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Last Post 04/20/2010 4:22 PM by  bdwood
The ugly side of adjusting that many of you do not know about
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brighton
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04/17/2010 6:21 PM
Tom,

WELCOME BACK!

bd,

A lot of your comments like Ghost said are very true. One of the sad things is that some states have enacted legislation that files be paid within 90 days of 1st notice to the carrier. That said, you have to have the expotential number of estimate writers out there so payment can be made on at least the undisputed amount of the loss. All this legislation has done is make for great profits for pa's and plaintiff atty's. The number of clean up people will be increased because of this. Of course, clean up is on a day rate so a cost savings is seen.

Glad I am too beat up to climb anymore and team lead/supervisor is now our forte. We start out on day rate and leave on day rate.
Rocke Baker
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Bobabooey
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04/17/2010 8:42 PM

Posted By bdwood on 17 Apr 2010 04:51 PM
I guess my long rant can be summed up in one word. RESPECT. Very few companies have it for the field adjuster. Working as a team has become a thing of the past. It all upsets me because I love working claims, dealing with people, even the difficult ones. I refuse to be used and disrespected. Yes indeed, a spot has just opened up for someone. I wish them all the luck in the world.

I'm working on getting out too bdwood. I called a co the other day about being added to their CAT list. Basically I will need to be in class for weeks getting all of these stupid certifications. I informed them that I don't have all of these certifications but I have been working CATs for a decade now. They said does not matter. Go pay for all this crap and then we will put you at the back of the list. No thanks.
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bdwood
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04/20/2010 9:44 AM

Actually, I've rarely ever had a problem closing an average file within 30 days, if everybody in the chain does their job.  My last assignment in New Orleans was with an independant who kept loosing files, didn't know who he originally made the assignments to and was never available to assist with questions or issues.  60 days after I closed my last file, I was still getting calls from insureds about their payments. 

If you've been in the business for anytime at all, you've seen management decisions made that you knew was going to cause problems.  The last major company I worked for was so poorly managed that employees were talking about the end a couple of years before it finally happened.  Watching the train wreck became an often repeated comment.  In today's environment, more and more companies are making claims requirement decisions that destroy customer service and increase the cost of claim settlement.  Amazing!  Common sense would say that everything has a cost, either in dollars and cents or in customer service.  Any company that looses site of customer service is doomed!  Good customer service requires more than lip service. 

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JimGary
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04/20/2010 10:56 AM
Posted By bdwood on 20 Apr 2010 09:44 AM

 In today's environment, more and more companies are making claims requirement decisions that destroy customer service and increase the cost of claim settlement. 


Unfortunately that is a fact in the insurance business. I have been fortunate enough (maybe) to have been on different sides of the fence in the business. From owning an agency, to working staff auto, and now independent. I have seen companies go from all about customer service to all about the the bottom line numbers and cutting costs. It is a pendulum that swings, and eventually swings back again. I have seen independents called the saviours when companies had more claims than could be handled, and then pegged as the major cause of the underwriting losses posted the next year. Hopefully you have more of the good times than bad, but one thing is for sure, you will have both, and the pendulum will swing back.

JWG

I know the voices aren't real, but sometimes they're right!
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Leland
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04/20/2010 1:26 PM
I hear where you are coming from bdwood. If I ever handle a claim where you are the PA, I will treat you with respect.

A PA I know that used to be staff told me that work for PA's is steadily increasing because of all the bad adjusting by inexperienced staff adjusters.

I told my 15 year old daughter what a PA is and how they get paid and she immediately exclaimed "Daddy, you have to do that!"
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bdwood
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04/20/2010 4:22 PM

I'm not a PA.  I've been a field adjuster, supervisor, manager, auditor, etc. but never a PA.  I'm not sure I'd be very good at that.  The very best PA's can work for they clients without laughing. 

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