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Last Post 08/26/2008 11:00 PM by  BobH
Programs Estimating Only - Not On Site Scoping?
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jbander
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08/24/2008 2:42 PM

    Is it possible for  a licensed adjuster (Texas, Florida,  State Farm Certified) to do only the estimating utilizing Xactimate (Advanced) or other programs for those adjusters doing the actual On-Site Scoping?    Are there companies, individuals etc  that allow this?  Thanks

    Ray Hall
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    08/24/2008 7:10 PM

    Yes and no. If you know xmate you can estimate for reconstruction contractors who do not have the time to do both. Now dont expect big $$ as you are not living on the road. I am one of the experieced adjusters who wants to work from home as an inside adjuster/supervisor, what ever and I will do it for $50.00 per hour, IF the vendor furnished the software and all the transfer expense.

    Most of the carriers/vendors who require xmate require the assigned adjuster to do all the work ON SITE. At least one requires the assigned adjuster to use their computer. Many of the large commercial claims, condo's are triaged and it works very well. BUT its a big falloff from wanting to, to being able to.  I get 2 weeks in advance pay and payday ever two weeks..

    steph9176
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    08/24/2008 9:30 PM
    Posted By Ray Hall on 08/24/2008 7:10 PM

    Yes and no. If you know xmate you can estimate for reconstruction contractors who do not have the time to do both. Now dont expect big $$ as you are not living on the road. I am one of the experieced adjusters who wants to work from home as an inside adjuster/supervisor, what ever and I will do it for $50,00 per hour, IF the vendor furnished the software and all the transfer expense.

    Most of the carriers/vendors who require xmate require the assigned adjuster to do all the work ON SITE. At least one requires the assigned adjuster to use their computer. Many of the large commercial claims, condo's are triaged and it works very well. BUT its a big falloff from wanting to, to being able to.  I get 2 weeks in advance pay and payday ever two weeks..

     

     

     

    $50,000 per hour? WOW!

    rbryanhines
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    08/24/2008 11:06 PM
    he is worth it to
    rbryanhines
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    08/24/2008 11:23 PM
    I noticed an ad on CADO advertising for $200.00 a day. Are there actually adjusters who will work for this amount? What a joke!
    Tom Toll
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    08/25/2008 9:25 AM

    Bryan, remember that the lower income people earn $6.25 to $10.00 per hour and that is less than $1,600.00 per month. At $200.00 per day is  $4,000.00 per month. If they are the newer adjusters, they are learning a skill, which is also valuable. There are many people in the USA that would give anything to earn $4,000.00 a month.

    Success is not final, failure is not fatal: it is the courage to continue that counts.
    rbryanhines
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    08/25/2008 11:00 AM

    "We Need claims examiners in Lexington KY. $200 DAILY RATE. PLEASE EMAIL YOUR RESUME TO EMPLOYMENT@HBCADJUSTING.COM. If you have a FL License please send it with resume"

    Tom
    I understand what you are saying and I once worked at a hourly rate job. I posted the ad above. They are asking for file examiners. This ad does not come across like a training position. To me this ad is a joke and any skilled adjuster that is willing to work at these rates not only sells himself short but the entire industry.

    Ray Hall
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    08/25/2008 11:47 AM

    Some may think if you do not ask for $100. per hour you will never get it. Thats a tact. I have been very happy to get any work I can since 2005 for $50.00 per hour my part.It boiled down too much less with the free milage etc. on commmercial & HO losses. Auto and General Liability was a lot of night and weekend work.

    If a cat 3, 4 or 5 hits the USA this year, I can close any file on any property claim from any insured peril on land or sea or under the sea in the USA and work from my home at $50,00 per hour. A 100 hour retainer in advance is required of $5,000. No cure no pay. Work direct for vendors or carriers, same pay expected.

    sbeau4014
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    08/25/2008 3:52 PM
    After travel expenses, hotel, food, taxes, incidentals a person would be lucky to net $5000-$10,000 a year at that rate, and that is based on 7 day week and 52 weeks worked. That doesn't take into consideration what continuing expenses there may be back home like mtg, insurance on property, utilities, food/support for spouse and kids, cost of claims program if needed, insurance, etc. Those rates would sound a little bit more livable for some adjusters if it was working from home, but not travel rates. Comes to $72,800 gross on 7 day/52 week or $52,000 on a 5 day 52 week, but expenses on the road can really eat into that. If it was 5 day work week, the expenses would be the same except taxes and it may be impossible to realize any net profit. I would hope at that rate they give a written guarantee of 6 months/12 months work so you wouldn't have to do the hotel route and can do an apartment as the hotel can be the biggest expense.
    Ray Hall
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    08/25/2008 4:29 PM

    Well some of you folks may be confused, but I think Brian, Myself and Steve said the same thing. Many of the top cat. adjusters make between 1 to 2 K on the road per day gross and they have to work 7 days as the expense is seven days if you are on are trying to be off. Most top pay file supervisors make 700 to 900  gross per day in a cat3- 4 or 5 storm. Less on TD and so forth. The road warriers should get all they can and they are worth ever penny of the wages or they would not get it.. The people who do not know how to do ever type catastrophe claim. This is another topic.

    What I can stay home and sell my services for is not a road warrier mentality, its my new mentality. Its the same I have had for the past 3 years and very grateful for the work.

     

    Wes
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    08/26/2008 4:52 PM
    Standard daily rate for the Farm is now $750.00 per day 12 hrs per day 7 days per week.
    rbryanhines
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    08/26/2008 5:18 PM
    $750.00 vs $200.00 Hmmmmmm let me see . Thats a tough one.
    Ray Hall
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    08/26/2008 9:47 PM

    $750.00 by 12=62.50 per hour plus living and auto expense. I charge for expense also. I will stay home and work any dwelling, commercial, inland marine, General Liability or auto claim for $50.00 per hour before , during ,  and most definatly after a hurricane, but I must have a handshake and 100 hour advance. Remember ANY kind ,no cure no pay. I live in Houston and Gustave is pointed this way. Let me hear from the E &S writers. Hello London I worked for Bermuda in the GOM before and after Andrew.

     

    BobH
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    08/26/2008 11:00 PM
    Posted By Wes Davis 
    Standard daily rate for the Farm is now $750.00 per day 12 hrs per day 7 days per week.

    True, but I believe you would receive 70% of that, and adjusters with less experience will get as little as 60 to 65% of that.

    State Farm doesn't hire individual people, they will go through a vendor and request a number of adjusters, the vendor will take a percentage.

    Bob H
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