2009 6:13 PM
5 Replies and 4046 Views BPP Value Benchmarks  4046  5 Started by  nixonjf Question from the underwriting side of the house: Any suggestions for sources for contents value benchmarks for various occupancies What sources would&160;an adjuster&160;use to calculate coinsurance (assune the building is totalled and you can't inventory) Examples: X$ per student for school, X$ per workstation for commercial office (different for government office), etc. How do you deal with material change in style for contents: existing office furniture is ecclectic combination acquir...
5 4046
by  Ray HallJump to last post
08/15/2008 8:01 PM
11 Replies and 5709 Views North Carolina Builders Risk policy  5709  11 Started by  swink_d Anyone have one handy &160; Please check to see if theft is excluded
11 5709
by  swink_dJump to last post
06/17/2008 6:45 PM
0 Replies and 4021 Views Federal Jury Awards Insured 21 Million against carrier on Business Interruption Claim  4021  0 Started by  Dimechimes David Rossmiller at the Insurance Coverage blog has posted a new blog on a recent jury decision which ruled in favor of the insured to the tune of 21 million for business interruption damage to include bad faith.damages. Another case of wind vs flood coverage according to comments from the carrier, United Fire & Casualty: http://www.insurancecoverageblog.com/archives/industry-developments-federal-jury-returns-21-million-verdict-against-insurer-in-katrina-case-in-louisiana.html
0 4021
06/11/2008 8:39 AM
2 Replies and 4751 Views Tornadoes in Atlanta  4751  2 Started by  Tom Toll You adjusters in Atlanta should be pretty busy for a while. I watched the CNN videos and there is&160; a lot of complex damages. Hopefully you will see some work out of this. There a large number of residential losses also. Good Luck.
2 4751
by  JohnBJump to last post
03/29/2008 1:08 AM
14 Replies and 7967 Views Productivity Benchmarks for Time & Expense  7967  14 Started by  jstock I recently got scolded by my IA Company for 'over billing' on at Time & Expense sheet. Apparenlty, it took me 30 minutes longer to write an X-page report than some third-party company allows for (I was stupidly billing for the time it actually took me). When I asked the IA Company what the acceptable productivity baselines/benchmarks are for writing reports, writing estimates, site visits, etc.), I was told to just keep doing what I'm doing... Does anybody know what these Pro...
14 7967
by  Ray HallJump to last post
12/09/2007 6:34 PM
0 Replies and 4277 Views Commercial Carriers in Florida  4277  0 Started by  cowboy26995 Does anyone have a list of the major commercial carriers that write in Florida or know where such a list could be obtained
0 4277
12/13/2006 2:52 PM
3 Replies and 4501 Views Newsletters from CPA Website  4501  3 Started by  host &160; Hi, A friend recently sent me a link to a CPA website and on their website they provide some newsletters on subjects that may be of interest to those handling BI claims.&160; Newsletter subjects; Sales Projection Cost of Sales & Gross Profit Expenses & Net Income Continuing & Non-continuing Expenses Loss of Income Calculation Extra Expense You can find the newsletters here> http://www.sanderfordcpa.com/ &160; Thanks for the tip Har...
3 4501
by  HuskerCatJump to last post
11/29/2006 2:32 AM
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