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 G. Writght I worked as an IA for State Farm Fire and State Farm auto on catastrophe and daily dlaims off and on for over 20 years. Just have them call me and I will tell them your greatest flaw is mendacity.

Mendacious:

Given to or characterized by deception or falsehood or divergence from

absolute truth ²mendacious tales of his adventures³

synonyms see DISHONEST.

CADO is open to all for commentary. Some try to exploit the virtuous concept of inner action between adjusters and create fury. For those that do that, may you rest in peace. Roy Cupps is an honorable man and one with a high degree of integrity. He has provided something to this industry to assist those and allow us to interact with each other. Unfortunately, we will always have swearing matches to contend with, it's just part of the game. I just ask that we be as civil as possible. This industry is in enough trouble as it is, we don't need to dig up more problems, guys and gals.  –

Be careful of the toes you step on today, they may be attached to the butt you have to kiss tomorrow. 

A lot of people read this forum.  One never knows when a file reviewer or someone instrumental in the claims process might just remember a distasteful  or disrespectful attitude. 

Posted By MBoy on 06 Aug 2009 10:47 AM
If you like cookie cutter claims, this is wonderful. Experienced adjusters like Mr. Toll would get bored after a day of doing this.

I understand that this was your experience, and respect that.

I think that the nature of the claims is more dependent on the type of storm, and how hard-hit that region was.

Mother nature is an equal-opportunity offender.  The damages on claims assigned to me by State Farm are not different than claims from other insurance companies, and as an independent I have worked for quite a few other companies. 

3 of the storms I have worked for State Farm had claims assigned to me that were damaged to the point that the home was uninhabitable.  I am including 2 storms that happened this year in 2009 before the hurricane season.

Anytime you have trees hitting houses, breaking trusses, that have plumbing, wiring, and HVAC running through the truss system you will be very busy writing an estimate that also includes drywall in undamaged rooms that have ceilings attached to the bottom of the other end of those trusses, etc.

I talked to Tom when he was working the California Fires a couple years ago - he was looking at severely damaged homes.  Although he wasn't working State Farm claims, you might have been assigned a loss like that if you were deployed there for State Farm.  Many of them were just smoke damage, but not all of them.