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Last Post 12/30/2008 4:01 PM by  Snappy
Question about Service Companies ??
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Snappy
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12/10/2008 11:40 PM
    I have had trouble posting this today.
    Don't know why, but seems to be working now.

    There seem to be a lot of service companies both
    cat and daily. Could anyone give a brief overview
    of the requirements for this type of firm: carriers,
    adjusters, and state? I assume a lot are mom and pop.

    Thanks.

    snappy 
     
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    Tom Toll
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    12/11/2008 12:55 AM
    My age really has caught up with me. What?
    Success is not final, failure is not fatal: it is the courage to continue that counts.
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    LarryW
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    12/11/2008 5:29 AM
    Guy,
    Apparently you are still having trouble posting.
    No one is absolutely worthless, at the very least you can serve as a bad example.
    0
    Snappy
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    Posts:43


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    12/11/2008 10:46 AM

    Well I can see my question so I

    know it got on this time. Hadn't

    posted anything in several years

    and didn't have any trouble then.

     

    Thought my age might have finally

    caught up with me -- yeah.

     

    Are service companies licensed

    by the states like adjusters and

    agents by the IC or like ordinary

    corporations, partnerships, and

    proprietorships by the sec'ts of

    state or both? What do the carriers

    usually require besides bonding

    and the adjusters being licensed?

     

    How about a brief overview in

    thumbnail sketch 25? Thanks.

     

    snappy


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    Todd_Summers
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    12/18/2008 3:46 PM
    Huh?
    0
    JimGary
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    Posts:470


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    12/18/2008 6:11 PM
    Guy, Perhaps you shouldn't lump you questions together. I gotta say, I have a little problem understanding what exactly your asking. By service companies, I assume you refer to restoration companies (Servpro, Stanley, Kiwi and such). Or are you meaning adjusting firms?

    Confused
    I know the voices aren't real, but sometimes they're right!
    0
    Medulus
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    Posts:786


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    12/18/2008 6:16 PM

    Is this a test and I didn't study the material, or what?

    Steve Ebner CPCU AIC AMIM

    "With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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    LarryW
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    Posts:114


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    12/18/2008 7:57 PM
    Perhaps Larry Hardin should respond here. I think he is involved with a Guy's service company of some sort or another.
    No one is absolutely worthless, at the very least you can serve as a bad example.
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    okclarryd
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    12/18/2008 8:55 PM
    I'm just here to help.

    What Guy is asking is whether the service department is responsible for the personal items left in your vehicle when it is left for service.

    Or, maybe, he's asking if you would like to be put on the rack and serviced as well.

    I'm just so confused about all this. I believe I'll have three or two glasses of Tennessee clarity and then hook up a guy wire to keep me straight.
    Larry D Hardin
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    JimGary
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    12/18/2008 10:15 PM
    Thank you Larry. As usual your wisdom, clarity of thought, and leadership has brought order to the chaos. Though I'm more of a Canadian fan, I'll join you in a cyber toast.

    JWG
    I know the voices aren't real, but sometimes they're right!
    0
    Snappy
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    12/18/2008 10:18 PM

    You guys are pretty funny that's for sure, but I didn't think you'll would have that hard a time with the questions.

     

    I'll try one more time.

     

    Do any of you long time adjusters know what steps you need to go through to start an "adjusting company" (service company) in most states? This is without getting into what the carriers require or getting business from them.

     

    If you don't know that's cool. You don't have to know this to work for one. I just wondered what "the man" does when he wants to set one up.

     

    Thanks.

     

    snappy

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    HuskerCat
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    12/18/2008 10:24 PM
    Git it outta here, you'se guyse's...you're killin' me, ya know what I'm talkin bout? 
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    StormSupport
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    12/19/2008 8:43 AM
    Who is "the man"?
    Do the right thing, ALWAYS
    ~Meg~
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    Medulus
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    12/19/2008 10:29 AM
    Guy,

    I got to the bottom of the mescal and ate the worm, so my vision is suddenly cleared.

    The question you ask is specific to each state, so you would need to check with the Dept. of Insurance website and probably get a couple clarifications of your own from some real live people at the DOI to answer your questions.

    Or, you could ask Larry Hardin again. I think he's about twice as clarified as he was before.
     
    I also have an answer to your question, Meg.  He was that Guy who was on that tv show with Chico.
    Steve Ebner CPCU AIC AMIM

    "With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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    Snappy
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    Posts:43


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    12/19/2008 11:41 AM

    Steve,

    Thanks. Good advice. All the 
    comments have about cured
    me of asking questions. But 
    I am going to do a little 
    research and will report back.
    If no one cares that's alright
    too. Later.
     
    snappy 
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    Snappy
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    Posts:43


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    12/19/2008 11:45 AM

    Meg,
    In my commment it means the men and women
    who start and run "adjusting companies."
    Nice self portrait (I assume). Later.

    snappy 

     
     
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    sbeau4014
    Founding Member
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    Posts:427


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    12/19/2008 5:44 PM
    You also will need to research the requirements of the Secretary of State in the state in which you plan to do business and determine what their requirements are as far as starting up a new business, tax information, employee information, etc. Fed tax ID has to be obtained, and you may have to have your company formed before you can get that.
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    HuskerCat
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    Posts:762


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    12/19/2008 9:59 PM

    Unless you's one of da you'se guys...then whatscha problem?  Seen the noose lately? Hey!

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    Snappy
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    Posts:43


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    12/20/2008 1:06 AM

    Mike Kunze is a very good writer.

    If you don't believe me you should

    check out some of his 499 posts.

     

    The last two posts must have been

    written by an imposter. They don't

    make sense and  aren't funny.

     Whoever is doing it should knock

    it off now. It's not fair to him and
    his loyal readers.

     

    snappy

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    Snappy
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    Posts:43


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    12/20/2008 1:53 AM

    Steve (Beaumont),

     

    I agree with your comment, but

    from what I have found on the

    web the states seem to do most

    of their insurance regulation, other

    than of the carriers, through their

    control of the agents, brokers,

    and adjusters. Is there a separate

    layer of regulation for the adjusting

    companies?

     

    With downloading and uploading

    and standardized computer estimating

    and cheap communication I would

    think there would be a trend toward

    more and smaller adjusting companies.

    And more people getting both sides of

    the cut. What say you'll?

     

    snappy

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