The large carriers who have most of the homeowners business will probably stay the same. Some back street vendors will cut el cheapo deals to get new business. Some of the vendors will have two billing schedule's mine and yours. Some will not show you theirs until you show them yours. Some will pay when you catch them. Some will pay when you make them. Some will never pay. Some don,t deserve any pay. Some pay ever two weeks.

Goodness we don,t even have any work to do and already we are talking about money. Don,t we still have few who like to help people when  disaster hits.