So, there I was on my neighbors roof replacing three wind damaged shingles. I come inside to find all kinds of changes here in the forums. I take it Roy lost his temper with Olegred and the bickering? Wow!
But, back to the roofing. This roof was installed in the late summer of 1996 and is a 20yr rated 3 tab. The minor wind damage from HERMINE resulted in three shingles needing to be replaced along with two others with the seals loosened. The felt was intact. This is a typical wind loss we have all seen, and grossly overpaid with slopes or entire roofs. The repair, not counting the time to go and buy the correct bundle of shingles, was 20, that is twenty, minutes.
The tools used were an old flattened metal spatula to pop loose the seals of the adjacent shingles, my trusty hammer, a forked pry bar to pull loose the nails, and a caulk gun. The three shingles used left the remainder of the bundle to be stored away as spares in the future. Oh, and 7 nails from my nail can.
Twenty minutes after ascending to Heaven, I am back on the ground folding up my ladder leaving behind up there a correctly repaired and water tight roof. My 82 year old neighbor says she now owes me a pie plus the $21.38 for the bundle of shingles. The point here is the bleatings from the roofers and the pansies at the carriers who swallow their bovine manure are wasting tremendous loads of the companies funds on roof replacements that ARE NOT NEEDED!
This roof is some 14 years old, well within the so called 'parameters' of being 'non-repairable'. The adjuster sent out by USAA from Allcat Claims in Boerne went ahead to replace the slope in order to; 1. run up the fee bill, 2. anticipate the sloppy inside adjuster handling of the file, and 3. prevent any arguments from roofers, which just happens to be our job. But, no one knew there was Ol' Ghost hiding in the bushes waiting to come forth with the truth. That truth is, roofs are spot repairable even the old ones. We must act in our fiduciary capacity using the specialized knowledge we have acquired from our investigatory learnings to correctly determine the proper repairs the policy owes.