NFIP Adjuster Claims Manual - Part 2
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NFIP Adjuster Claims Manual - Part 2

Part 2 - Section V

Section V Summary

V. STANDARD FLOOD INSURANCE POLICY
 
A. INTRODUCTION 
The Standard Flood Insurance Policy (SFIP) specifies the terms and conditions of the 
agreement of insurance between either the Federal Emergency Management Agency (FEMA) 
as insurer (for policies issued by the NFIP Servicing Agent) or the WYO company as insurer 
(for policies issued by the WYO Program) and the named insurer. 
Named insurers in NFIP participating communities include homeowners, renters, business 
owners, builders of buildings that are in the course of construction, condominium associations, 
owners of residential condominium units, and mortgagees/trustee (applicable to building 
coverage only.) 

source: NFIP Adjusters Claims Manual

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